Art Ingram

Art Ingram

Assumable homes for sale in Melbourne Beach, FL

9 homesFHA & VA loansrates from 2.87% vs 6.95% today

Melbourne Beach assumption guide
281 SEAHORSE Circle, Palm Bay, FL, 32909 — assumable FHA mortgage at 2.87%
FHA
Active
20
$297,000$105,242 down
Rate
2.87%
6.95%today
Payment
$894/mo
$1,428today
  • 3beds
  • 2baths
  • 1,750sqft

281 SEAHORSE Circle, Palm Bay

1051 POPE Street, Palm Bay, FL, 32907 — assumable FHA mortgage at 2.94%
FHA
Active
32
$335,000$139,331 down
Rate
2.94%
6.95%today
Payment
$924/mo
$1,462today
  • 4beds
  • 2baths
  • 1,845sqft

1051 POPE Street, Palm Bay

2608 PEPPER AVE, Melbourne, FL, 32935 — assumable FHA mortgage at 3.02%
FHA
Active
27
$265,000$137,712 down
Rate
3.02%
6.95%today
Payment
$666/mo
$1,009today
  • 4beds
  • 2baths
  • 1,312sqft

2608 PEPPER AVE, Melbourne

4006 DEWBERRY Circle, Melbourne, FL, 32901 — assumable VA mortgage at 5.55%
VA
Active
33
$269,850$5,264 down
Rate
5.55%
6.95%today
Payment
$1,597/mo
$1,852today
  • 3beds
  • 2baths
  • 1,164sqft

4006 DEWBERRY Circle, Melbourne

300 VIKING ST NE, Palm Bay, FL, 32907 — assumable VA mortgage at 4.47%
VA
Active
44
$349,900$123,288 down
Rate
4.47%
6.95%today
Payment
$1,356/mo
$1,778today
  • 4beds
  • 2baths
  • 1,954sqft

300 VIKING ST NE, Palm Bay

558 TASCO Avenue, Palm Bay, FL, 32908 — assumable FHA mortgage at 6.46%
FHA
Active
17
$263,000Potential short sale
Rate
6.46%
6.95%today
Payment
$1,903/mo
$2,002today
  • 3beds
  • 2baths
  • 1,369sqft

558 TASCO Avenue, Palm Bay

4257 BROOMSEDGE Circle, Melbourne, FL, 32904 — assumable FHA mortgage at 6.67%
FHA
Active
23
$400,000$291,894 down
Rate
6.67%
6.95%today
Payment
$649/mo
$671today
  • 3beds
  • 3baths
  • 2,720sqft

4257 BROOMSEDGE Circle, Melbourne

2830 COLBERT Circle, Melbourne, FL, 32901 — assumable FHA mortgage at 6.95%
FHA
Active
10
$229,900$216,588 down
Rate
6.95%
6.95%today
Payment
$90/mo
$90today
  • 3beds
  • 1baths
  • 910sqft

2830 COLBERT Circle, Melbourne

220 NARDO Avenue, Palm Bay, FL, 32908 — assumable VA mortgage at 6.99%
VA
Active
18
$345,000Potential short sale
Rate
6.99%
6.95%today
Payment
$3,033/mo
$3,021today
  • 4beds
  • 3baths
  • 2,301sqft

220 NARDO Avenue, Palm Bay

Assuming a mortgage in Melbourne Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$649 /mo
Median cash to assume
$137,712
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.