Art Ingram

Art Ingram

Assumable homes for sale in New Port Richey, FL

199 homesFHA & VA loansrates from 2.23% vs 6.95% today

New Port Richey assumption guide
7300 BELLOWS FALLS Lane, Hudson, FL, 34667 — assumable FHA mortgage at 3.11%
FHATop pick
Active
48
$234,900$18,671 down
Rate
3.11%
6.95%today
Payment
$1,024/mo
$1,586today
  • 3beds
  • 3baths
  • 1,732sqft

7300 BELLOWS FALLS Lane, Hudson

3207 COLDWELL Drive, Holiday, FL, 34691 — assumable VA mortgage at 3.07%
VA
Active
44
$289,000$45,014 down
Rate
3.07%
6.95%today
Payment
$1,153/mo
$1,795today
  • 3beds
  • 2baths
  • 1,302sqft

3207 COLDWELL Drive, Holiday

8040 SAYBROOK Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.10%
FHA
Active
19
$279,000$49,516 down
Rate
3.10%
6.95%today
Payment
$1,086/mo
$1,683today
  • 2beds
  • 2baths
  • 1,644sqft

8040 SAYBROOK Drive, Port Richey

1133 GRAND Boulevard, Holiday, FL, 34690 — assumable FHA mortgage at 3.10%
FHA
Active
35
$335,000$56,497 down
Rate
3.10%
6.95%today
Payment
$1,321/mo
$2,047today
  • 3beds
  • 2baths
  • 1,496sqft

1133 GRAND Boulevard, Holiday

6131 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.12%
FHA
Active
39
$350,000$59,157 down
Rate
3.12%
6.95%today
Payment
$1,379/mo
$2,133today
  • 4beds
  • 3baths
  • 1,870sqft

6131 SPRING CRAYFISH Avenue, New Port Richey

4312 BEACON SQUARE Drive, Holiday, FL, 34691 — assumable VA mortgage at 3.69%
VA
Active
40
$199,000Potential short sale
Rate
3.69%
6.95%today
Payment
$1,049/mo
$1,510today
  • 2beds
  • 1baths
  • 816sqft

4312 BEACON SQUARE Drive, Holiday

10707 SALAMANCA Drive, Port Richey, FL, 34668 — assumable VA mortgage at 3.76%
VA
Active
19
$260,000$7,826 down
Rate
3.76%
6.95%today
Payment
$1,275/mo
$1,820today
  • 2beds
  • 2baths
  • 1,274sqft

10707 SALAMANCA Drive, Port Richey

3240 BRIAR CLIFF Drive, Holiday, FL, 34691 — assumable FHA mortgage at 2.73%
FHA
Active
34
$215,000$63,771 down
Rate
2.73%
6.95%today
Payment
$704/mo
$1,145today
  • 3beds
  • 2baths
  • 1,221sqft

3240 BRIAR CLIFF Drive, Holiday

11424 DORIAN Court, New Port Richey, FL, 34654 — assumable VA mortgage at 2.77%
VA
Active
49
$365,000$79,510 down
Rate
2.77%
6.95%today
Payment
$1,314/mo
$2,125today
  • 4beds
  • 2baths
  • 1,719sqft

11424 DORIAN Court, New Port Richey

6518 SAND SHORE Lane, New Port Richey, FL, 34652 — assumable VA mortgage at 2.83%
VA
Active
85
$330,000$74,449 down
Rate
2.83%
6.95%today
Payment
$1,195/mo
$1,917today
  • 3beds
  • 3baths
  • 1,972sqft

6518 SAND SHORE Lane, New Port Richey

7427 FIRESIDE Drive, Port Richey, FL, 34668 — assumable VA mortgage at 2.84%
VA
Active
41
$240,000$54,357 down
Rate
2.84%
6.95%today
Payment
$859/mo
$1,377today
  • 2beds
  • 2baths
  • 1,272sqft

7427 FIRESIDE Drive, Port Richey

11022 SALT TREE Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 2.87%
FHA
Active
25
$315,000$65,109 down
Rate
2.87%
6.95%today
Payment
$1,160/mo
$1,852today
  • 3beds
  • 2baths
  • 1,684sqft

11022 SALT TREE Drive, Port Richey

11530 OYSTER BAY Circle, New Port Richey, FL, 34654 — assumable VA mortgage at 3.76%
VA
Active
43
$540,000$31,067 down
Rate
3.76%
6.95%today
Payment
$2,573/mo
$3,674today
  • 4beds
  • 3baths
  • 3,114sqft

11530 OYSTER BAY Circle, New Port Richey

3029 JACOB CROSSING Lane, Holiday, FL, 34691 — assumable VA mortgage at 3.92%
VA
Active
53
$330,000$22,091 down
Rate
3.92%
6.95%today
Payment
$1,587/mo
$2,222today
  • 3beds
  • 3baths
  • 1,813sqft

3029 JACOB CROSSING Lane, Holiday

2911 JACOB CROSSING Lane, Holiday, FL, 34691 — assumable FHA mortgage at 3.33%
FHA
Active
51
$242,900$67,305 down
Rate
3.33%
6.95%today
Payment
$890/mo
$1,341today
  • 3beds
  • 3baths
  • 1,444sqft

2911 JACOB CROSSING Lane, Holiday

4933 SHELL STREAM Boulevard, New Port Richey, FL, 34652 — assumable VA mortgage at 2.77%
VA
Active
76
$499,000$196,603 down
Rate
2.77%
6.95%today
Payment
$1,415/mo
$2,288today
  • 3beds
  • 2baths
  • 1,840sqft

4933 SHELL STREAM Boulevard, New Port Richey

14929 PROMENADE Parkway, Odessa, FL, 33556 — assumable FHA mortgage at 2.80%
FHA
Active
34
$320,000$123,308 down
Rate
2.80%
6.95%today
Payment
$930/mo
$1,498today
  • 3beds
  • 3baths
  • 1,582sqft

14929 PROMENADE Parkway, Odessa

6388 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.81%
FHA
Active
45
$399,000$138,280 down
Rate
2.81%
6.95%today
Payment
$1,219/mo
$1,962today
  • 4beds
  • 2baths
  • 1,936sqft

6388 SPIDER LILY Way, New Port Richey

5240 SCHOOL Road, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.81%
FHA
Active
7
$249,000$83,549 down
Rate
2.81%
6.95%today
Payment
$776/mo
$1,248today
  • 3beds
  • 2baths
  • 1,562sqft

5240 SCHOOL Road, New Port Richey

10951 PEPPERTREE LN, Port Richey, FL, 34668 — assumable FHA mortgage at 2.84%
FHA
Active
40
$325,000$79,622 down
Rate
2.84%
6.95%today
Payment
$1,136/mo
$1,820today
  • 3beds
  • 2baths
  • 1,624sqft

10951 PEPPERTREE LN, Port Richey

8345 FOX HOLLOW Drive, Port Richey, FL, 34668 — assumable VA mortgage at 2.86%
VA
Active
18
$340,000$125,705 down
Rate
2.86%
6.95%today
Payment
$996/mo
$1,592today
  • 3beds
  • 2baths
  • 1,622sqft

8345 FOX HOLLOW Drive, Port Richey

5657 OCEANIC Road, Holiday, FL, 34690 — assumable VA mortgage at 3.09%
VA
Active
44
$579,900$189,800 down
Rate
3.09%
6.95%today
Payment
$1,848/mo
$2,868today
  • 4beds
  • 4baths
  • 3,553sqft

5657 OCEANIC Road, Holiday

5126 ROSEWOOD Drive, New Port Richey, FL, 34653 — assumable VA mortgage at 4.17%
VA
Active
25
$259,000$26,102 down
Rate
4.17%
6.95%today
Payment
$1,228/mo
$1,669today
  • 2beds
  • 2baths
  • 1,360sqft

5126 ROSEWOOD Drive, New Port Richey

2161 BRANDING IRON Court, New Port Richey, FL, 34655 — assumable VA mortgage at 3.29%
VA
Active
38
$479,000$177,382 down
Rate
3.29%
6.95%today
Payment
$1,526/mo
$2,310today
  • 4beds
  • 3baths
  • 2,348sqft

2161 BRANDING IRON Court, New Port Richey

753 SEMINOLE Boulevard, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.23%
VA
Active
70
$414,900$232,928 down
Rate
2.23%
6.95%today
Payment
$1,693/mo
$2,319today
  • 3beds
  • 2baths
  • 1,742sqft

753 SEMINOLE Boulevard, Tarpon Springs

1291 BLACKRUSH Drive, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 2.71%
FHA
Active
68
$539,999$223,873 down
Rate
2.71%
6.95%today
Payment
$1,473/mo
$2,400today
  • 4beds
  • 3baths
  • 2,589sqft

1291 BLACKRUSH Drive, Tarpon Springs

5054 SCHOOL Road, New Port Richey, FL, 34653 — assumable VA mortgage at 2.73%
VA
Active
42
$240,000$135,165 down
Rate
2.73%
6.95%today
Payment
$487/mo
$792today
  • 3beds
  • 2baths
  • 1,368sqft

5054 SCHOOL Road, New Port Richey

7004 ROCKWOOD DR, Port Richey, FL, 34668 — assumable VA mortgage at 2.78%
VA
Active
42
$300,000$223,713 down
Rate
2.78%
6.95%today
Payment
$359/mo
$580today
  • 3beds
  • 3baths
  • 1,419sqft

7004 ROCKWOOD DR, Port Richey

1422 TAWNYBERRY Court, Trinity, FL, 34655 — assumable VA mortgage at 2.83%
VA
Active
32
$549,900$253,108 down
Rate
2.83%
6.95%today
Payment
$1,404/mo
$2,253today
  • 4beds
  • 3baths
  • 2,268sqft

1422 TAWNYBERRY Court, Trinity

2903 LONG BOW Way, Odessa, FL, 33556 — assumable VA mortgage at 2.84%
VA
Active
53
$975,000$617,347 down
Rate
2.84%
6.95%today
Payment
$1,655/mo
$2,653today
  • 5beds
  • 4baths
  • 3,624sqft

2903 LONG BOW Way, Odessa

3652 WESTCHESTER Drive, Holiday, FL, 34691 — assumable FHA mortgage at 2.84%
FHA
Active
37
$339,900$158,359 down
Rate
2.84%
6.95%today
Payment
$860/mo
$1,378today
  • 3beds
  • 3baths
  • 2,197sqft

3652 WESTCHESTER Drive, Holiday

6041 DUBLIN Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.86%
FHA
Active
14
$270,000$112,202 down
Rate
2.86%
6.95%today
Payment
$732/mo
$1,170today
  • 2beds
  • 1baths
  • 720sqft

6041 DUBLIN Drive, New Port Richey

5532 PILOTS Place, New Port Richey, FL, 34652 — assumable VA mortgage at 2.88%
VA
Active
60
$1,299,000$831,554 down
Rate
2.88%
6.95%today
Payment
$2,173/mo
$3,464today
  • 4beds
  • 3baths
  • 3,064sqft

5532 PILOTS Place, New Port Richey

7427 CHAPEL Avenue, New Port Richey, FL, 34652 — assumable FHA mortgage at 2.90%
FHA
Active
15
$199,900$98,539 down
Rate
2.90%
6.95%today
Payment
$474/mo
$754today
  • 2beds
  • 1baths
  • 804sqft

7427 CHAPEL Avenue, New Port Richey

2030 GULFVIEW Drive, Holiday, FL, 34691 — assumable VA mortgage at 2.93%
VA
Active
77
$799,000$451,854 down
Rate
2.93%
6.95%today
Payment
$3,161/mo
$4,122today
  • 2beds
  • 2baths
  • 2,280sqft

2030 GULFVIEW Drive, Holiday

4930 BAY PARK Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 2.94%
FHA
Active
89
$743,000$450,066 down
Rate
2.94%
6.95%today
Payment
$1,412/mo
$2,235today
  • 3beds
  • 3baths
  • 2,120sqft

4930 BAY PARK Drive, Port Richey

Assuming a mortgage in New Port Richey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.23%
Lowest existing payment
$311 /mo
Median cash to assume
$91,970
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.