Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Lakeland, FL

11 homesFHA & VA loansrates from 2.87% vs 6.95% today

Lakeland assumption guide
2316 GENEVA Drive, Lakeland, FL, 33805 — assumable FHA mortgage at 2.88%
FHA
Active
33
$375,000$65,078 down
Rate
2.88%
6.95%today
Payment
$1,447/mo
$2,307today
  • 4beds
  • 3baths
  • 2,726sqft

2316 GENEVA Drive, Lakeland

861 LOWELL Street, Lakeland, FL, 33805 — assumable FHA mortgage at 2.87%
FHA
Active
51
$240,000$55,827 down
Rate
2.87%
6.95%today
Payment
$859/mo
$1,371today
  • 4beds
  • 2baths
  • 1,201sqft

861 LOWELL Street, Lakeland

4005 CHELSEA Lane, Lakeland, FL, 33809 — assumable FHA mortgage at 2.98%
FHA
Active
16
$504,900$181,922 down
Rate
2.98%
6.95%today
Payment
$1,525/mo
$2,400today
  • 4beds
  • 3baths
  • 2,366sqft

4005 CHELSEA Lane, Lakeland

123 OCONEE Street, Lakeland, FL, 33805 — assumable VA mortgage at 3.08%
VA
Active
25
$202,000$84,117 down
Rate
3.08%
6.95%today
Payment
$566/mo
$880today
  • 2beds
  • 1baths
  • 660sqft

123 OCONEE Street, Lakeland

5516 MAGGIORE Boulevard, Lakeland, FL, 33805 — assumable FHA mortgage at 3.56%
FHA
Active
60
$270,000$84,660 down
Rate
3.56%
6.95%today
Payment
$921/mo
$1,347today
  • 3beds
  • 2baths
  • 1,356sqft

5516 MAGGIORE Boulevard, Lakeland

5630 ELSINORE Way, Lakeland, FL, 33805 — assumable FHA mortgage at 3.44%
FHA
Active
36
$289,900$137,812 down
Rate
3.44%
6.95%today
Payment
$870/mo
$1,292today
  • 3beds
  • 2baths
  • 1,609sqft

5630 ELSINORE Way, Lakeland

6060 CONDOR Drive, Lakeland, FL, 33809 — assumable FHA mortgage at 6.50%
FHA
Active
24
$280,000Potential short sale
Rate
6.50%
6.95%today
Payment
$1,924/mo
$2,015today
  • 2beds
  • 2baths
  • 1,389sqft

6060 CONDOR Drive, Lakeland

6224 DOE Circle, Lakeland, FL, 33809 — assumable FHA mortgage at 4.34%
FHA
Active
33
$295,000$226,710 down
Rate
4.34%
6.95%today
Payment
$459/mo
$611today
  • 3beds
  • 2baths
  • 1,297sqft

6224 DOE Circle, Lakeland

6201 VINTAGE Drive, Lakeland, FL, 33809 — assumable VA mortgage at 6.90%
VA
Active
41
$299,000$25,583 down
Rate
6.90%
6.95%today
Payment
$1,861/mo
$1,870today
  • 3beds
  • 2baths
  • 1,109sqft

6201 VINTAGE Drive, Lakeland

5408 WEBER Place, Lakeland, FL, 33809 — assumable FHA mortgage at 6.39%
FHA
Active
72
$414,500$43,939 down
Rate
6.39%
6.95%today
Payment
$2,403/mo
$2,546today
  • 4beds
  • 2baths
  • 1,863sqft

5408 WEBER Place, Lakeland

608 CHANNING Road, Lakeland, FL, 33805 — assumable FHA mortgage at 6.73%
FHA
Active
36
$225,000$31,586 down
Rate
6.73%
6.95%today
Payment
$1,302/mo
$1,332today
  • 2beds
  • 1baths
  • 928sqft

608 CHANNING Road, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$459 /mo
Median cash to assume
$74,598
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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