Art Ingram

Art Ingram

Assumable homes for sale in New Smyrna Beach, FL

5 homesVA & FHA loansrates from 2.90% vs 6.95% today

New Smyrna Beach assumption guide
2858 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 2.90%
FHA
Active
22
$355,000$120,337 down
Rate
2.90%
6.95%today
Payment
$1,124/mo
$1,787today
  • 4beds
  • 2baths
  • 1,889sqft

2858 NEVERLAND Drive, New Smyrna Beach

2144 JUNGLE Road, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.90%
VA
Active
31
$320,000$129,339 down
Rate
2.90%
6.95%today
Payment
$915/mo
$1,456today
  • 3beds
  • 3baths
  • 1,868sqft

2144 JUNGLE Road, New Smyrna Beach

2635 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.98%
VA
Active
57
$365,000$21,266 down
Rate
4.98%
6.95%today
Payment
$1,970/mo
$2,435today
  • 3beds
  • 2baths
  • 1,690sqft

2635 NEVERLAND Drive, New Smyrna Beach

203 PRESTWICK Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.32%
VA
Active
70
$773,900$584,967 down
Rate
4.32%
6.95%today
Payment
$1,276/mo
$1,702today
  • 3beds
  • 3baths
  • 3,041sqft

203 PRESTWICK Drive, New Smyrna Beach

351 CASTLEWOOD Lane, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 5.01%
FHA
Active
48
$245,000$172,444 down
Rate
5.01%
6.95%today
Payment
$612/mo
$754today
  • 2beds
  • 2baths
  • 1,054sqft

351 CASTLEWOOD Lane, New Smyrna Beach

Assuming a mortgage in New Smyrna Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$612 /mo
Median cash to assume
$129,339
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.