Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Lake Mary, FL

148 homesFHA & VA loansrates from 2.20% vs 6.95% today

Lake Mary assumption guide
2412 MARSHALL Avenue, Sanford, FL, 32771 — assumable FHA mortgage at 3.10%
FHATop pick
Active
6
$189,000Potential short sale
Rate
3.10%
6.95%today
Payment
$901/mo
$1,397today
  • 3beds
  • 2baths
  • 1,070sqft

2412 MARSHALL Avenue, Sanford

532 ORANGE Drive #22, Altamonte Springs, FL, 32701 — assumable VA mortgage at 2.81%
VATop pick
Active
30
$119,900$10,440 down
Rate
2.81%
6.95%today
Payment
$514/mo
$827today
  • 3beds
  • 3baths
  • 1,416sqft

532 ORANGE Drive #22, Altamonte Springs

1513 OBERLIN Terrace, Lake Mary, FL, 32746 — assumable VA mortgage at 2.86%
VA
Active
32
$409,900$72,285 down
Rate
2.86%
6.95%today
Payment
$1,566/mo
$2,503today
  • 4beds
  • 3baths
  • 2,264sqft

1513 OBERLIN Terrace, Lake Mary

2563 WALNUT HEIGHTS Road, Apopka, FL, 32703 — assumable VA mortgage at 3.45%
VA
Active
40
$500,000$34,908 down
Rate
3.45%
6.95%today
Payment
$2,278/mo
$3,379today
  • 4beds
  • 3baths
  • 2,593sqft

2563 WALNUT HEIGHTS Road, Apopka

986 GRAND WILDMERE Cove, Longwood, FL, 32750 — assumable VA mortgage at 2.73%
VA
Active
40
$340,000$99,877 down
Rate
2.73%
6.95%today
Payment
$1,116/mo
$1,814today
  • 3beds
  • 3baths
  • 1,743sqft

986 GRAND WILDMERE Cove, Longwood

2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$235,000$68,926 down
Rate
2.73%
6.95%today
Payment
$772/mo
$1,254today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

428 RUTH ST, Longwood, FL, 32779 — assumable FHA mortgage at 2.77%
FHA
Active
37
$409,900$112,990 down
Rate
2.77%
6.95%today
Payment
$1,366/mo
$2,210today
  • 3beds
  • 2baths
  • 1,639sqft

428 RUTH ST, Longwood

1880 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 3.06%
FHA
Active
36
$300,000$90,629 down
Rate
3.06%
6.95%today
Payment
$993/mo
$1,547today
  • 3beds
  • 3baths
  • 1,669sqft

1880 PETERSON Place, Sanford

1615 TERRACE Drive, Sanford, FL, 32773 — assumable FHA mortgage at 3.11%
FHA
Active
17
$214,900$59,486 down
Rate
3.11%
6.95%today
Payment
$735/mo
$1,137today
  • 3beds
  • 2baths
  • 1,296sqft

1615 TERRACE Drive, Sanford

818 WIL O WIK Drive, Casselberry, FL, 32707 — assumable VA mortgage at 3.69%
VA
Active
36
$395,000$47,562 down
Rate
3.69%
6.95%today
Payment
$1,747/mo
$2,515today
  • 3beds
  • 2baths
  • 1,694sqft

818 WIL O WIK Drive, Casselberry

750 HONEYROCK Street, Debary, FL, 32713 — assumable VA mortgage at 4.25%
VA
Active
36
$429,990$13,025 down
Rate
4.25%
6.95%today
Payment
$2,096/mo
$2,820today
  • 3beds
  • 3baths
  • 2,135sqft

750 HONEYROCK Street, Debary

2326 CARRABELLE Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.85%
FHA
Active
32
$318,000$56,095 down
Rate
3.85%
6.95%today
Payment
$1,337/mo
$1,888today
  • 3beds
  • 3baths
  • 1,575sqft

2326 CARRABELLE Way, Sanford

119 CROWN COLONY Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.95%
FHA
Active
31
$390,000$57,920 down
Rate
3.95%
6.95%today
Payment
$1,790/mo
$2,497today
  • 3beds
  • 2baths
  • 1,617sqft

119 CROWN COLONY Way, Sanford

412 BLUE BAYOU Lane, Winter Springs, FL, 32708 — assumable VA mortgage at 2.72%
VA
Active
22
$369,500$127,437 down
Rate
2.72%
6.95%today
Payment
$1,132/mo
$1,842today
  • 3beds
  • 4baths
  • 1,854sqft

412 BLUE BAYOU Lane, Winter Springs

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.74%
FHA
Active
33
$452,900$138,760 down
Rate
2.74%
6.95%today
Payment
$1,461/mo
$2,372today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

1664 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
28
$324,900$122,362 down
Rate
2.81%
6.95%today
Payment
$949/mo
$1,527today
  • 3beds
  • 3baths
  • 1,653sqft

1664 PETERSON Place, Sanford

4022 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable VA mortgage at 2.89%
VA
Active
35
$389,999$146,005 down
Rate
2.89%
6.95%today
Payment
$1,167/mo
$1,859today
  • 4beds
  • 2baths
  • 1,846sqft

4022 SILVERSTREAM Terrace, Sanford

115 WALNUT CREST Run, Sanford, FL, 32771 — assumable FHA mortgage at 2.90%
FHA
Active
20
$435,000$166,218 down
Rate
2.90%
6.95%today
Payment
$1,249/mo
$1,987today
  • 4beds
  • 3baths
  • 2,476sqft

115 WALNUT CREST Run, Sanford

619 HEATHERTON Village, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.98%
FHA
Active
34
$227,000$74,908 down
Rate
2.98%
6.95%today
Payment
$718/mo
$1,130today
  • 2beds
  • 2baths
  • 1,144sqft

619 HEATHERTON Village, Altamonte Springs

414 MOHAVE Terrace, Lake Mary, FL, 32746 — assumable VA mortgage at 3.07%
VA
Active
37
$550,000$199,191 down
Rate
3.07%
6.95%today
Payment
$1,658/mo
$2,580today
  • 4beds
  • 4baths
  • 2,460sqft

414 MOHAVE Terrace, Lake Mary

1097 AUGUST SKY Drive, Deltona, FL, 32738 — assumable FHA mortgage at 4.17%
FHA
Active
38
$369,900$60,390 down
Rate
4.17%
6.95%today
Payment
$1,633/mo
$2,218today
  • 3beds
  • 2baths
  • 1,742sqft

1097 AUGUST SKY Drive, Deltona

513 OAKCREST Street, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.20%
FHA
Active
32
$490,000$299,199 down
Rate
2.20%
6.95%today
Payment
$1,000/mo
$1,623today
  • 4beds
  • 3baths
  • 2,400sqft

513 OAKCREST Street, Altamonte Springs

1930 AQUARIUS Court, Oviedo, FL, 32766 — assumable FHA mortgage at 2.35%
FHA
Active
32
$410,000$210,727 down
Rate
2.35%
6.95%today
Payment
$894/mo
$1,528today
  • 3beds
  • 2baths
  • 1,306sqft

1930 AQUARIUS Court, Oviedo

176 TIM TAM Court, Lake Mary, FL, 32746 — assumable VA mortgage at 2.71%
VA
Active
38
$689,000$339,065 down
Rate
2.71%
6.95%today
Payment
$1,626/mo
$2,651today
  • 4beds
  • 2baths
  • 2,250sqft

176 TIM TAM Court, Lake Mary

3980 LIGHTNING Court, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
50
$519,000$224,787 down
Rate
2.81%
6.95%today
Payment
$1,389/mo
$2,235today
  • 3beds
  • 3baths
  • 2,237sqft

3980 LIGHTNING Court, Sanford

3966 CRAWLEY DOWN Loop, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$470,000$200,774 down
Rate
2.81%
6.95%today
Payment
$1,259/mo
$2,026today
  • 4beds
  • 3baths
  • 2,169sqft

3966 CRAWLEY DOWN Loop, Sanford

105 CEDAR OAK Trail, Longwood, FL, 32750 — assumable VA mortgage at 2.87%
VA
Active
82
$590,000$237,611 down
Rate
2.87%
6.95%today
Payment
$1,640/mo
$2,618today
  • 4beds
  • 3baths
  • 2,212sqft

105 CEDAR OAK Trail, Longwood

141 FAIRWAY TEN Drive, Casselberry, FL, 32707 — assumable VA mortgage at 2.88%
VA
Active
66
$559,000$363,026 down
Rate
2.88%
6.95%today
Payment
$939/mo
$1,497today
  • 4beds
  • 2baths
  • 2,255sqft

141 FAIRWAY TEN Drive, Casselberry

5781 AUTUMN CHASE Circle, Sanford, FL, 32773 — assumable FHA mortgage at 2.88%
FHA
Active
5
$550,000$514,772 down
Rate
2.88%
6.95%today
Payment
$174/mo
$271today
  • 4beds
  • 3baths
  • 2,467sqft

5781 AUTUMN CHASE Circle, Sanford

1422 TRAVERTINE Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.88%
FHA
Active
74
$364,900$357,864 down
Rate
2.88%
6.95%today
Payment
$38/mo
$58today
  • 3beds
  • 3baths
  • 1,953sqft

1422 TRAVERTINE Terrace, Sanford

1915 LAKE Drive, Casselberry, FL, 32707 — assumable FHA mortgage at 2.91%
FHA
Active
44
$399,900$189,236 down
Rate
2.91%
6.95%today
Payment
$1,012/mo
$1,608today
  • 4beds
  • 3baths
  • 2,118sqft

1915 LAKE Drive, Casselberry

603 CENTRAL Avenue, Oviedo, FL, 32765 — assumable FHA mortgage at 2.93%
FHA
Active
16
$389,995$189,926 down
Rate
2.93%
6.95%today
Payment
$961/mo
$1,523today
  • 3beds
  • 2baths
  • 1,759sqft

603 CENTRAL Avenue, Oviedo

186 CEDAR RIDGE Lane, Sanford, FL, 32771 — assumable FHA mortgage at 2.94%
FHA
Active
24
$400,000$173,668 down
Rate
2.94%
6.95%today
Payment
$1,089/mo
$1,722today
  • 4beds
  • 3baths
  • 2,215sqft

186 CEDAR RIDGE Lane, Sanford

412 HORIZON Drive, Winter Springs, FL, 32708 — assumable VA mortgage at 2.96%
VA
Active
56
$284,000$121,086 down
Rate
2.96%
6.95%today
Payment
$787/mo
$1,242today
  • 3beds
  • 2baths
  • 1,101sqft

412 HORIZON Drive, Winter Springs

108 SUGAR MAPLE Court, Sanford, FL, 32773 — assumable VA mortgage at 3.02%
VA
Active
16
$339,000$142,485 down
Rate
3.02%
6.95%today
Payment
$928/mo
$1,453today
  • 3beds
  • 2baths
  • 1,236sqft

108 SUGAR MAPLE Court, Sanford

116 AVERY LAKE Drive, Winter Springs, FL, 32708 — assumable VA mortgage at 3.09%
VA
Active
47
$629,999$376,933 down
Rate
3.09%
6.95%today
Payment
$1,374/mo
$2,042today
  • 4beds
  • 2baths
  • 2,714sqft

116 AVERY LAKE Drive, Winter Springs

Assuming a mortgage in Lake Mary

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$418 /mo
Median cash to assume
$114,670
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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