Art Ingram

Art Ingram

Assumable homes for sale in Lakeland, FL

22 homesFHA & VA loansrates from 2.87% vs 6.95% today

Lakeland assumption guide
8335 ADELE Road, Lakeland, FL, 33810 — assumable VA mortgage at 3.55%
VA
Active
30
$325,000$32,544 down
Rate
3.55%
6.95%today
Payment
$1,451/mo
$2,126today
  • 3beds
  • 3baths
  • 1,861sqft

8335 ADELE Road, Lakeland

7231 REMINGTON OAKS Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 2.87%
FHA
Active
30
$399,900$164,976 down
Rate
2.87%
6.95%today
Payment
$1,093/mo
$1,745today
  • 4beds
  • 2baths
  • 1,698sqft

7231 REMINGTON OAKS Drive, Lakeland

7609 MUSCOVY Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 3.00%
FHA
Active
30
$399,000$165,695 down
Rate
3.00%
6.95%today
Payment
$1,143/mo
$1,775today
  • 4beds
  • 3baths
  • 3,096sqft

7609 MUSCOVY Drive, Lakeland

2515 JENNIFER Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 3.65%
FHA
Active
45
$294,900$136,518 down
Rate
3.65%
6.95%today
Payment
$835/mo
$1,209today
  • 3beds
  • 2baths
  • 1,400sqft

2515 JENNIFER Drive, Lakeland

7384 HUNTINGTON SUMMIT Boulevard, Lakeland, FL, 33810 — assumable VA mortgage at 3.73%
VA
Active
60
$469,900$239,749 down
Rate
3.73%
6.95%today
Payment
$1,235/mo
$1,769today
  • 4beds
  • 2baths
  • 2,479sqft

7384 HUNTINGTON SUMMIT Boulevard, Lakeland

1831 VIA LAGO Drive, Lakeland, FL, 33810 — assumable VA mortgage at 3.94%
VA
Active
34
$825,000$421,750 down
Rate
3.94%
6.95%today
Payment
$2,331/mo
$3,256today
  • 6beds
  • 6baths
  • 5,454sqft

1831 VIA LAGO Drive, Lakeland

7926 RIDGE POINTE Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 3.99%
FHA
Active
30
$370,000$200,710 down
Rate
3.99%
6.95%today
Payment
$983/mo
$1,365today
  • 3beds
  • 2baths
  • 1,984sqft

7926 RIDGE POINTE Drive, Lakeland

2426 VIEW Way, Lakeland, FL, 33810 — assumable FHA mortgage at 4.14%
FHA
Active
45
$375,000$264,433 down
Rate
4.14%
6.95%today
Payment
$625/mo
$851today
  • 4beds
  • 2baths
  • 1,896sqft

2426 VIEW Way, Lakeland

5563 STARLING Loop, Lakeland, FL, 33810 — assumable FHA mortgage at 5.54%
FHA
Active
39
$325,000$36,152 down
Rate
5.54%
6.95%today
Payment
$1,747/mo
$2,027today
  • 3beds
  • 2baths
  • 1,467sqft

5563 STARLING Loop, Lakeland

7430 GREEN Road, Lakeland, FL, 33810 — assumable FHA mortgage at 4.25%
FHA
Active
79
$934,900$729,806 down
Rate
4.25%
6.95%today
Payment
$1,232/mo
$1,657today
  • 3beds
  • 2baths
  • 1,788sqft

7430 GREEN Road, Lakeland

7855 SUGAR PINE Boulevard, Lakeland, FL, 33810 — assumable FHA mortgage at 6.34%
FHA
Active
45
$410,000$39,218 down
Rate
6.34%
6.95%today
Payment
$2,399/mo
$2,554today
  • 3beds
  • 2baths
  • 1,960sqft

7855 SUGAR PINE Boulevard, Lakeland

2039 ROSEWOOD Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 6.74%
FHA
Active
18
$370,000$36,604 down
Rate
6.74%
6.95%today
Payment
$2,220/mo
$2,268today
  • 3beds
  • 2baths
  • 1,845sqft

2039 ROSEWOOD Circle, Lakeland

5479 KNIGHTS LANDING DR., Lakeland, FL, 33810 — assumable FHA mortgage at 6.74%
FHA
Active
36
$449,900$40,167 down
Rate
6.74%
6.95%today
Payment
$2,723/mo
$2,782today
  • 4beds
  • 2baths
  • 2,321sqft

5479 KNIGHTS LANDING DR., Lakeland

2051 ROSEWOOD Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 7.79%
FHA
Active
30
$377,000$21,088 down
Rate
7.79%
6.95%today
Payment
$2,625/mo
$2,416today
  • 4beds
  • 3baths
  • 2,240sqft

2051 ROSEWOOD Circle, Lakeland

1307 MAYFLOWER Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 6.33%
FHA
Active
27
$215,000$27,453 down
Rate
6.33%
6.95%today
Payment
$1,219/mo
$1,300today
  • 3beds
  • 1baths
  • 1,233sqft

1307 MAYFLOWER Drive, Lakeland

3719 WHEELER Road, Lakeland, FL, 33810 — assumable VA mortgage at 6.39%
VA
Active
64
$490,000$96,862 down
Rate
6.39%
6.95%today
Payment
$2,556/mo
$2,707today
  • 4beds
  • 2baths
  • 2,018sqft

3719 WHEELER Road, Lakeland

2016 ROSEWOOD Circle, Lakeland, FL, 33810 — assumable VA mortgage at 6.64%
VA
Active
15
$429,900$52,498 down
Rate
6.64%
6.95%today
Payment
$2,486/mo
$2,566today
  • 4beds
  • 3baths
  • 2,106sqft

2016 ROSEWOOD Circle, Lakeland

7410 ORANGE CREST Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 4.72%
FHA
Active
30
$230,245Potential short sale
Rate
4.72%
6.95%today
Payment
$1,302/mo
$1,657today
  • 3beds
  • 2baths
  • 1,424sqft

7410 ORANGE CREST Circle, Lakeland

7021 SHEFFIELD Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 4.75%
FHA
Active
36
$274,900Potential short sale
Rate
4.75%
6.95%today
Payment
$42,577/mo
$54,028today
  • 3beds
  • 2baths
  • 1,230sqft

7021 SHEFFIELD Drive, Lakeland

1863 ALTAVISTA Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 5.09%
FHA
Active
22
$315,000Potential short sale
Rate
5.09%
6.95%today
Payment
$2,263/mo
$2,762today
  • 5beds
  • 4baths
  • 2,493sqft

1863 ALTAVISTA Circle, Lakeland

1436 SHIRLEY Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 5.27%
FHA
Active
44
$255,000$45,800 down
Rate
5.27%
6.95%today
Payment
$1,237/mo
$1,479today
  • 3beds
  • 2baths
  • 1,256sqft

1436 SHIRLEY Drive, Lakeland

7524 JESSAMINE Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 6.95%
FHA
Active
38
$295,000$273,012 down
Rate
6.95%
6.95%today
Payment
$151/mo
$151today
  • 3beds
  • 2baths
  • 1,754sqft

7524 JESSAMINE Drive, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$625 /mo
Median cash to assume
$96,862
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.