Art Ingram

Art Ingram

Assumable homes for sale in Lakeland, FL

12 homesFHA & VA loansrates from 2.81% vs 6.95% today

Lakeland assumption guide
5646 ALEXANDER SPRINGS Place, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
30
$299,999$85,854 down
Rate
2.96%
6.95%today
Payment
$1,011/mo
$1,596today
  • 3beds
  • 2baths
  • 1,426sqft

5646 ALEXANDER SPRINGS Place, Lakeland

4934 WILDFLOWER Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 3.05%
FHA
Active
52
$319,900$86,306 down
Rate
3.05%
6.95%today
Payment
$1,104/mo
$1,722today
  • 4beds
  • 2baths
  • 1,904sqft

4934 WILDFLOWER Drive, Lakeland

5605 ARLINGTON RIVER Drive, Lakeland, FL, 33811 — assumable VA mortgage at 2.81%
VA
Active
42
$325,000$114,611 down
Rate
2.81%
6.95%today
Payment
$993/mo
$1,598today
  • 4beds
  • 2baths
  • 1,848sqft

5605 ARLINGTON RIVER Drive, Lakeland

4129 TIMBER VALLEY Way, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
37
$469,000$183,638 down
Rate
2.96%
6.95%today
Payment
$1,350/mo
$2,131today
  • 5beds
  • 3baths
  • 2,640sqft

4129 TIMBER VALLEY Way, Lakeland

6093 VELVET Loop, Lakeland, FL, 33811 — assumable VA mortgage at 3.40%
VA
Active
44
$499,900$481,256 down
Rate
3.40%
6.95%today
Payment
$1,064/mo
$1,343today
  • 4beds
  • 2baths
  • 2,243sqft

6093 VELVET Loop, Lakeland

3931 BUTTONBUSH Circle, Lakeland, FL, 33811 — assumable VA mortgage at 3.59%
VA
Active
26
$347,000$213,358 down
Rate
3.59%
6.95%today
Payment
$788/mo
$1,149today
  • 3beds
  • 2baths
  • 1,600sqft

3931 BUTTONBUSH Circle, Lakeland

6453 SEDGEFORD Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 6.76%
FHA
Active
11
$265,000$13,019 down
Rate
6.76%
6.95%today
Payment
$1,658/mo
$1,691today
  • 2beds
  • 3baths
  • 1,374sqft

6453 SEDGEFORD Drive, Lakeland

2010 DEERBROOK Drive, Lakeland, FL, 33811 — assumable VA mortgage at 6.30%
VA
Active
24
$524,900$52,490 down
Rate
6.30%
6.95%today
Payment
$2,953/mo
$3,157today
  • 3beds
  • 2baths
  • 2,515sqft

2010 DEERBROOK Drive, Lakeland

2236 COUNTRY Loop, Lakeland, FL, 33811 — assumable FHA mortgage at 6.32%
FHA
Active
36
$305,000$23,467 down
Rate
6.32%
6.95%today
Payment
$1,818/mo
$1,940today
  • 3beds
  • 2baths
  • 1,393sqft

2236 COUNTRY Loop, Lakeland

5693 ARLINGTON RIVER Drive, Lakeland, FL, 33811 — assumable VA mortgage at 5.09%
VA
Active
30
$335,000Potential short sale
Rate
5.09%
6.95%today
Payment
$2,585/mo
$3,155today
  • 5beds
  • 3baths
  • 2,885sqft

5693 ARLINGTON RIVER Drive, Lakeland

4816 GOLDENVIEW Lane, Lakeland, FL, 33811 — assumable FHA mortgage at 6.89%
FHA
Active
46
$182,000$47,403 down
Rate
6.89%
6.95%today
Payment
$965/mo
$970today
  • 2beds
  • 2baths
  • 1,066sqft

4816 GOLDENVIEW Lane, Lakeland

3935 EWELL Road, Lakeland, FL, 33811 — assumable FHA mortgage at 6.95%
FHA
Active
30
$336,900$68,251 down
Rate
6.95%
6.95%today
Payment
$1,815/mo
$1,815today
  • 3beds
  • 2baths
  • 1,296sqft

3935 EWELL Road, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$788 /mo
Median cash to assume
$85,854
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.