Art Ingram

Art Ingram

Assumable homes for sale in Lakeland, FL

9 homesFHA & VA loansrates from 2.86% vs 6.95% today

Lakeland assumption guide
7973 OAK RUN Circle, Lakeland, FL, 33809 — assumable VA mortgage at 2.86%
VA
Active
39
$330,000$99,278 down
Rate
2.86%
6.95%today
Payment
$1,073/mo
$1,714today
  • 3beds
  • 2baths
  • 1,795sqft

7973 OAK RUN Circle, Lakeland

8016 DIAMOND CREEK Lane, Lakeland, FL, 33809 — assumable FHA mortgage at 3.76%
FHA
Active
25
$316,996$80,937 down
Rate
3.76%
6.95%today
Payment
$1,194/mo
$1,704today
  • 4beds
  • 2baths
  • 1,588sqft

8016 DIAMOND CREEK Lane, Lakeland

7609 MUSCOVY Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 3.00%
FHA
Active
30
$399,000$165,695 down
Rate
3.00%
6.95%today
Payment
$1,143/mo
$1,775today
  • 4beds
  • 3baths
  • 3,096sqft

7609 MUSCOVY Drive, Lakeland

7710 NATURE Trail, Lakeland, FL, 33809 — assumable FHA mortgage at 3.60%
FHA
Active
37
$299,000$109,329 down
Rate
3.60%
6.95%today
Payment
$1,000/mo
$1,456today
  • 3beds
  • 2baths
  • 1,964sqft

7710 NATURE Trail, Lakeland

6060 CONDOR Drive, Lakeland, FL, 33809 — assumable FHA mortgage at 6.50%
FHA
Active
24
$280,000Potential short sale
Rate
6.50%
6.95%today
Payment
$1,924/mo
$2,015today
  • 2beds
  • 2baths
  • 1,389sqft

6060 CONDOR Drive, Lakeland

6224 DOE Circle, Lakeland, FL, 33809 — assumable FHA mortgage at 4.34%
FHA
Active
33
$295,000$226,710 down
Rate
4.34%
6.95%today
Payment
$459/mo
$611today
  • 3beds
  • 2baths
  • 1,297sqft

6224 DOE Circle, Lakeland

8017 GLENRIDGE Lane, Lakeland, FL, 33809 — assumable FHA mortgage at 6.08%
FHA
Active
58
$340,000$25,237 down
Rate
6.08%
6.95%today
Payment
$1,946/mo
$2,130today
  • 3beds
  • 2baths
  • 1,790sqft

8017 GLENRIDGE Lane, Lakeland

6201 VINTAGE Drive, Lakeland, FL, 33809 — assumable VA mortgage at 6.90%
VA
Active
41
$299,000$25,583 down
Rate
6.90%
6.95%today
Payment
$1,861/mo
$1,870today
  • 3beds
  • 2baths
  • 1,109sqft

6201 VINTAGE Drive, Lakeland

802 FOX LAKE Drive, Lakeland, FL, 33809 — assumable FHA mortgage at 6.30%
FHA
Active
30
$259,000$221,852 down
Rate
6.30%
6.95%today
Payment
$494/mo
$528today
  • 3beds
  • 1baths
  • 1,011sqft

802 FOX LAKE Drive, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$459 /mo
Median cash to assume
$104,303
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.