Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in New Smyrna Beach, FL

52 homesVA & FHA loansrates from 2.65% vs 6.95% today

New Smyrna Beach assumption guide
5258 BEAR CORN Run, Port Orange, FL, 32128 — assumable VA mortgage at 2.65%
VA
Active
55
$335,000$93,911 down
Rate
2.65%
6.95%today
Payment
$1,113/mo
$1,828today
  • 3beds
  • 2baths
  • 1,760sqft

5258 BEAR CORN Run, Port Orange

4767 ATLANTIC Avenue #402, Ponce Inlet, FL, 32127 — assumable VA mortgage at 3.75%
VA
Active
54
$874,900$41,689 down
Rate
3.75%
6.95%today
Payment
$4,201/mo
$6,004today
  • 3beds
  • 3baths
  • 2,190sqft

4767 ATLANTIC Avenue #402, Ponce Inlet

6239 WOODHAVEN VILLAGE Drive, Port Orange, FL, 32128 — assumable VA mortgage at 3.85%
VA
Active
50
$525,000$98,369 down
Rate
3.85%
6.95%today
Payment
$2,178/mo
$3,076today
  • 4beds
  • 4baths
  • 2,651sqft

6239 WOODHAVEN VILLAGE Drive, Port Orange

3118 BORASSUS Drive, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 2.78%
FHA
Active
34
$339,000$101,677 down
Rate
2.78%
6.95%today
Payment
$1,117/mo
$1,804today
  • 3beds
  • 2baths
  • 1,610sqft

3118 BORASSUS Drive, New Smyrna Beach

2858 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 2.90%
FHA
Active
22
$355,000$120,337 down
Rate
2.90%
6.95%today
Payment
$1,124/mo
$1,787today
  • 4beds
  • 2baths
  • 1,889sqft

2858 NEVERLAND Drive, New Smyrna Beach

748 MERRIMAC Drive, Port Orange, FL, 32127 — assumable FHA mortgage at 4.22%
FHA
Active
13
$215,000$9,204 down
Rate
4.22%
6.95%today
Payment
$1,963/mo
$2,343today
  • 3beds
  • 2baths
  • 1,536sqft

748 MERRIMAC Drive, Port Orange

123 OLD MILL POND Road, Edgewater, FL, 32141 — assumable FHA mortgage at 3.03%
FHA
Active
26
$325,000$120,598 down
Rate
3.03%
6.95%today
Payment
$997/mo
$1,560today
  • 3beds
  • 2baths
  • 1,685sqft

123 OLD MILL POND Road, Edgewater

2916 MELETO Boulevard, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 3.07%
FHA
Active
39
$325,000$110,011 down
Rate
3.07%
6.95%today
Payment
$1,058/mo
$1,647today
  • 3beds
  • 3baths
  • 1,754sqft

2916 MELETO Boulevard, New Smyrna Beach

26 FORE Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 3.26%
VA
Active
17
$224,000$72,340 down
Rate
3.26%
6.95%today
Payment
$762/mo
$1,157today
  • 2beds
  • 2baths
  • 1,124sqft

26 FORE Drive, New Smyrna Beach

748 PINE SHORES Circle, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.67%
VA
Active
21
$310,000$163,001 down
Rate
2.67%
6.95%today
Payment
$682/mo
$1,117today
  • 3beds
  • 2baths
  • 1,344sqft

748 PINE SHORES Circle, New Smyrna Beach

49 CROOKED PINE Road, Port Orange, FL, 32128 — assumable VA mortgage at 2.71%
VA
Active
42
$249,000$118,304 down
Rate
2.71%
6.95%today
Payment
$609/mo
$992today
  • 2beds
  • 2baths
  • 1,295sqft

49 CROOKED PINE Road, Port Orange

3434 TORRE Boulevard, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.81%
VA
Active
43
$430,000$184,810 down
Rate
2.81%
6.95%today
Payment
$1,149/mo
$1,849today
  • 3beds
  • 2baths
  • 1,847sqft

3434 TORRE Boulevard, New Smyrna Beach

143 OLD MILL POND RD, Edgewater, FL, 32141 — assumable FHA mortgage at 2.81%
FHA
Active
44
$545,000$289,737 down
Rate
2.81%
6.95%today
Payment
$1,208/mo
$1,943today
  • 5beds
  • 3baths
  • 2,674sqft

143 OLD MILL POND RD, Edgewater

110 PORTOFINO Boulevard, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.89%
VA
Active
66
$1,100,000$815,431 down
Rate
2.89%
6.95%today
Payment
$1,361/mo
$2,168today
  • 3beds
  • 3baths
  • 2,669sqft

110 PORTOFINO Boulevard, New Smyrna Beach

2195 POINSETTIA Drive, Port Orange, FL, 32128 — assumable VA mortgage at 2.90%
VA
Active
90
$1,340,000$1,075,090 down
Rate
2.90%
6.95%today
Payment
$1,234/mo
$1,963today
  • 6beds
  • 5baths
  • 5,648sqft

2195 POINSETTIA Drive, Port Orange

2144 JUNGLE Road, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.90%
VA
Active
31
$320,000$129,339 down
Rate
2.90%
6.95%today
Payment
$915/mo
$1,456today
  • 3beds
  • 3baths
  • 1,868sqft

2144 JUNGLE Road, New Smyrna Beach

3446 MEDICI Boulevard, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.95%
VA
Active
59
$415,000$253,720 down
Rate
2.95%
6.95%today
Payment
$761/mo
$1,202today
  • 4beds
  • 4baths
  • 2,379sqft

3446 MEDICI Boulevard, New Smyrna Beach

636 RIVERSIDE Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 3.18%
VA
Active
75
$2,190,000$1,394,024 down
Rate
3.18%
6.95%today
Payment
$3,928/mo
$6,027today
  • 3beds
  • 4baths
  • 3,250sqft

636 RIVERSIDE Drive, New Smyrna Beach

2815 ORANGE TREE, Edgewater, FL, 32141 — assumable FHA mortgage at 3.73%
FHA
Active
22
$299,000$117,234 down
Rate
3.73%
6.95%today
Payment
$975/mo
$1,397today
  • 4beds
  • 2baths
  • 1,708sqft

2815 ORANGE TREE, Edgewater

2635 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.98%
VA
Active
57
$365,000$21,266 down
Rate
4.98%
6.95%today
Payment
$1,970/mo
$2,435today
  • 3beds
  • 2baths
  • 1,690sqft

2635 NEVERLAND Drive, New Smyrna Beach

2511 MILTON Avenue, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 3.61%
FHA
Active
36
$330,000$223,454 down
Rate
3.61%
6.95%today
Payment
$626/mo
$910today
  • 3beds
  • 2baths
  • 1,466sqft

2511 MILTON Avenue, New Smyrna Beach

940 VILLAGE Trail #6-103, Port Orange, FL, 32127 — assumable VA mortgage at 4.50%
VA
Active
64
$220,000$41,563 down
Rate
4.50%
6.95%today
Payment
$970/mo
$1,267today
  • 2beds
  • 2baths
  • 1,006sqft

940 VILLAGE Trail #6-103, Port Orange

3330 WILLOW OAK Drive, Edgewater, FL, 32141 — assumable VA mortgage at 5.54%
VA
Active
46
$389,900$12,650 down
Rate
5.54%
6.95%today
Payment
$2,281/mo
$2,648today
  • 3beds
  • 2baths
  • 1,724sqft

3330 WILLOW OAK Drive, Edgewater

169 LEISURE Circle, Port Orange, FL, 32127 — assumable FHA mortgage at 3.75%
FHA
Active
32
$315,000$136,981 down
Rate
3.75%
6.95%today
Payment
$955/mo
$1,365today
  • 3beds
  • 2baths
  • 1,658sqft

169 LEISURE Circle, Port Orange

2904 JUNIPER Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 3.92%
FHA
Active
9
$383,000$193,470 down
Rate
3.92%
6.95%today
Payment
$1,091/mo
$1,527today
  • 4beds
  • 2baths
  • 2,219sqft

2904 JUNIPER Drive, Edgewater

2937 MELETO Boulevard, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 6.11%
FHA
Active
22
$315,000Potential short sale
Rate
6.11%
6.95%today
Payment
$2,144/mo
$2,340today
  • 4beds
  • 3baths
  • 2,070sqft

2937 MELETO Boulevard, New Smyrna Beach

3362 MARSILI Avenue, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 6.43%
FHA
Active
25
$350,000Potential short sale
Rate
6.43%
6.95%today
Payment
$2,366/mo
$2,496today
  • 3beds
  • 2baths
  • 1,952sqft

3362 MARSILI Avenue, New Smyrna Beach

1545 DELPHI Way, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 6.90%
VA
Active
32
$419,900$19,334 down
Rate
6.90%
6.95%today
Payment
$2,707/mo
$2,720today
  • 4beds
  • 2baths
  • 2,059sqft

1545 DELPHI Way, New Smyrna Beach

2627 UNITY TREE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 6.94%
FHA
Active
30
$295,000$14,874 down
Rate
6.94%
6.95%today
Payment
$1,893/mo
$1,895today
  • 3beds
  • 2baths
  • 1,344sqft

2627 UNITY TREE Drive, Edgewater

203 PRESTWICK Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.32%
VA
Active
70
$773,900$584,967 down
Rate
4.32%
6.95%today
Payment
$1,276/mo
$1,702today
  • 3beds
  • 3baths
  • 3,041sqft

203 PRESTWICK Drive, New Smyrna Beach

4503 SAXON Drive, New Smyrna Beach, FL, 32169 — assumable VA mortgage at 6.16%
VA
Active
41
$619,900$42,997 down
Rate
6.16%
6.95%today
Payment
$3,543/mo
$3,845today
  • 2beds
  • 2baths
  • 1,112sqft

4503 SAXON Drive, New Smyrna Beach

684 REILLYS Road, Port Orange, FL, 32127 — assumable VA mortgage at 6.34%
VA
Active
20
$384,000$37,428 down
Rate
6.34%
6.95%today
Payment
$2,338/mo
$2,473today
  • 4beds
  • 3baths
  • 1,822sqft

684 REILLYS Road, Port Orange

2126 GENTLE RAIN Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 6.76%
FHA
Active
34
$299,900$21,183 down
Rate
6.76%
6.95%today
Payment
$1,836/mo
$1,872today
  • 3beds
  • 3baths
  • 1,840sqft

2126 GENTLE RAIN Drive, Edgewater

407 ANN Street, Edgewater, FL, 32132 — assumable VA mortgage at 6.79%
VA
Active
28
$278,000$24,899 down
Rate
6.79%
6.95%today
Payment
$1,677/mo
$1,705today
  • 3beds
  • 2baths
  • 1,040sqft

407 ANN Street, Edgewater

2176 JUANITA Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 6.95%
VA
Active
50
$899,999$71,949 down
Rate
6.95%
6.95%today
Payment
$5,600/mo
$5,600today
  • 4beds
  • 3baths
  • 2,302sqft

2176 JUANITA Drive, New Smyrna Beach

706 VENTERS Street, Port Orange, FL, 32127 — assumable FHA mortgage at 7.22%
FHA
Active
15
$379,650$19,549 down
Rate
7.22%
6.95%today
Payment
$2,504/mo
$2,437today
  • 3beds
  • 2baths
  • 1,463sqft

706 VENTERS Street, Port Orange

Assuming a mortgage in New Smyrna Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$365 /mo
Median cash to assume
$107,111
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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