Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Micanopy, FL

26 homesVA & FHA loansrates from 2.77% vs 6.95% today

Micanopy assumption guide
7585 79TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.17%
VA
Active
68
$550,000$136,984 down
Rate
3.17%
6.95%today
Payment
$2,009/mo
$3,086today
  • 5beds
  • 4baths
  • 3,042sqft

7585 79TH Drive, Gainesville

4236 91ST Drive, Gainesville, FL, 32608 — assumable VA mortgage at 2.77%
VA
Active
35
$740,000$254,990 down
Rate
2.77%
6.95%today
Payment
$2,258/mo
$3,652today
  • 4beds
  • 4baths
  • 2,662sqft

4236 91ST Drive, Gainesville

9028 76TH Avenue, Gainesville, FL, 32608 — assumable VA mortgage at 2.83%
VA
Active
40
$335,000$202,669 down
Rate
2.83%
6.95%today
Payment
$619/mo
$993today
  • 3beds
  • 2baths
  • 1,402sqft

9028 76TH Avenue, Gainesville

8391 75TH Road, Gainesville, FL, 32608 — assumable VA mortgage at 2.89%
VA
Active
43
$489,990$425,986 down
Rate
2.89%
6.95%today
Payment
$1,165/mo
$1,523today
  • 4beds
  • 3baths
  • 2,637sqft

8391 75TH Road, Gainesville

4415 34TH Street #309, Gainesville, FL, 32608 — assumable VA mortgage at 3.00%
VA
Active
37
$157,900$157,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,172sqft

4415 34TH Street #309, Gainesville

9406 78TH Court, Gainesville, FL, 32608 — assumable VA mortgage at 3.31%
VA
Active
37
$439,900$238,838 down
Rate
3.31%
6.95%today
Payment
$1,017/mo
$1,536today
  • 3beds
  • 2baths
  • 2,097sqft

9406 78TH Court, Gainesville

4415 SW 34TH ST #410, Gainesville, FL, 32608 — assumable VA mortgage at 3.41%
VA
Active
26
$172,000Potential short sale
Rate
3.41%
6.95%today
Payment
$1,064/mo
$1,587today
  • 2beds
  • 3baths
  • 1,172sqft

4415 SW 34TH ST #410, Gainesville

22675 75TH AVENUE Road, Micanopy, FL, 32667 — assumable VA mortgage at 3.50%
VA
Active
72
$785,000$785,000 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 3,255sqft

22675 75TH AVENUE Road, Micanopy

6338 46TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.65%
VA
Active
41
$359,500$155,651 down
Rate
3.65%
6.95%today
Payment
$1,083/mo
$1,567today
  • 3beds
  • 2baths
  • 1,507sqft

6338 46TH Drive, Gainesville

15027 91ST Street, Archer, FL, 32618 — assumable FHA mortgage at 3.73%
FHA
Active
59
$459,900$248,230 down
Rate
3.73%
6.95%today
Payment
$1,138/mo
$1,631today
  • 3beds
  • 2baths
  • 1,456sqft

15027 91ST Street, Archer

3913 26TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.92%
VA
Active
4
$520,000$418,889 down
Rate
3.92%
6.95%today
Payment
$1,056/mo
$1,355today
  • 20beds
  • 30baths
  • 3,970sqft

3913 26TH Drive, Gainesville

6907 44TH Avenue, Gainesville, FL, 32608 — assumable FHA mortgage at 5.10%
FHA
Active
17
$149,900$33,428 down
Rate
5.10%
6.95%today
Payment
$676/mo
$824today
  • 2beds
  • 3baths
  • 992sqft

6907 44TH Avenue, Gainesville

4663 48TH Drive #137, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
22
$266,000$24,304 down
Rate
6.50%
6.95%today
Payment
$1,576/mo
$1,650today
  • 3beds
  • 3baths
  • 1,428sqft

4663 48TH Drive #137, Gainesville

3705 27TH Street #916, Gainesville, FL, 32608 — assumable VA mortgage at 4.53%
VA
Active
10
$159,000$93,844 down
Rate
4.53%
6.95%today
Payment
$389/mo
$506today
  • 2beds
  • 2baths
  • 950sqft

3705 27TH Street #916, Gainesville

6735 51ST Avenue, Gainesville, FL, 32608 — assumable FHA mortgage at 6.65%
FHA
Active
10
$185,000$25,362 down
Rate
6.65%
6.95%today
Payment
$1,040/mo
$1,072today
  • 3beds
  • 2baths
  • 1,170sqft

6735 51ST Avenue, Gainesville

1830 WILLISTON Road, Gainesville, FL, 32608 — assumable VA mortgage at 4.81%
VA
Active
22
$289,900$141,237 down
Rate
4.81%
6.95%today
Payment
$1,453/mo
$1,667today
  • 3beds
  • 2baths
  • 1,522sqft

1830 WILLISTON Road, Gainesville

3705 27TH Street #412, Gainesville, FL, 32608 — assumable VA mortgage at 5.00%
VA
Active
35
$127,900$45,635 down
Rate
5.00%
6.95%today
Payment
$472/mo
$583today
  • 1beds
  • 1baths
  • 600sqft

3705 27TH Street #412, Gainesville

4000 23RD Street #3-107, Gainesville, FL, 32608 — assumable VA mortgage at 5.42%
VA
Active
20
$180,000$65,716 down
Rate
5.42%
6.95%today
Payment
$746/mo
$862today
  • 4beds
  • 4baths
  • 1,177sqft

4000 23RD Street #3-107, Gainesville

9124 51ST Road #302, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
37
$265,000$71,299 down
Rate
6.50%
6.95%today
Payment
$1,264/mo
$1,324today
  • 3beds
  • 3baths
  • 1,441sqft

9124 51ST Road #302, Gainesville

5208 86TH Terrace, Gainesville, FL, 32608 — assumable VA mortgage at 6.11%
VA
Active
26
$265,000$82,965 down
Rate
6.11%
6.95%today
Payment
$1,160/mo
$1,266today
  • 3beds
  • 2baths
  • 1,264sqft

5208 86TH Terrace, Gainesville

3934 26TH Drive #5, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
24
$124,900$124,900 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 900sqft

3934 26TH Drive #5, Gainesville

6907 82ND Terrace, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
38
$399,900$167,822 down
Rate
6.50%
6.95%today
Payment
$1,470/mo
$1,539today
  • 4beds
  • 2baths
  • 1,857sqft

6907 82ND Terrace, Gainesville

11816 COUNTY ROAD 234, Micanopy, FL, 32667 — assumable VA mortgage at 7.00%
VA
Active
74
$2,400,000$2,302,972 down
Rate
7.00%
6.95%today
Payment
$1,754/mo
$1,745today
  • 4beds
  • 4baths
  • 3,341sqft

11816 COUNTY ROAD 234, Micanopy

2077 42ND Lane, Gainesville, FL, 32608 — assumable VA mortgage
VA
Active
40
$324,500$324,500 down
Rate
—%
6.95%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,327sqft

2077 42ND Lane, Gainesville

3926 69TH Avenue, Gainesville, FL, 32608 — assumable VA mortgage
VA
Active
34
$650,000$650,000 down
Rate
—%
6.95%today
Payment
—/mo
  • 4beds
  • 3baths
  • 2,451sqft

3926 69TH Avenue, Gainesville

3705 27TH Street #326, Gainesville, FL, 32608 — assumable VA mortgage
VA
Active
25
$180,000$180,000 down
Rate
—%
6.95%today
Payment
—/mo
  • 2beds
  • 2baths
  • 950sqft

3705 27TH Street #326, Gainesville

Assuming a mortgage in Micanopy

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$389 /mo
Median cash to assume
$157,900
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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