Art Ingram

Art Ingram

Assumable homes for sale in Lutz, FL

8 homesFHA & VA loansrates from 3.05% vs 6.95% today

Lutz assumption guide
19724 PRINCE BENJAMIN Drive, Lutz, FL, 33549 — assumable VA mortgage at 3.05%
VA
Active
43
$925,000$366,284 down
Rate
3.05%
6.95%today
Payment
$2,635/mo
$4,111today
  • 4beds
  • 4baths
  • 3,494sqft

19724 PRINCE BENJAMIN Drive, Lutz

23217 WILLOW GLEN Way, Lutz, FL, 33549 — assumable FHA mortgage at 5.23%
FHA
Active
47
$295,000Potential short sale
Rate
5.23%
6.95%today
Payment
$1,735/mo
$2,084today
  • 3beds
  • 3baths
  • 1,634sqft

23217 WILLOW GLEN Way, Lutz

1917 CEDARBROOKE Drive, Lutz, FL, 33549 — assumable FHA mortgage at 4.17%
FHA
Active
23
$294,995$138,743 down
Rate
4.17%
6.95%today
Payment
$885/mo
$1,202today
  • 3beds
  • 2baths
  • 1,176sqft

1917 CEDARBROOKE Drive, Lutz

2802 WINGLEWOOD Circle, Lutz, FL, 33558 — assumable VA mortgage at 6.94%
VA
Active
33
$489,999Potential short sale
Rate
6.94%
6.95%today
Payment
$3,406/mo
$3,409today
  • 4beds
  • 2baths
  • 2,070sqft

2802 WINGLEWOOD Circle, Lutz

17704 RIVENDEL Road, Lutz, FL, 33549 — assumable FHA mortgage at 6.96%
FHA
Active
21
$349,900Potential short sale
Rate
6.96%
6.95%today
Payment
$2,570/mo
$2,567today
  • 4beds
  • 2baths
  • 1,714sqft

17704 RIVENDEL Road, Lutz

87 1ST Avenue, Lutz, FL, 33548 — assumable FHA mortgage at 6.85%
FHA
Active
48
$434,900$71,617 down
Rate
6.85%
6.95%today
Payment
$2,414/mo
$2,439today
  • 3beds
  • 3baths
  • 1,799sqft

87 1ST Avenue, Lutz

2917 WINGLEWOOD Circle, Lutz, FL, 33558 — assumable FHA mortgage at 5.95%
FHA
Active
39
$599,999$433,473 down
Rate
5.95%
6.95%today
Payment
$1,584/mo
$1,758today
  • 4beds
  • 4baths
  • 3,285sqft

2917 WINGLEWOOD Circle, Lutz

17717 CRANBROOK Drive, Lutz, FL, 33549 — assumable FHA mortgage at 6.92%
FHA
Active
48
$375,000$361,215 down
Rate
6.92%
6.95%today
Payment
$448/mo
$449today
  • 3beds
  • 2baths
  • 1,365sqft

17717 CRANBROOK Drive, Lutz

Assuming a mortgage in Lutz

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
3.05%
Lowest existing payment
$448 /mo
Median cash to assume
$361,215
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.