Assumable homes for sale in Lakeland, FL

14 homesFHA & VA loansrates from 2.35% vs 6.95% today

Lakeland assumption guide

313 GRIFFIN Avenue, Lakeland, FL, 33801 — assumable FHA mortgage at 2.80%

FHA

Active

$259,900$65,930 down

Rate: 2.80%; ~~6.95%~~today
Payment: $896/mo; ~~$1,443~~today

3beds
2baths
1,441sqft

313 GRIFFIN Avenue, Lakeland

861 LOWELL Street, Lakeland, FL, 33805 — assumable FHA mortgage at 2.87%

FHA

Active

$240,000$55,827 down

Rate: 2.87%; ~~6.95%~~today
Payment: $859/mo; ~~$1,371~~today

4beds
2baths
1,201sqft

861 LOWELL Street, Lakeland

1836 CRYSTAL LAKE Drive #95, Lakeland, FL, 33801 — assumable FHA mortgage at 2.35%

FHA

Active

$169,900$44,487 down

Rate: 2.35%; ~~6.95%~~today
Payment: $563/mo; ~~$962~~today

4beds
3baths
1,730sqft

1836 CRYSTAL LAKE Drive #95, Lakeland

730 COLLEGE Avenue, Lakeland, FL, 33801 — assumable FHA mortgage at 2.70%

FHA

Active

$465,000$188,985 down

Rate: 2.70%; ~~6.95%~~today
Payment: $1,266/mo; ~~$2,067~~today

3beds
2baths
1,767sqft

730 COLLEGE Avenue, Lakeland

1522 DEL CREST Place, Lakeland, FL, 33803 — assumable VA mortgage at 2.80%

Active

$520,000$334,104 down

Rate: 2.80%; ~~6.95%~~today
Payment: $870/mo; ~~$1,402~~today

3beds
3baths
2,220sqft

1522 DEL CREST Place, Lakeland

1645 HUNTINGTON Street, Lakeland, FL, 33801 — assumable FHA mortgage at 2.89%

FHA

Active

$259,990$135,491 down

Rate: 2.89%; ~~6.95%~~today
Payment: $594/mo; ~~$946~~today

4beds
2baths
1,482sqft

1645 HUNTINGTON Street, Lakeland

2634 COLLINS Avenue, Lakeland, FL, 33803 — assumable VA mortgage at 2.90%

Active

$650,000$418,559 down

Rate: 2.90%; ~~6.95%~~today
Payment: $1,096/mo; ~~$1,742~~today

4beds
3baths
2,317sqft

2634 COLLINS Avenue, Lakeland

813 ELLERBE Way, Lakeland, FL, 33801 — assumable VA mortgage at 2.90%

Active

$298,987$152,451 down

Rate: 2.90%; ~~6.95%~~today
Payment: $689/mo; ~~$1,096~~today

4beds
3baths
1,600sqft

813 ELLERBE Way, Lakeland

1516 ELM Road, Lakeland, FL, 33801 — assumable FHA mortgage at 4.00%

FHA

Active

$263,000$62,295 down

Rate: 4.00%; ~~6.95%~~today
Payment: $1,045/mo; ~~$1,449~~today

4beds
2baths
1,862sqft

1516 ELM Road, Lakeland

3016 FLETCHER Avenue, Lakeland, FL, 33803 — assumable FHA mortgage at 3.92%

FHA

Active

$175,000$158,219 down

Rate: 3.92%; ~~6.95%~~today
Payment: $103/mo; ~~$144~~today

3beds
2baths
1,276sqft

3016 FLETCHER Avenue, Lakeland

1604 CRYSTAL Court, Lakeland, FL, 33801 — assumable FHA mortgage at 7.07%

FHA

Active

$294,900$39,362 down

Rate: 7.07%; ~~6.95%~~today
Payment: $1,766/mo; ~~$1,744~~today

3beds
2baths
1,314sqft

1604 CRYSTAL Court, Lakeland

2718 BERKELEY Avenue, Lakeland, FL, 33803 — assumable VA mortgage at 6.50%

Active

$479,000$116,740 down

Rate: 6.50%; ~~6.95%~~today
Payment: $2,313/mo; ~~$2,423~~today

4beds
2baths
1,760sqft

2718 BERKELEY Avenue, Lakeland

1431 HESTER Drive, Lakeland, FL, 33801 — assumable FHA mortgage at 7.07%

FHA

Active

$255,000$52,740 down

Rate: 7.07%; ~~6.95%~~today
Payment: $1,398/mo; ~~$1,381~~today

3beds
2baths
1,273sqft

1431 HESTER Drive, Lakeland

1231 NEWPORT Avenue, Lakeland, FL, 33801 — assumable FHA mortgage at 6.04%

FHA

Active

$400,000$292,970 down

Rate: 6.04%; ~~6.95%~~today
Payment: $1,067/mo; ~~$1,173~~today

4beds
3baths
2,543sqft

1231 NEWPORT Avenue, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate: 2.35%
Lowest existing payment: $563 /mo
Median cash to assume: $126,116