VA
Active
60$129,000$22,774 down
- Rate
- 2.78%
6.95%today- Payment
- $491/mo
$792today
- 1beds
- 1baths
- 593sqft
Assumable homes for sale in Lutz, FL
200 homesFHA & VA loansrates from 2.15% vs 6.95% today
Lutz assumption guide
FHA
Active
25$365,000$74,853 down
- Rate
- 2.90%
6.95%today- Payment
- $1,349/mo
$2,145today
- 4beds
- 2baths
- 1,819sqft
2925 BANYAN HILL Lane, Land O Lakes
FHA
Active
23$339,000$67,071 down
- Rate
- 3.05%
6.95%today- Payment
- $1,285/mo
$2,005today
- 3beds
- 3baths
- 1,865sqft
29913 SOUTHWELL Lane, Wesley Chapel
FHA
Active
19$339,000$67,071 down
- Rate
- 3.05%
6.95%today- Payment
- $1,285/mo
$2,005today
- 3beds
- 3baths
- 1,865sqft
29913 SOUTHWELL Lane, Wesley Chapel
VA
Active
52$634,900$141,091 down
- Rate
- 2.94%
6.95%today- Payment
- $2,332/mo
$3,689today
- 5beds
- 3baths
- 2,859sqft
18928 WILLOWMORE CEDAR Drive, Lutz
VA
Active
56$749,900$159,583 down
- Rate
- 3.21%
6.95%today- Payment
- $2,822/mo
$4,314today
- 4beds
- 4baths
- 3,264sqft
8331 GOLDEN PRAIRIE Drive, Tampa
VA
Active
44$400,000$139,900 down
- Rate
- 2.18%
6.95%today- Payment
- $1,120/mo
$1,957today
- 3beds
- 3baths
- 1,852sqft
6706 ROCKY PARK Street, Tampa
VA
Active
47$499,999$164,342 down
- Rate
- 2.71%
6.95%today- Payment
- $1,564/mo
$2,549today
- 4beds
- 3baths
- 2,472sqft
10234 BLOOMFIELD HILLS Drive, Seffner
FHA
Active
34$320,000$123,308 down
- Rate
- 2.80%
6.95%today- Payment
- $930/mo
$1,498today
- 3beds
- 3baths
- 1,582sqft
14929 PROMENADE Parkway, Odessa
FHA
Active
39$210,000$71,779 down
- Rate
- 2.81%
6.95%today- Payment
- $646/mo
$1,040today
- 2beds
- 2baths
- 896sqft
2209 FLETCHERS POINT Circle, Tampa
VA
Active
70$379,900$149,277 down
- Rate
- 2.81%
6.95%today- Payment
- $1,091/mo
$1,756today
- 4beds
- 3baths
- 2,180sqft
6053 EVERLASTING Place, Land O Lakes
VA
Active
43$335,000$125,521 down
- Rate
- 2.83%
6.95%today- Payment
- $991/mo
$1,590today
- 3beds
- 3baths
- 1,801sqft
3281 GENTLE DELL, Wesley Chapel
FHA
Active
46$484,900$167,221 down
- Rate
- 2.96%
6.95%today- Payment
- $1,503/mo
$2,372today
- 4beds
- 2baths
- 1,846sqft
2927 LIVING CORAL Drive, Odessa
VA
Active
42$380,000$40,122 down
- Rate
- 4.00%
6.95%today- Payment
- $1,760/mo
$2,441today
- 3beds
- 3baths
- 1,716sqft
14309 PONDHAWK Lane, Tampa
VA
Active
51$365,000$141,890 down
- Rate
- 3.02%
6.95%today- Payment
- $1,068/mo
$1,672today
- 3beds
- 3baths
- 1,632sqft
18623 NOBLE CASPIAN Drive, Lutz
VA
Active
40$499,900$180,652 down
- Rate
- 3.02%
6.95%today- Payment
- $1,552/mo
$2,431today
- 3beds
- 2baths
- 1,865sqft
6310 TURTLE CREEK Boulevard, Tampa
FHA
Active
51$419,990$142,567 down
- Rate
- 3.04%
6.95%today- Payment
- $1,327/mo
$2,073today
- 4beds
- 3baths
- 2,007sqft
16353 SILENT SANDS Lane, Odessa
VA
Active
43$925,000$366,284 down
- Rate
- 3.05%
6.95%today- Payment
- $2,635/mo
$4,111today
- 4beds
- 4baths
- 3,494sqft
19724 PRINCE BENJAMIN Drive, Lutz
VA
Active
86$925,000$363,908 down
- Rate
- 3.05%
6.95%today- Payment
- $2,652/mo
$4,137today
- 4beds
- 4baths
- 3,423sqft
1107 ISOBEL RESERVE Lane, Tampa
VA
Active
56$325,000$123,310 down
- Rate
- 3.21%
6.95%today- Payment
- $1,005/mo
$1,537today
- 3beds
- 3baths
- 1,758sqft
2685 SUNCOAST BLEND Drive, Odessa
FHA
Active
15$520,000$388,600 down
- Rate
- 2.15%
6.95%today- Payment
- $1,191/mo
$1,641today
- 3beds
- 2baths
- 2,066sqft
1842 RIDGELAKE Court, Wesley Chapel
VA
Active
82$459,900$367,724 down
- Rate
- 2.28%
6.95%today- Payment
- $853/mo
$1,165today
- 4beds
- 3baths
- 2,272sqft
27640 BREAKERS Drive, Wesley Chapel
VA
Active
38$220,000$93,334 down
- Rate
- 2.31%
6.95%today- Payment
- $549/mo
$944today
- 2beds
- 3baths
- 1,561sqft
5307 TERRAZA Court, Temple Terrace
FHA
Active
30$489,900$239,288 down
- Rate
- 2.67%
6.95%today- Payment
- $1,162/mo
$1,904today
- 4beds
- 2baths
- 2,004sqft
6109 130TH Avenue, Temple Terrace
VA
Active
60$525,000$253,905 down
- Rate
- 2.80%
6.95%today- Payment
- $1,269/mo
$2,045today
- 4beds
- 3baths
- 1,948sqft
4717 KEMBLE Court, Tampa
FHA
Active
35$322,500$153,862 down
- Rate
- 2.81%
6.95%today- Payment
- $800/mo
$1,287today
- 3beds
- 3baths
- 1,025sqft
1318 RAMBLA Street, Tampa
VA
Active
91$899,000$469,886 down
- Rate
- 2.83%
6.95%today- Payment
- $2,030/mo
$3,258today
- 4beds
- 4baths
- 3,520sqft
8310 SUMMER GROVE Road, Tampa
VA
Active
53$975,000$617,347 down
- Rate
- 2.84%
6.95%today- Payment
- $1,655/mo
$2,653today
- 5beds
- 4baths
- 3,624sqft
2903 LONG BOW Way, Odessa
FHA
Active
62$545,000$530,252 down
- Rate
- 2.88%
6.95%today- Payment
- $68/mo
$109today
- 4beds
- 3baths
- 2,446sqft
7326 YARDLEY Way, Tampa
FHA
Active
19$499,000$207,644 down
- Rate
- 2.90%
6.95%today- Payment
- $1,373/mo
$2,183today
- 4beds
- 3baths
- 2,210sqft
12009 WATERSIDE Court, Tampa
FHA
Active
50$299,900$190,788 down
- Rate
- 2.90%
6.95%today- Payment
- $598/mo
$908today
- 3beds
- 3baths
- 1,761sqft
13001 ARBORVIEW Place, Tampa
FHA
Active
23$459,900$202,995 down
- Rate
- 2.90%
6.95%today- Payment
- $1,236/mo
$1,966today
- 5beds
- 3baths
- 2,674sqft
9210 WATOLLA Drive, Thonotosassa
FHA
Active
23$349,900$143,294 down
- Rate
- 2.98%
6.95%today- Payment
- $969/mo
$1,525today
- 2beds
- 2baths
- 1,272sqft
11092 WINDSOR PLACE Circle, Tampa
FHA
Active
18$439,000$318,730 down
- Rate
- 2.98%
6.95%today- Payment
- $569/mo
$896today
- 3beds
- 2baths
- 1,944sqft
17042 NATURE Trail, Lutz
FHA
Active
17$439,000$318,730 down
- Rate
- 2.98%
6.95%today- Payment
- $569/mo
$896today
- 3beds
- 2baths
- 1,944sqft
17042 NATURE Trail, Lutz
VA
Active
57$599,900$248,790 down
- Rate
- 2.99%
6.95%today- Payment
- $1,648/mo
$2,592today
- 3beds
- 2baths
- 1,808sqft
7233 WOODBROOK Drive, Tampa
Assuming a mortgage in Lutz
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.
- Lowest existing rate
- 2.15%
- Lowest existing payment
- $370 /mo
- Median cash to assume
- $164,342