Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Lakeland, FL

21 homesFHA & VA loansrates from 2.35% vs 6.95% today

Lakeland assumption guide
2145 SANDY HOOK, Lakeland, FL, 33813 — assumable FHA mortgage at 2.87%
FHATop pick
Active
8
$210,000$14,053 down
Rate
2.87%
6.95%today
Payment
$916/mo
$1,462today
  • 3beds
  • 2baths
  • 1,404sqft

2145 SANDY HOOK, Lakeland

1203 KING Avenue, Lakeland, FL, 33803 — assumable FHA mortgage at 3.10%
FHA
Active
25
$242,500$48,079 down
Rate
3.10%
6.95%today
Payment
$922/mo
$1,429today
  • 2beds
  • 1baths
  • 1,300sqft

1203 KING Avenue, Lakeland

1836 CRYSTAL LAKE Drive #95, Lakeland, FL, 33801 — assumable FHA mortgage at 2.35%
FHA
Active
31
$169,900$44,487 down
Rate
2.35%
6.95%today
Payment
$563/mo
$962today
  • 4beds
  • 3baths
  • 1,730sqft

1836 CRYSTAL LAKE Drive #95, Lakeland

730 COLLEGE Avenue, Lakeland, FL, 33801 — assumable FHA mortgage at 2.70%
FHA
Active
59
$465,000$188,985 down
Rate
2.70%
6.95%today
Payment
$1,266/mo
$2,067today
  • 3beds
  • 2baths
  • 1,767sqft

730 COLLEGE Avenue, Lakeland

1522 DEL CREST Place, Lakeland, FL, 33803 — assumable VA mortgage at 2.80%
VA
Active
59
$520,000$334,104 down
Rate
2.80%
6.95%today
Payment
$870/mo
$1,402today
  • 3beds
  • 3baths
  • 2,220sqft

1522 DEL CREST Place, Lakeland

407 PABLO Street, Lakeland, FL, 33803 — assumable VA mortgage at 2.80%
VA
Active
61
$340,000$176,197 down
Rate
2.80%
6.95%today
Payment
$767/mo
$1,236today
  • 3beds
  • 2baths
  • 1,996sqft

407 PABLO Street, Lakeland

1645 HUNTINGTON Street, Lakeland, FL, 33801 — assumable FHA mortgage at 2.89%
FHA
Active
45
$259,990$135,491 down
Rate
2.89%
6.95%today
Payment
$594/mo
$946today
  • 4beds
  • 2baths
  • 1,482sqft

1645 HUNTINGTON Street, Lakeland

2634 COLLINS Avenue, Lakeland, FL, 33803 — assumable VA mortgage at 2.90%
VA
Active
65
$650,000$418,559 down
Rate
2.90%
6.95%today
Payment
$1,096/mo
$1,742today
  • 4beds
  • 3baths
  • 2,317sqft

2634 COLLINS Avenue, Lakeland

1025 CENTRAL Avenue, Lakeland, FL, 33815 — assumable FHA mortgage at 2.96%
FHA
Active
40
$229,000$134,988 down
Rate
2.96%
6.95%today
Payment
$444/mo
$700today
  • 3beds
  • 1baths
  • 1,104sqft

1025 CENTRAL Avenue, Lakeland

717 END Crescent, Lakeland, FL, 33803 — assumable FHA mortgage at 3.11%
FHA
Active
35
$369,000$235,659 down
Rate
3.11%
6.95%today
Payment
$632/mo
$978today
  • 3beds
  • 2baths
  • 2,366sqft

717 END Crescent, Lakeland

521 YOUNG Place, Lakeland, FL, 33803 — assumable VA mortgage at 3.95%
VA
Active
47
$270,000$152,431 down
Rate
3.95%
6.95%today
Payment
$679/mo
$947today
  • 3beds
  • 2baths
  • 1,052sqft

521 YOUNG Place, Lakeland

1521 BANKS Place, Lakeland, FL, 33803 — assumable FHA mortgage at 3.99%
FHA
Active
10
$115,000$50,031 down
Rate
3.99%
6.95%today
Payment
$375/mo
$520today
  • 3beds
  • 2baths
  • 1,376sqft

1521 BANKS Place, Lakeland

1022 MARJORIE Street, Lakeland, FL, 33815 — assumable FHA mortgage at 5.41%
FHA
Active
16
$180,000$21,873 down
Rate
5.41%
6.95%today
Payment
$944/mo
$1,111today
  • 2beds
  • 1baths
  • 1,189sqft

1022 MARJORIE Street, Lakeland

621 HILLSIDE Drive, Lakeland, FL, 33803 — assumable FHA mortgage at 4.25%
FHA
Active
30
$225,000$160,490 down
Rate
4.25%
6.95%today
Payment
$423/mo
$569today
  • 3beds
  • 1baths
  • 1,240sqft

621 HILLSIDE Drive, Lakeland

2925 BELLWOOD Avenue, Lakeland, FL, 33803 — assumable VA mortgage at 6.50%
VA
Active
17
$281,999$22,606 down
Rate
6.50%
6.95%today
Payment
$1,673/mo
$1,752today
  • 4beds
  • 2baths
  • 1,520sqft

2925 BELLWOOD Avenue, Lakeland

2121 SAN GULLY Road #14 - 15, Lakeland, FL, 33803 — assumable FHA mortgage at 6.82%
FHA
Active
25
$390,000$23,976 down
Rate
6.82%
6.95%today
Payment
$2,457/mo
$2,489today
  • 4beds
  • 4baths
  • 2,034sqft

2121 SAN GULLY Road #14 - 15, Lakeland

728 BELMAR Street, Lakeland, FL, 33803 — assumable FHA mortgage at 4.98%
FHA
Active
39
$425,000$147,315 down
Rate
4.98%
6.95%today
Payment
$1,591/mo
$1,967today
  • 4beds
  • 3baths
  • 2,248sqft

728 BELMAR Street, Lakeland

1604 CRYSTAL Court, Lakeland, FL, 33801 — assumable FHA mortgage at 7.07%
FHA
Active
33
$294,900$39,362 down
Rate
7.07%
6.95%today
Payment
$1,766/mo
$1,744today
  • 3beds
  • 2baths
  • 1,314sqft

1604 CRYSTAL Court, Lakeland

2718 BERKELEY Avenue, Lakeland, FL, 33803 — assumable VA mortgage at 6.50%
VA
Active
34
$479,000$116,740 down
Rate
6.50%
6.95%today
Payment
$2,313/mo
$2,423today
  • 4beds
  • 2baths
  • 1,760sqft

2718 BERKELEY Avenue, Lakeland

3022 VENICE Way, Lakeland, FL, 33803 — assumable FHA mortgage at 5.50%
FHA
Active
52
$229,000$174,720 down
Rate
5.50%
6.95%today
Payment
$479/mo
$559today
  • 3beds
  • 2baths
  • 968sqft

3022 VENICE Way, Lakeland

1231 NEWPORT Avenue, Lakeland, FL, 33801 — assumable FHA mortgage at 6.04%
FHA
Active
29
$400,000$292,970 down
Rate
6.04%
6.95%today
Payment
$1,067/mo
$1,173today
  • 4beds
  • 3baths
  • 2,543sqft

1231 NEWPORT Avenue, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.35%
Lowest existing payment
$375 /mo
Median cash to assume
$135,491
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe