Assumable homes for sale in Lakeland, FL

14 homesVA & FHA loansrates from 2.72% vs 6.95% today

Lakeland assumption guide

2829 HICKORY RIDGE, Lakeland, FL, 33813 — assumable VA mortgage at 2.88%

Active

$329,900$69,499 down

Rate: 2.88%; ~~6.95%~~today
Payment: $1,210/mo; ~~$1,930~~today

3beds
2baths
1,594sqft

2829 HICKORY RIDGE, Lakeland

6146 MISSION Drive, Lakeland, FL, 33812 — assumable VA mortgage at 3.08%

Active

$325,000$96,820 down

Rate: 3.08%; ~~6.95%~~today
Payment: $1,099/mo; ~~$1,708~~today

3beds
2baths
1,960sqft

6146 MISSION Drive, Lakeland

3438 CHRISTINA GROVES Court, Lakeland, FL, 33813 — assumable FHA mortgage at 3.85%

FHA

Active

$305,000$39,682 down

Rate: 3.85%; ~~6.95%~~today
Payment: $1,355/mo; ~~$1,913~~today

3beds
2baths
1,206sqft

3438 CHRISTINA GROVES Court, Lakeland

5108 WATERWOOD Drive, Bartow, FL, 33830 — assumable FHA mortgage at 2.72%

FHA

Active

$459,900$173,839 down

Rate: 2.72%; ~~6.95%~~today
Payment: $1,337/mo; ~~$2,177~~today

3beds
2baths
2,126sqft

5108 WATERWOOD Drive, Bartow

4176 SHADE TREE Lane, Lakeland, FL, 33812 — assumable FHA mortgage at 3.10%

FHA

Active

$225,000$78,813 down

Rate: 3.10%; ~~6.95%~~today
Payment: $692/mo; ~~$1,072~~today

3beds
3baths
1,713sqft

4176 SHADE TREE Lane, Lakeland

2836 WHITNEY Street, Lakeland, FL, 33813 — assumable VA mortgage at 2.91%

Active

$524,900$247,822 down

Rate: 2.91%; ~~6.95%~~today
Payment: $1,332/mo; ~~$2,115~~today

4beds
3baths
2,799sqft

2836 WHITNEY Street, Lakeland

4450 COZY CONDOR Court, Bartow, FL, 33830 — assumable VA mortgage at 4.50%

Active

$299,900$18,900 down

Rate: 4.50%; ~~6.95%~~today
Payment: $1,475/mo; ~~$1,926~~today

3beds
2baths
1,555sqft

4450 COZY CONDOR Court, Bartow

4320 HEDGE Drive, Lakeland, FL, 33812 — assumable FHA mortgage at 6.27%

FHA

Active

$229,900$8,160 down

Rate: 6.27%; ~~6.95%~~today
Payment: $1,430/mo; ~~$1,534~~today

3beds
1baths
836sqft

4320 HEDGE Drive, Lakeland

3878 FEATHER Drive, Lakeland, FL, 33812 — assumable FHA mortgage at 5.70%

FHA

Active

$290,000$34,328 down

Rate: 5.70%; ~~6.95%~~today
Payment: $1,571/mo; ~~$1,792~~today

3beds
2baths
1,135sqft

3878 FEATHER Drive, Lakeland

3152 OTTO Drive, Lakeland, FL, 33812 — assumable VA mortgage at 6.02%

Active

$349,000$24,475 down

Rate: 6.02%; ~~6.95%~~today
Payment: $2,052/mo; ~~$2,261~~today

4beds
2baths
1,518sqft

3152 OTTO Drive, Lakeland

5622 FISCHER Drive, Lakeland, FL, 33812 — assumable FHA mortgage at 5.30%

FHA

Active

$355,000$332,433 down

Rate: 5.30%; ~~6.95%~~today
Payment: $152/mo; ~~$177~~today

3beds
2baths
1,876sqft

5622 FISCHER Drive, Lakeland

4032 GREY HERON Loop, Bartow, FL, 33830 — assumable VA mortgage at 6.54%

Active

$335,000$108,866 down

Rate: 6.54%; ~~6.95%~~today
Payment: $1,463/mo; ~~$1,526~~today

4beds
2baths
1,826sqft

4032 GREY HERON Loop, Bartow

3425 STONEWAY Drive, Lakeland, FL, 33812 — assumable FHA mortgage at 5.72%

FHA

Active

$350,000$264,946 down

Rate: 5.72%; ~~6.95%~~today
Payment: $1,009/mo; ~~$1,149~~today

4beds
2baths
1,669sqft

3425 STONEWAY Drive, Lakeland

6686 TREYMONT Drive, Lakeland, FL, 33813 — assumable VA mortgage at 6.81%

Active

$549,000$271,493 down

Rate: 6.81%; ~~6.95%~~today
Payment: $1,830/mo; ~~$1,857~~today

4beds
3baths
2,484sqft

6686 TREYMONT Drive, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate: 2.72%
Lowest existing payment: $692 /mo
Median cash to assume: $87,817