Art Ingram

Art Ingram

Assumable homes for sale in Lutz, FL

12 homesFHA & VA loansrates from 3.05% vs 6.95% today

Lutz assumption guide
19724 PRINCE BENJAMIN Drive, Lutz, FL, 33549 — assumable VA mortgage at 3.05%
VA
Active
43
$925,000$366,284 down
Rate
3.05%
6.95%today
Payment
$2,635/mo
$4,111today
  • 4beds
  • 4baths
  • 3,494sqft

19724 PRINCE BENJAMIN Drive, Lutz

23217 WILLOW GLEN Way, Lutz, FL, 33549 — assumable FHA mortgage at 5.23%
FHA
Active
47
$295,000Potential short sale
Rate
5.23%
6.95%today
Payment
$1,735/mo
$2,084today
  • 3beds
  • 3baths
  • 1,634sqft

23217 WILLOW GLEN Way, Lutz

17823 DAISY FARM Drive, Lutz, FL, 33559 — assumable VA mortgage at 3.45%
VA
Active
49
$1,300,000$776,839 down
Rate
3.45%
6.95%today
Payment
$2,568/mo
$3,809today
  • 5beds
  • 4baths
  • 4,467sqft

17823 DAISY FARM Drive, Lutz

19101 LIVENGOOD Road, Lutz, FL, 33559 — assumable FHA mortgage at 4.00%
FHA
Active
34
$269,000$269,000 down
Rate
4.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,152sqft

19101 LIVENGOOD Road, Lutz

1917 CEDARBROOKE Drive, Lutz, FL, 33549 — assumable FHA mortgage at 4.17%
FHA
Active
23
$294,995$138,743 down
Rate
4.17%
6.95%today
Payment
$885/mo
$1,202today
  • 3beds
  • 2baths
  • 1,176sqft

1917 CEDARBROOKE Drive, Lutz

17704 RIVENDEL Road, Lutz, FL, 33549 — assumable FHA mortgage at 6.96%
FHA
Active
21
$349,900Potential short sale
Rate
6.96%
6.95%today
Payment
$2,570/mo
$2,567today
  • 4beds
  • 2baths
  • 1,714sqft

17704 RIVENDEL Road, Lutz

24443 SUMMER WIND CT, Lutz, FL, 33559 — assumable FHA mortgage at 4.35%
FHA
Active
39
$339,900$262,707 down
Rate
4.35%
6.95%today
Payment
$606/mo
$806today
  • 3beds
  • 2baths
  • 1,400sqft

24443 SUMMER WIND CT, Lutz

24231 SATINWOOD Court, Lutz, FL, 33559 — assumable FHA mortgage at 6.81%
FHA
Active
56
$482,000$71,707 down
Rate
6.81%
6.95%today
Payment
$2,793/mo
$2,833today
  • 5beds
  • 3baths
  • 2,027sqft

24231 SATINWOOD Court, Lutz

87 1ST Avenue, Lutz, FL, 33548 — assumable FHA mortgage at 6.85%
FHA
Active
48
$434,900$71,617 down
Rate
6.85%
6.95%today
Payment
$2,414/mo
$2,439today
  • 3beds
  • 3baths
  • 1,799sqft

87 1ST Avenue, Lutz

19402 JACOBS RIVER Run, Lutz, FL, 33559 — assumable VA mortgage at 6.12%
VA
Active
86
$2,900,000$2,797,909 down
Rate
6.12%
6.95%today
Payment
$1,240/mo
$1,352today
  • 8beds
  • 8baths
  • 8,650sqft

19402 JACOBS RIVER Run, Lutz

1621 SPINNING WHEEL Drive, Lutz, FL, 33559 — assumable FHA mortgage at 6.43%
FHA
Active
35
$388,000Potential short sale
Rate
6.43%
6.95%today
Payment
$2,680/mo
$2,827today
  • 4beds
  • 3baths
  • 1,672sqft

1621 SPINNING WHEEL Drive, Lutz

17717 CRANBROOK Drive, Lutz, FL, 33549 — assumable FHA mortgage at 6.92%
FHA
Active
48
$375,000$361,215 down
Rate
6.92%
6.95%today
Payment
$448/mo
$449today
  • 3beds
  • 2baths
  • 1,365sqft

17717 CRANBROOK Drive, Lutz

Assuming a mortgage in Lutz

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
3.05%
Lowest existing payment
$448 /mo
Median cash to assume
$269,000
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.