Art Ingram

Art Ingram

Assumable homes for sale in Largo, FL

183 homesFHA & VA loansrates from 2.28% vs 6.95% today

Largo assumption guide
645 TIMBER BAY Circle, Oldsmar, FL, 34677 — assumable VA mortgage at 2.875%
VATop pick
Active
29
$280,000$6,909 down
Rate
2.875%
6.95%today
Payment
$1,286/mo
$2,052today
  • 3beds
  • 2baths
  • 1,274sqft

645 TIMBER BAY Circle, Oldsmar

8320 43RD Way, Pinellas Park, FL, 33781 — assumable FHA mortgage at 2.87%
FHA
Active
50
$305,000$60,045 down
Rate
2.87%
6.95%today
Payment
$1,140/mo
$1,820today
  • 3beds
  • 1baths
  • 1,192sqft

8320 43RD Way, Pinellas Park

2266 MANOR Court, Clearwater, FL, 33763 — assumable VA mortgage at 2.87%
VA
Active
28
$439,900$82,794 down
Rate
2.87%
6.95%today
Payment
$1,658/mo
$2,647today
  • 4beds
  • 2baths
  • 1,508sqft

2266 MANOR Court, Clearwater

6311 93RD Terrace #4403, Pinellas Park, FL, 33782 — assumable FHA mortgage at 3.10%
FHA
Active
18
$185,000$22,855 down
Rate
3.10%
6.95%today
Payment
$767/mo
$1,189today
  • 2beds
  • 2baths
  • 1,190sqft

6311 93RD Terrace #4403, Pinellas Park

3073 BRANCH Drive, Clearwater, FL, 33760 — assumable FHA mortgage at 3.10%
FHA
Active
45
$299,000$44,448 down
Rate
3.10%
6.95%today
Payment
$1,205/mo
$1,867today
  • 3beds
  • 3baths
  • 1,450sqft

3073 BRANCH Drive, Clearwater

5980 TERRACE PARK Drive #108, St Petersburg, FL, 33709 — assumable VA mortgage at 2.66%
VA
Active
52
$102,000$30,148 down
Rate
2.66%
6.95%today
Payment
$333/mo
$546today
  • 1beds
  • 1baths
  • 840sqft

5980 TERRACE PARK Drive #108, St Petersburg

2174 19TH Avenue, Largo, FL, 33774 — assumable VA mortgage at 2.90%
VA
Active
33
$359,900$98,225 down
Rate
2.90%
6.95%today
Payment
$1,225/mo
$1,947today
  • 3beds
  • 2baths
  • 1,224sqft

2174 19TH Avenue, Largo

9945 47TH Avenue #203, St Petersburg, FL, 33708 — assumable VA mortgage at 3.04%
VA
Active
65
$132,500$33,474 down
Rate
3.04%
6.95%today
Payment
$473/mo
$738today
  • 2beds
  • 2baths
  • 1,050sqft

9945 47TH Avenue #203, St Petersburg

6205 65TH Street, Pinellas Park, FL, 33781 — assumable FHA mortgage at 3.11%
FHA
Active
33
$319,999$86,169 down
Rate
3.11%
6.95%today
Payment
$1,113/mo
$1,722today
  • 3beds
  • 1baths
  • 1,138sqft

6205 65TH Street, Pinellas Park

7995 53RD Way, Pinellas Park, FL, 33781 — assumable FHA mortgage at 3.12%
FHA
Active
35
$250,000$68,590 down
Rate
3.12%
6.95%today
Payment
$862/mo
$1,333today
  • 2beds
  • 1baths
  • 672sqft

7995 53RD Way, Pinellas Park

10263 GANDY Boulevard #406, St Petersburg, FL, 33702 — assumable VA mortgage at 3.85%
VA
Active
21
$140,000$19,265 down
Rate
3.85%
6.95%today
Payment
$619/mo
$874today
  • 1beds
  • 1baths
  • 742sqft

10263 GANDY Boulevard #406, St Petersburg

3672 136TH Avenue, Largo, FL, 33771 — assumable FHA mortgage at 2.73%
FHA
Active
7
$269,000$86,577 down
Rate
2.73%
6.95%today
Payment
$848/mo
$1,378today
  • 3beds
  • 1baths
  • 960sqft

3672 136TH Avenue, Largo

8401 PORTULACA Avenue, Seminole, FL, 33777 — assumable VA mortgage at 2.78%
VA
Active
26
$390,000$137,489 down
Rate
2.78%
6.95%today
Payment
$1,188/mo
$1,919today
  • 3beds
  • 2baths
  • 952sqft

8401 PORTULACA Avenue, Seminole

7719 91ST Street, Seminole, FL, 33777 — assumable VA mortgage at 2.86%
VA
Active
24
$475,000$143,616 down
Rate
2.86%
6.95%today
Payment
$1,540/mo
$2,462today
  • 3beds
  • 2baths
  • 1,701sqft

7719 91ST Street, Seminole

1706 BELLEAIR FOREST Drive #244, Belleair, FL, 33756 — assumable FHA mortgage at 2.94%
FHA
Active
32
$154,000$44,876 down
Rate
2.94%
6.95%today
Payment
$518/mo
$819today
  • 1beds
  • 1baths
  • 945sqft

1706 BELLEAIR FOREST Drive #244, Belleair

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,392 down
Rate
4.00%
6.95%today
Payment
$1,523/mo
$2,112today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

1507 TALISKER Drive, Clearwater, FL, 33755 — assumable FHA mortgage at 3.01%
FHA
Active
29
$274,999$105,218 down
Rate
3.01%
6.95%today
Payment
$829/mo
$1,299today
  • 3beds
  • 3baths
  • 1,416sqft

1507 TALISKER Drive, Clearwater

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
$320,000$99,629 down
Rate
3.05%
6.95%today
Payment
$1,042/mo
$1,625today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

12620 115TH Street, Largo, FL, 33778 — assumable VA mortgage at 4.16%
VA
Active
51
$499,000$95,148 down
Rate
4.16%
6.95%today
Payment
$2,132/mo
$2,899today
  • 3beds
  • 2baths
  • 1,343sqft

12620 115TH Street, Largo

8240 ACADIAN Lane, Seminole, FL, 33777 — assumable VA mortgage at 2.28%
VA
Active
43
$529,000$298,663 down
Rate
2.28%
6.95%today
Payment
$2,267/mo
$3,094today
  • 3beds
  • 4baths
  • 2,250sqft

8240 ACADIAN Lane, Seminole

10061 61ST Way, Pinellas Park, FL, 33782 — assumable FHA mortgage at 2.36%
FHA
Active
52
$300,000$172,968 down
Rate
2.36%
6.95%today
Payment
$843/mo
$1,244today
  • 3beds
  • 1baths
  • 901sqft

10061 61ST Way, Pinellas Park

7249 PARKSIDE VILLAS Drive, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.66%
FHA
Active
42
$235,000$138,900 down
Rate
2.66%
6.95%today
Payment
$444/mo
$729today
  • 2beds
  • 2baths
  • 956sqft

7249 PARKSIDE VILLAS Drive, St Petersburg

6430 83RD Avenue, Pinellas Park, FL, 33781 — assumable FHA mortgage at 2.77%
FHA
Active
51
$309,900$141,508 down
Rate
2.77%
6.95%today
Payment
$788/mo
$1,274today
  • 2beds
  • 2baths
  • 946sqft

6430 83RD Avenue, Pinellas Park

7360 ULMERTON Road #18D, Largo, FL, 33771 — assumable FHA mortgage at 2.81%
FHA
Active
26
$309,000$169,338 down
Rate
2.81%
6.95%today
Payment
$655/mo
$1,053today
  • 3beds
  • 2baths
  • 1,375sqft

7360 ULMERTON Road #18D, Largo

1701 38TH AVENUE, St Petersburg, FL, 33713 — assumable FHA mortgage at 2.81%
FHA
Active
41
$600,000$353,004 down
Rate
2.81%
6.95%today
Payment
$1,172/mo
$1,885today
  • 4beds
  • 2baths
  • 1,974sqft

1701 38TH AVENUE, St Petersburg

6868 122ND Way, Seminole, FL, 33772 — assumable VA mortgage at 2.83%
VA
Active
28
$624,900$504,757 down
Rate
2.83%
6.95%today
Payment
$570/mo
$914today
  • 3beds
  • 2baths
  • 1,810sqft

6868 122ND Way, Seminole

10735 63RD Avenue, Seminole, FL, 33772 — assumable VA mortgage at 2.84%
VA
Active
22
$342,000$171,235 down
Rate
2.84%
6.95%today
Payment
$809/mo
$1,296today
  • 3beds
  • 1baths
  • 1,084sqft

10735 63RD Avenue, Seminole

2300 KENT Drive, Largo, FL, 33774 — assumable VA mortgage at 2.86%
VA
Active
38
$1,500,000$696,452 down
Rate
2.86%
6.95%today
Payment
$3,727/mo
$5,958today
  • 4beds
  • 4baths
  • 3,184sqft

2300 KENT Drive, Largo

12812 LAKE Drive, Largo, FL, 33774 — assumable FHA mortgage at 2.87%
FHA
Active
45
$445,900$184,088 down
Rate
2.87%
6.95%today
Payment
$1,250/mo
$1,995today
  • 4beds
  • 2baths
  • 1,829sqft

12812 LAKE Drive, Largo

6450 SHORELINE Drive #9306, Seminole, FL, 33708 — assumable VA mortgage at 2.88%
VA
Active
42
$474,900$314,568 down
Rate
2.88%
6.95%today
Payment
$768/mo
$1,225today
  • 3beds
  • 2baths
  • 1,801sqft

6450 SHORELINE Drive #9306, Seminole

10919 129TH Avenue, Largo, FL, 33778 — assumable VA mortgage at 2.91%
VA
Active
44
$465,000$196,521 down
Rate
2.91%
6.95%today
Payment
$1,284/mo
$2,040today
  • 3beds
  • 2baths
  • 1,608sqft

10919 129TH Avenue, Largo

12321 82ND AVE, Seminole, FL, 33772 — assumable VA mortgage at 2.93%
VA
Active
37
$584,500$290,952 down
Rate
2.93%
6.95%today
Payment
$1,381/mo
$2,188today
  • 4beds
  • 2baths
  • 1,967sqft

12321 82ND AVE, Seminole

6100 35TH Avenue, St Petersburg, FL, 33710 — assumable VA mortgage at 2.96%
VA
Active
50
$389,900$182,455 down
Rate
2.96%
6.95%today
Payment
$982/mo
$1,549today
  • 2beds
  • 2baths
  • 1,402sqft

6100 35TH Avenue, St Petersburg

3100 GULF Boulevard #132, Belleair Beach, FL, 33786 — assumable FHA mortgage at 2.96%
FHA
Active
70
$669,000$411,360 down
Rate
2.96%
6.95%today
Payment
$1,216/mo
$1,920today
  • 2beds
  • 2baths
  • 1,065sqft

3100 GULF Boulevard #132, Belleair Beach

8996 SOUTHERN COMFORT Drive, Largo, FL, 33773 — assumable FHA mortgage at 2.96%
FHA
Active
33
$349,000$140,115 down
Rate
2.96%
6.95%today
Payment
$988/mo
$1,560today
  • 4beds
  • 2baths
  • 1,010sqft

8996 SOUTHERN COMFORT Drive, Largo

210 VALENCIA Circle, St Petersburg, FL, 33716 — assumable VA mortgage at 2.98%
VA
Active
38
$525,000$268,851 down
Rate
2.98%
6.95%today
Payment
$1,280/mo
$1,993today
  • 3beds
  • 3baths
  • 2,281sqft

210 VALENCIA Circle, St Petersburg

Assuming a mortgage in Largo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.28%
Lowest existing payment
$333 /mo
Median cash to assume
$121,444
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.