Art Ingram

Art Ingram

Assumable homes for sale in Longboat Key, FL

56 homesFHA & VA loansrates from 2.71% vs 6.95% today

Longboat Key assumption guide
3820 CALAMITY Terrace, Bradenton, FL, 34208 — assumable FHA mortgage at 3.09%
FHA
Active
11
$339,900$40,002 down
Rate
3.09%
6.95%today
Payment
$1,424/mo
$2,210today
  • 3beds
  • 2baths
  • 1,510sqft

3820 CALAMITY Terrace, Bradenton

3907 57TH Place, Bradenton, FL, 34203 — assumable FHA mortgage at 2.71%
FHA
Active
29
$390,000$146,028 down
Rate
2.71%
6.95%today
Payment
$1,136/mo
$1,852today
  • 3beds
  • 2baths
  • 1,890sqft

3907 57TH Place, Bradenton

212 68TH Street, Bradenton, FL, 34209 — assumable VA mortgage at 2.73%
VA
Active
72
$529,000$217,367 down
Rate
2.73%
6.95%today
Payment
$1,448/mo
$2,354today
  • 3beds
  • 2baths
  • 2,016sqft

212 68TH Street, Bradenton

4634 SABAL KEY Drive, Bradenton, FL, 34203 — assumable FHA mortgage at 2.80%
FHA
Active
40
$237,000$107,568 down
Rate
2.80%
6.95%today
Payment
$613/mo
$988today
  • 2beds
  • 3baths
  • 1,080sqft

4634 SABAL KEY Drive, Bradenton

1417 27TH Street, Bradenton, FL, 34205 — assumable VA mortgage at 2.84%
VA
Active
31
$549,990$347,045 down
Rate
2.84%
6.95%today
Payment
$941/mo
$1,509today
  • 4beds
  • 2baths
  • 2,251sqft

1417 27TH Street, Bradenton

1030 TIDEWATER SHORES Loop #401, Bradenton, FL, 34208 — assumable VA mortgage at 2.99%
VA
Active
77
$367,900$188,727 down
Rate
2.99%
6.95%today
Payment
$868/mo
$1,365today
  • 2beds
  • 2baths
  • 1,151sqft

1030 TIDEWATER SHORES Loop #401, Bradenton

2818 11TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 3.30%
FHA
Active
28
$364,999$140,584 down
Rate
3.30%
6.95%today
Payment
$1,140/mo
$1,722today
  • 3beds
  • 2baths
  • 1,844sqft

2818 11TH Avenue, Bradenton

3407 29TH Street, Bradenton, FL, 34205 — assumable FHA mortgage at 3.06%
FHA
Active
43
$448,900$223,641 down
Rate
3.06%
6.95%today
Payment
$1,080/mo
$1,683today
  • 3beds
  • 2baths
  • 1,525sqft

3407 29TH Street, Bradenton

4907 KILTY Court, Bradenton, FL, 34203 — assumable FHA mortgage at 3.13%
FHA
Active
67
$425,000$228,339 down
Rate
3.13%
6.95%today
Payment
$950/mo
$1,467today
  • 3beds
  • 2baths
  • 1,822sqft

4907 KILTY Court, Bradenton

4006 JOYCE Drive, Bradenton, FL, 34208 — assumable VA mortgage at 3.30%
VA
Active
39
$449,900$228,950 down
Rate
3.30%
6.95%today
Payment
$1,117/mo
$1,688today
  • 2beds
  • 2baths
  • 1,585sqft

4006 JOYCE Drive, Bradenton

2715 HEATHER Place, Sarasota, FL, 34235 — assumable FHA mortgage at 3.58%
FHA
Active
10
$370,000$218,391 down
Rate
3.58%
6.95%today
Payment
$891/mo
$1,300today
  • 3beds
  • 2baths
  • 1,579sqft

2715 HEATHER Place, Sarasota

806 35TH Street, Bradenton, FL, 34205 — assumable VA mortgage at 3.62%
VA
Active
29
$284,900$114,569 down
Rate
3.62%
6.95%today
Payment
$904/mo
$1,313today
  • 3beds
  • 2baths
  • 1,343sqft

806 35TH Street, Bradenton

4111 SARASOTA Avenue, Sarasota, FL, 34234 — assumable FHA mortgage at 3.64%
FHA
Active
36
$429,900$225,667 down
Rate
3.64%
6.95%today
Payment
$1,076/mo
$1,559today
  • 2beds
  • 1baths
  • 1,292sqft

4111 SARASOTA Avenue, Sarasota

208 36TH Street, Bradenton, FL, 34208 — assumable FHA mortgage at 3.66%
FHA
Active
45
$499,000$359,259 down
Rate
3.66%
6.95%today
Payment
$955/mo
$1,381today
  • 5beds
  • 4baths
  • 2,888sqft

208 36TH Street, Bradenton

7221 8TH AVENUE Loop, Bradenton, FL, 34209 — assumable FHA mortgage at 3.78%
FHA
Active
63
$499,900$396,521 down
Rate
3.78%
6.95%today
Payment
$642/mo
$914today
  • 3beds
  • 2baths
  • 1,420sqft

7221 8TH AVENUE Loop, Bradenton

115 BROWN ST, Bradenton, FL, 34208 — assumable FHA mortgage at 4.17%
FHA
Active
33
$329,000$172,407 down
Rate
4.17%
6.95%today
Payment
$885/mo
$1,202today
  • 3beds
  • 2baths
  • 1,154sqft

115 BROWN ST, Bradenton

3022 ROCK SOUND Street, Bradenton, FL, 34208 — assumable FHA mortgage at 6.20%
FHA
Active
27
$403,000Potential short sale
Rate
6.20%
6.95%today
Payment
$2,586/mo
$2,795today
  • 5beds
  • 3baths
  • 2,447sqft

3022 ROCK SOUND Street, Bradenton

1553 29TH Street, Sarasota, FL, 34234 — assumable FHA mortgage at 6.34%
FHA
Active
25
$180,000Potential short sale
Rate
6.34%
6.95%today
Payment
$1,230/mo
$1,309today
  • 2beds
  • 1baths
  • 572sqft

1553 29TH Street, Sarasota

888 BLVD OF THE ARTS #1008, Sarasota, FL, 34236 — assumable VA mortgage at 6.60%
VA
Active
38
$1,399,000$64,645 down
Rate
6.60%
6.95%today
Payment
$8,766/mo
$9,085today
  • 2beds
  • 2baths
  • 1,642sqft

888 BLVD OF THE ARTS #1008, Sarasota

2951 ROCK SOUND Street, Bradenton, FL, 34208 — assumable FHA mortgage at 7.23%
FHA
Active
52
$390,000$10,059 down
Rate
7.23%
6.95%today
Payment
$2,665/mo
$2,591today
  • 4beds
  • 3baths
  • 2,248sqft

2951 ROCK SOUND Street, Bradenton

2406 FLORIDA Boulevard, Bradenton, FL, 34207 — assumable FHA mortgage at 6.28%
FHA
Active
39
$410,000$33,720 down
Rate
6.28%
6.95%today
Payment
$2,420/mo
$2,593today
  • 3beds
  • 2baths
  • 1,286sqft

2406 FLORIDA Boulevard, Bradenton

3410 26TH Avenue, Bradenton, FL, 34208 — assumable VA mortgage at 6.62%
VA
Active
95
$1,450,000$88,767 down
Rate
6.62%
6.95%today
Payment
$8,960/mo
$9,267today
  • 4beds
  • 4baths
  • 4,323sqft

3410 26TH Avenue, Bradenton

3117 ROCK SOUND Street, Bradenton, FL, 34208 — assumable FHA mortgage at 6.81%
FHA
Active
33
$448,000$33,385 down
Rate
6.81%
6.95%today
Payment
$2,755/mo
$2,795today
  • 5beds
  • 3baths
  • 2,428sqft

3117 ROCK SOUND Street, Bradenton

6412 2ND Avenue, Bradenton, FL, 34209 — assumable FHA mortgage at 7.08%
FHA
Active
23
$423,000$27,783 down
Rate
7.08%
6.95%today
Payment
$2,759/mo
$2,723today
  • 3beds
  • 2baths
  • 1,408sqft

6412 2ND Avenue, Bradenton

710 26TH Street, Bradenton, FL, 34205 — assumable FHA mortgage at 4.62%
FHA
Active
45
$309,900$181,573 down
Rate
4.62%
6.95%today
Payment
$795/mo
$1,024today
  • 2beds
  • 1baths
  • 1,517sqft

710 26TH Street, Bradenton

2314 7TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 6.42%
FHA
Active
38
$325,000$45,012 down
Rate
6.42%
6.95%today
Payment
$1,834/mo
$1,937today
  • 3beds
  • 2baths
  • 1,452sqft

2314 7TH Avenue, Bradenton

7618 SEAFLOWER Parkway, Bradenton, FL, 34210 — assumable FHA mortgage at 6.50%
FHA
Active
34
$569,900$67,399 down
Rate
6.50%
6.95%today
Payment
$3,435/mo
$3,580today
  • 3beds
  • 2baths
  • 1,830sqft

7618 SEAFLOWER Parkway, Bradenton

611 61ST AVENUE Terrace, Bradenton, FL, 34203 — assumable FHA mortgage at 6.50%
FHA
Active
18
$399,999$65,461 down
Rate
6.50%
6.95%today
Payment
$2,203/mo
$2,307today
  • beds
  • baths
  • 2,388sqft

611 61ST AVENUE Terrace, Bradenton

431 EAST Avenue, Sarasota, FL, 34237 — assumable FHA mortgage at 6.52%
FHA
Active
29
$999,000$140,202 down
Rate
6.52%
6.95%today
Payment
$5,439/mo
$5,685today
  • 5beds
  • 4baths
  • 2,245sqft

431 EAST Avenue, Sarasota

4115 MURFIELD Drive, Bradenton, FL, 34203 — assumable FHA mortgage at 6.81%
FHA
Active
56
$400,000$50,245 down
Rate
6.81%
6.95%today
Payment
$2,307/mo
$2,340today
  • 3beds
  • 2baths
  • 1,943sqft

4115 MURFIELD Drive, Bradenton

1004 DARTMOUTH Drive, Bradenton, FL, 34207 — assumable FHA mortgage at 7.13%
FHA
Active
51
$345,000$35,222 down
Rate
7.13%
6.95%today
Payment
$1,980/mo
$1,939today
  • 4beds
  • 2baths
  • 1,720sqft

1004 DARTMOUTH Drive, Bradenton

917 27TH Street, Bradenton, FL, 34208 — assumable FHA mortgage at 4.75%
FHA
Active
9
$254,999$173,042 down
Rate
4.75%
6.95%today
Payment
$512/mo
$650today
  • 2beds
  • 1baths
  • 884sqft

917 27TH Street, Bradenton

3623 62ND Avenue, Bradenton, FL, 34203 — assumable FHA mortgage at 5.19%
FHA
Active
60
$399,990$317,258 down
Rate
5.19%
6.95%today
Payment
$727/mo
$877today
  • 3beds
  • 2baths
  • 1,491sqft

3623 62ND Avenue, Bradenton

6020 10TH Avenue, Bradenton, FL, 34209 — assumable FHA mortgage at 6.09%
FHA
Active
42
$645,000$131,353 down
Rate
6.09%
6.95%today
Payment
$3,178/mo
$3,475today
  • 3beds
  • 2baths
  • 1,496sqft

6020 10TH Avenue, Bradenton

329 BERNARD Avenue, Sarasota, FL, 34243 — assumable FHA mortgage at 6.63%
FHA
Active
47
$675,000$161,201 down
Rate
6.63%
6.95%today
Payment
$3,337/mo
$3,448today
  • 4beds
  • 3baths
  • 2,250sqft

329 BERNARD Avenue, Sarasota

5307 16TH Street, Bradenton, FL, 34207 — assumable FHA mortgage at 6.64%
FHA
Active
24
$500,000$147,308 down
Rate
6.64%
6.95%today
Payment
$2,324/mo
$2,398today
  • 4beds
  • 2baths
  • 1,484sqft

5307 16TH Street, Bradenton

Assuming a mortgage in Longboat Key

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$510 /mo
Median cash to assume
$172,724
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.