Art Ingram

Art Ingram

Assumable homes for sale in Lake Wales, FL

83 homesFHA & VA loansrates from 2.35% vs 6.95% today

Lake Wales assumption guide
5197 PEBBLE BEACH Boulevard, Winter Haven, FL, 33884 — assumable FHA mortgage at 2.75%
FHA
Active
54
$335,000$52,987 down
Rate
2.75%
6.95%today
Payment
$1,520/mo
$2,464today
  • 2beds
  • 2baths
  • 1,677sqft

5197 PEBBLE BEACH Boulevard, Winter Haven

1042 CORSO DR, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.14%
FHA
Active
34
$275,000$36,579 down
Rate
3.14%
6.95%today
Payment
$1,136/mo
$1,752today
  • 3beds
  • 2baths
  • 1,730sqft

1042 CORSO DR, Winter Haven

851 VIENNA Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 3.76%
VA
Active
45
$279,900Potential short sale
Rate
3.76%
6.95%today
Payment
$1,455/mo
$2,077today
  • 3beds
  • 2baths
  • 1,569sqft

851 VIENNA Drive, Winter Haven

136 MADERA Drive, Winter Haven, FL, 33880 — assumable VA mortgage at 2.89%
VA
Active
19
$171,380$39,305 down
Rate
2.89%
6.95%today
Payment
$632/mo
$1,006today
  • 3beds
  • 2baths
  • 1,448sqft

136 MADERA Drive, Winter Haven

3541 RALEIGH Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 2.90%
VA
Active
56
$350,000$95,353 down
Rate
2.90%
6.95%today
Payment
$1,200/mo
$1,908today
  • 3beds
  • 3baths
  • 2,006sqft

3541 RALEIGH Drive, Winter Haven

153 BROWNING CIR, Winter Haven, FL, 33884 — assumable FHA mortgage at 2.97%
FHA
Active
48
$269,000$71,873 down
Rate
2.97%
6.95%today
Payment
$940/mo
$1,482today
  • 3beds
  • 2baths
  • 1,144sqft

153 BROWNING CIR, Winter Haven

4081 DUNMORE Drive, Lake Wales, FL, 33859 — assumable VA mortgage at 2.65%
VA
Active
33
$390,500$134,501 down
Rate
2.65%
6.95%today
Payment
$1,185/mo
$1,946today
  • 3beds
  • 2baths
  • 2,027sqft

4081 DUNMORE Drive, Lake Wales

124 PIERCE Street, Lake Wales, FL, 33859 — assumable FHA mortgage at 4.00%
FHA
Active
41
$250,900$29,982 down
Rate
4.00%
6.95%today
Payment
$1,148/mo
$1,592today
  • 3beds
  • 2baths
  • 1,380sqft

124 PIERCE Street, Lake Wales

802 MARCIA Loop, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.06%
FHA
Active
48
$349,900$124,565 down
Rate
3.06%
6.95%today
Payment
$1,080/mo
$1,683today
  • 3beds
  • 2baths
  • 1,539sqft

802 MARCIA Loop, Winter Haven

913 EAGLE ROCK Terrace, Winter Haven, FL, 33880 — assumable VA mortgage at 4.17%
VA
Active
34
$289,500$31,103 down
Rate
4.17%
6.95%today
Payment
$1,363/mo
$1,851today
  • 4beds
  • 2baths
  • 1,728sqft

913 EAGLE ROCK Terrace, Winter Haven

2935 PLANTATION Road, Winter Haven, FL, 33884 — assumable FHA mortgage at 2.35%
FHA
Active
53
$563,900$447,169 down
Rate
2.35%
6.95%today
Payment
$796/mo
$1,176today
  • 4beds
  • 4baths
  • 2,724sqft

2935 PLANTATION Road, Winter Haven

542 EAGLE LANDING BOULEVARD, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.68%
FHA
Active
59
$257,000$94,513 down
Rate
2.68%
6.95%today
Payment
$753/mo
$1,232today
  • 3beds
  • 2baths
  • 1,292sqft

542 EAGLE LANDING BOULEVARD, Winter Haven

1120 SCENIC Highway, Lake Wales, FL, 33853 — assumable FHA mortgage at 2.79%
FHA
Active
46
$299,990$137,546 down
Rate
2.79%
6.95%today
Payment
$762/mo
$1,228today
  • 3beds
  • 2baths
  • 1,149sqft

1120 SCENIC Highway, Lake Wales

1120 SCENIC Highway, Lake Wales, FL, 33853 — assumable FHA mortgage at 2.79%
FHA
Active
46
$289,990$127,546 down
Rate
2.79%
6.95%today
Payment
$762/mo
$1,228today
  • 3beds
  • 2baths
  • 1,149sqft

1120 SCENIC Highway, Lake Wales

279 BROOKSHIRE Drive, Lake Wales, FL, 33898 — assumable FHA mortgage at 2.80%
FHA
Active
56
$449,000$428,406 down
Rate
2.80%
6.95%today
Payment
$128/mo
$185today
  • 5beds
  • 4baths
  • 3,732sqft

279 BROOKSHIRE Drive, Lake Wales

505 CLUBHOUSE Drive, Lake Wales, FL, 33898 — assumable FHA mortgage at 2.80%
FHA
Active
19
$240,000$148,935 down
Rate
2.80%
6.95%today
Payment
$473/mo
$735today
  • 2beds
  • 2baths
  • 1,678sqft

505 CLUBHOUSE Drive, Lake Wales

4063 BIRKDALE Drive, Lake Wales, FL, 33859 — assumable VA mortgage at 2.97%
VA
Active
22
$294,900$193,263 down
Rate
2.97%
6.95%today
Payment
$483/mo
$761today
  • 2beds
  • 2baths
  • 1,530sqft

4063 BIRKDALE Drive, Lake Wales

4408 GLENNS Landing, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.00%
FHA
Active
47
$265,000$265,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,668sqft

4408 GLENNS Landing, Winter Haven

817 REFLECTIONS Loop, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.10%
FHA
Active
24
$375,000$214,080 down
Rate
3.10%
6.95%today
Payment
$822/mo
$1,248today
  • 4beds
  • 2baths
  • 2,257sqft

817 REFLECTIONS Loop, Winter Haven

817 REFLECTIONS Loop, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.10%
FHA
Active
35
$350,000$189,080 down
Rate
3.10%
6.95%today
Payment
$822/mo
$1,248today
  • 4beds
  • 2baths
  • 2,257sqft

817 REFLECTIONS Loop, Winter Haven

202 SAINT LUCIE Road, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.50%
FHA
Active
32
$299,900$117,419 down
Rate
3.50%
6.95%today
Payment
$957/mo
$1,410today
  • 3beds
  • 2baths
  • 1,764sqft

202 SAINT LUCIE Road, Winter Haven

719 HILLSIDE Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 5.23%
FHA
Active
13
$221,000$9,428 down
Rate
5.23%
6.95%today
Payment
$1,244/mo
$1,494today
  • 2beds
  • 2baths
  • 1,494sqft

719 HILLSIDE Avenue, Lake Wales

1008 JOYCE Road, Lake Wales, FL, 33853 — assumable FHA mortgage at 3.50%
FHA
Active
18
$299,990$144,780 down
Rate
3.50%
6.95%today
Payment
$816/mo
$1,202today
  • 3beds
  • 2baths
  • 1,621sqft

1008 JOYCE Road, Lake Wales

276 TAYLOR Street, Lake Wales, FL, 33859 — assumable FHA mortgage at 3.65%
FHA
Active
32
$198,000$126,219 down
Rate
3.65%
6.95%today
Payment
$427/mo
$617today
  • 3beds
  • 2baths
  • 1,200sqft

276 TAYLOR Street, Lake Wales

4020 CARTERET Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 3.73%
VA
Active
26
$405,900$236,646 down
Rate
3.73%
6.95%today
Payment
$1,053/mo
$1,509today
  • 4beds
  • 3baths
  • 2,282sqft

4020 CARTERET Drive, Winter Haven

119 GERBER DAIRY Road, Eagle Lake, FL, 33839 — assumable VA mortgage at 3.94%
VA
Active
43
$445,000$248,913 down
Rate
3.94%
6.95%today
Payment
$1,166/mo
$1,629today
  • 5beds
  • 4baths
  • 2,956sqft

119 GERBER DAIRY Road, Eagle Lake

862 BALLANTYNE Drive, Lake Wales, FL, 33898 — assumable FHA mortgage at 5.25%
FHA
Active
23
$350,000$43,754 down
Rate
5.25%
6.95%today
Payment
$1,735/mo
$2,080today
  • 4beds
  • 2baths
  • 1,928sqft

862 BALLANTYNE Drive, Lake Wales

124 CENTER Street, Winter Haven, FL, 33880 — assumable FHA mortgage at 5.52%
FHA
Active
36
$165,000$2,976 down
Rate
5.52%
6.95%today
Payment
$978/mo
$1,137today
  • 3beds
  • 2baths
  • 1,306sqft

124 CENTER Street, Winter Haven

1050 MICHELANGELO Lane, Winter Haven, FL, 33884 — assumable VA mortgage at 6.11%
VA
Active
40
$335,000$13,155 down
Rate
6.11%
6.95%today
Payment
$2,051/mo
$2,238today
  • 3beds
  • 2baths
  • 1,659sqft

1050 MICHELANGELO Lane, Winter Haven

9 WINTERSET DR, Winter Haven, FL, 33884 — assumable VA mortgage at 6.22%
VA
Active
8
$430,000$15,220 down
Rate
6.22%
6.95%today
Payment
$2,561/mo
$2,762today
  • 4beds
  • 2baths
  • 2,489sqft

9 WINTERSET DR, Winter Haven

1328 DAISY FIELD Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 6.35%
VA
Active
37
$380,000$8,635 down
Rate
6.35%
6.95%today
Payment
$2,364/mo
$2,515today
  • 5beds
  • 3baths
  • 2,696sqft

1328 DAISY FIELD Drive, Winter Haven

2639 SAN MARCO Way, Winter Haven, FL, 33884 — assumable VA mortgage at 6.60%
VA
Active
7
$347,000$7,538 down
Rate
6.60%
6.95%today
Payment
$2,255/mo
$2,337today
  • 5beds
  • 4baths
  • 2,701sqft

2639 SAN MARCO Way, Winter Haven

1334 DIEGO Terrace, Winter Haven, FL, 33884 — assumable FHA mortgage at 6.79%
FHA
Active
59
$309,900$8,414 down
Rate
6.79%
6.95%today
Payment
$2,013/mo
$2,047today
  • 4beds
  • 3baths
  • 1,933sqft

1334 DIEGO Terrace, Winter Haven

2307 SCARLET Avenue, Winter Haven, FL, 33884 — assumable FHA mortgage at 6.85%
FHA
Active
26
$260,000$11,833 down
Rate
6.85%
6.95%today
Payment
$1,654/mo
$1,671today
  • 3beds
  • 2baths
  • 1,343sqft

2307 SCARLET Avenue, Winter Haven

3158 BEAUCHAMP Court, Winter Haven, FL, 33884 — assumable VA mortgage at 6.85%
VA
Active
83
$488,500$8,505 down
Rate
6.85%
6.95%today
Payment
$3,181/mo
$3,214today
  • 4beds
  • 3baths
  • 2,552sqft

3158 BEAUCHAMP Court, Winter Haven

870 BALLANTYNE DR, Lake Wales, FL, 33898 — assumable FHA mortgage at 6.95%
FHA
Active
14
$315,000Potential short sale
Rate
6.95%
6.95%today
Payment
$2,125/mo
$2,125today
  • 4beds
  • 2baths
  • 1,822sqft

870 BALLANTYNE DR, Lake Wales

Assuming a mortgage in Lake Wales

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.35%
Lowest existing payment
$427 /mo
Median cash to assume
$55,472
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.