Assumable homes for sale in Lakeland, FL

10 homesVA & FHA loansrates from 2.34% vs 6.95% today

Lakeland assumption guide

2829 HICKORY RIDGE, Lakeland, FL, 33813 — assumable VA mortgage at 2.88%

Active

$329,900$69,499 down

Rate: 2.88%; ~~6.95%~~today
Payment: $1,210/mo; ~~$1,930~~today

3beds
2baths
1,594sqft

2829 HICKORY RIDGE, Lakeland

6335 SILVER LEAF Lane, Lakeland, FL, 33813 — assumable FHA mortgage at 2.34%

FHA

Active

$369,000$234,378 down

Rate: 2.34%; ~~6.95%~~today
Payment: $1,288/mo; ~~$1,750~~today

3beds
2baths
1,861sqft

6335 SILVER LEAF Lane, Lakeland

1072 WOODLAND OAKS Drive, Lakeland, FL, 33813 — assumable VA mortgage at 2.87%

Active

$650,000$363,836 down

Rate: 2.87%; ~~6.95%~~today
Payment: $1,332/mo; ~~$2,126~~today

4beds
3baths
2,882sqft

1072 WOODLAND OAKS Drive, Lakeland

2836 WHITNEY Street, Lakeland, FL, 33813 — assumable VA mortgage at 2.91%

Active

$524,900$247,822 down

Rate: 2.91%; ~~6.95%~~today
Payment: $1,332/mo; ~~$2,115~~today

4beds
3baths
2,799sqft

2836 WHITNEY Street, Lakeland

5939 WINDWOOD Drive, Lakeland, FL, 33813 — assumable VA mortgage at 3.05%

Active

$535,000$225,719 down

Rate: 3.05%; ~~6.95%~~today
Payment: $1,485/mo; ~~$2,316~~today

4beds
2baths
3,159sqft

5939 WINDWOOD Drive, Lakeland

667 JESSANDA CIR, Lakeland, FL, 33813 — assumable VA mortgage at 4.05%

Active

$370,000$259,135 down

Rate: 4.05%; ~~6.95%~~today
Payment: $694/mo; ~~$956~~today

4beds
2baths
1,791sqft

667 JESSANDA CIR, Lakeland

448 LAKE HARRIS Drive, Lakeland, FL, 33813 — assumable FHA mortgage at 6.63%

FHA

Active

$475,000$16,721 down

Rate: 6.63%; ~~6.95%~~today
Payment: $3,019/mo; ~~$3,120~~today

3beds
2baths
2,340sqft

448 LAKE HARRIS Drive, Lakeland

3152 OTTO Drive, Lakeland, FL, 33812 — assumable VA mortgage at 6.02%

Active

$349,000$24,475 down

Rate: 6.02%; ~~6.95%~~today
Payment: $2,052/mo; ~~$2,261~~today

4beds
2baths
1,518sqft

3152 OTTO Drive, Lakeland

428 FITZGERALD Road, Lakeland, FL, 33813 — assumable FHA mortgage at 5.25%

FHA

Active

$274,000$197,694 down

Rate: 5.25%; ~~6.95%~~today
Payment: $490/mo; ~~$587~~today

3beds
2baths
1,311sqft

428 FITZGERALD Road, Lakeland

6686 TREYMONT Drive, Lakeland, FL, 33813 — assumable VA mortgage at 6.81%

Active

$549,000$271,493 down

Rate: 6.81%; ~~6.95%~~today
Payment: $1,830/mo; ~~$1,857~~today

4beds
3baths
2,484sqft

6686 TREYMONT Drive, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate: 2.34%
Lowest existing payment: $490 /mo
Median cash to assume: $230,048