Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Lakeland, FL

177 homesFHA & VA loansrates from 2.34% vs 6.95% today

Lakeland assumption guide
2145 SANDY HOOK, Lakeland, FL, 33813 — assumable FHA mortgage at 2.87%
FHATop pick
Active
8
$210,000$14,053 down
Rate
2.87%
6.95%today
Payment
$916/mo
$1,462today
  • 3beds
  • 2baths
  • 1,404sqft

2145 SANDY HOOK, Lakeland

2242 CASPIAN Drive, Lakeland, FL, 33805 — assumable VA mortgage at 2.88%
VA
Active
30
$295,499$41,042 down
Rate
2.88%
6.95%today
Payment
$1,183/mo
$1,886today
  • 3beds
  • 2baths
  • 1,658sqft

2242 CASPIAN Drive, Lakeland

2316 GENEVA Drive, Lakeland, FL, 33805 — assumable FHA mortgage at 2.88%
FHA
Active
33
$375,000$65,078 down
Rate
2.88%
6.95%today
Payment
$1,447/mo
$2,307today
  • 4beds
  • 3baths
  • 2,726sqft

2316 GENEVA Drive, Lakeland

1203 KING Avenue, Lakeland, FL, 33803 — assumable FHA mortgage at 3.10%
FHA
Active
25
$242,500$48,079 down
Rate
3.10%
6.95%today
Payment
$922/mo
$1,429today
  • 2beds
  • 1baths
  • 1,300sqft

1203 KING Avenue, Lakeland

313 GRIFFIN Avenue, Lakeland, FL, 33801 — assumable FHA mortgage at 2.80%
FHA
Active
21
$259,900$65,930 down
Rate
2.80%
6.95%today
Payment
$896/mo
$1,443today
  • 3beds
  • 2baths
  • 1,441sqft

313 GRIFFIN Avenue, Lakeland

861 LOWELL Street, Lakeland, FL, 33805 — assumable FHA mortgage at 2.87%
FHA
Active
51
$240,000$55,827 down
Rate
2.87%
6.95%today
Payment
$859/mo
$1,371today
  • 4beds
  • 2baths
  • 1,201sqft

861 LOWELL Street, Lakeland

2829 HICKORY RIDGE, Lakeland, FL, 33813 — assumable VA mortgage at 2.88%
VA
Active
26
$329,900$69,499 down
Rate
2.88%
6.95%today
Payment
$1,210/mo
$1,930today
  • 3beds
  • 2baths
  • 1,594sqft

2829 HICKORY RIDGE, Lakeland

5646 ALEXANDER SPRINGS Place, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
30
$299,999$85,854 down
Rate
2.96%
6.95%today
Payment
$1,011/mo
$1,596today
  • 3beds
  • 2baths
  • 1,426sqft

5646 ALEXANDER SPRINGS Place, Lakeland

4934 WILDFLOWER Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 3.05%
FHA
Active
52
$319,900$86,306 down
Rate
3.05%
6.95%today
Payment
$1,104/mo
$1,722today
  • 4beds
  • 2baths
  • 1,904sqft

4934 WILDFLOWER Drive, Lakeland

8335 ADELE Road, Lakeland, FL, 33810 — assumable VA mortgage at 3.55%
VA
Active
30
$325,000$32,544 down
Rate
3.55%
6.95%today
Payment
$1,451/mo
$2,126today
  • 3beds
  • 3baths
  • 1,861sqft

8335 ADELE Road, Lakeland

6146 MISSION Drive, Lakeland, FL, 33812 — assumable VA mortgage at 3.08%
VA
Active
47
$325,000$96,820 down
Rate
3.08%
6.95%today
Payment
$1,099/mo
$1,708today
  • 3beds
  • 2baths
  • 1,960sqft

6146 MISSION Drive, Lakeland

3438 CHRISTINA GROVES Court, Lakeland, FL, 33813 — assumable FHA mortgage at 3.85%
FHA
Active
11
$305,000$39,682 down
Rate
3.85%
6.95%today
Payment
$1,355/mo
$1,913today
  • 3beds
  • 2baths
  • 1,206sqft

3438 CHRISTINA GROVES Court, Lakeland

902 TOMLIN Street, Plant City, FL, 33563 — assumable VA mortgage at 4.17%
VA
Active
12
$320,000$23,305 down
Rate
4.17%
6.95%today
Payment
$1,565/mo
$2,126today
  • 3beds
  • 2baths
  • 1,551sqft

902 TOMLIN Street, Plant City

1836 CRYSTAL LAKE Drive #95, Lakeland, FL, 33801 — assumable FHA mortgage at 2.35%
FHA
Active
31
$169,900$44,487 down
Rate
2.35%
6.95%today
Payment
$563/mo
$962today
  • 4beds
  • 3baths
  • 1,730sqft

1836 CRYSTAL LAKE Drive #95, Lakeland

1325 LAURA Street, Plant City, FL, 33563 — assumable FHA mortgage at 2.71%
FHA
Active
25
$274,900$90,936 down
Rate
2.71%
6.95%today
Payment
$857/mo
$1,397today
  • 3beds
  • 3baths
  • 2,163sqft

1325 LAURA Street, Plant City

5108 WATERWOOD Drive, Bartow, FL, 33830 — assumable FHA mortgage at 2.72%
FHA
Active
46
$459,900$173,839 down
Rate
2.72%
6.95%today
Payment
$1,337/mo
$2,177today
  • 3beds
  • 2baths
  • 2,126sqft

5108 WATERWOOD Drive, Bartow

1845 FARRINGTON Drive, Lakeland, FL, 33809 — assumable VA mortgage at 2.73%
VA
Active
69
$440,000$170,315 down
Rate
2.73%
6.95%today
Payment
$1,253/mo
$2,037today
  • 4beds
  • 2baths
  • 2,247sqft

1845 FARRINGTON Drive, Lakeland

5605 ARLINGTON RIVER Drive, Lakeland, FL, 33811 — assumable VA mortgage at 2.81%
VA
Active
42
$325,000$114,611 down
Rate
2.81%
6.95%today
Payment
$993/mo
$1,598today
  • 4beds
  • 2baths
  • 1,848sqft

5605 ARLINGTON RIVER Drive, Lakeland

7973 OAK RUN Circle, Lakeland, FL, 33809 — assumable VA mortgage at 2.86%
VA
Active
39
$330,000$99,278 down
Rate
2.86%
6.95%today
Payment
$1,073/mo
$1,714today
  • 3beds
  • 2baths
  • 1,795sqft

7973 OAK RUN Circle, Lakeland

589 DUNCAN Circle, Auburndale, FL, 33823 — assumable FHA mortgage at 2.87%
FHA
Active
16
$197,000$74,160 down
Rate
2.87%
6.95%today
Payment
$572/mo
$913today
  • 3beds
  • 1baths
  • 925sqft

589 DUNCAN Circle, Auburndale

4129 TIMBER VALLEY Way, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
37
$469,000$183,638 down
Rate
2.96%
6.95%today
Payment
$1,350/mo
$2,131today
  • 5beds
  • 3baths
  • 2,640sqft

4129 TIMBER VALLEY Way, Lakeland

4005 CHELSEA Lane, Lakeland, FL, 33809 — assumable FHA mortgage at 2.98%
FHA
Active
16
$504,900$181,922 down
Rate
2.98%
6.95%today
Payment
$1,525/mo
$2,400today
  • 4beds
  • 3baths
  • 2,366sqft

4005 CHELSEA Lane, Lakeland

1109 GORDON Street, Plant City, FL, 33563 — assumable FHA mortgage at 3.00%
FHA
Active
34
$249,900$83,924 down
Rate
3.00%
6.95%today
Payment
$807/mo
$1,267today
  • 3beds
  • 2baths
  • 1,184sqft

1109 GORDON Street, Plant City

2206 SHIRAH Road, Auburndale, FL, 33823 — assumable FHA mortgage at 3.08%
FHA
Active
30
$169,000$57,596 down
Rate
3.08%
6.95%today
Payment
$535/mo
$832today
  • 3beds
  • 2baths
  • 920sqft

2206 SHIRAH Road, Auburndale

4176 SHADE TREE Lane, Lakeland, FL, 33812 — assumable FHA mortgage at 3.10%
FHA
Active
35
$225,000$78,813 down
Rate
3.10%
6.95%today
Payment
$692/mo
$1,072today
  • 3beds
  • 3baths
  • 1,713sqft

4176 SHADE TREE Lane, Lakeland

8016 DIAMOND CREEK Lane, Lakeland, FL, 33809 — assumable FHA mortgage at 3.76%
FHA
Active
25
$316,996$80,937 down
Rate
3.76%
6.95%today
Payment
$1,194/mo
$1,704today
  • 4beds
  • 2baths
  • 1,588sqft

8016 DIAMOND CREEK Lane, Lakeland

6335 SILVER LEAF Lane, Lakeland, FL, 33813 — assumable FHA mortgage at 2.34%
FHA
Active
37
$369,000$234,378 down
Rate
2.34%
6.95%today
Payment
$1,288/mo
$1,750today
  • 3beds
  • 2baths
  • 1,861sqft

6335 SILVER LEAF Lane, Lakeland

730 COLLEGE Avenue, Lakeland, FL, 33801 — assumable FHA mortgage at 2.70%
FHA
Active
59
$465,000$188,985 down
Rate
2.70%
6.95%today
Payment
$1,266/mo
$2,067today
  • 3beds
  • 2baths
  • 1,767sqft

730 COLLEGE Avenue, Lakeland

6419 ENGLISH CREEK Drive, Lakeland, FL, 33811 — assumable VA mortgage at 2.80%
VA
Active
37
$559,000$282,438 down
Rate
2.80%
6.95%today
Payment
$1,310/mo
$2,111today
  • 3beds
  • 2baths
  • 1,716sqft

6419 ENGLISH CREEK Drive, Lakeland

1522 DEL CREST Place, Lakeland, FL, 33803 — assumable VA mortgage at 2.80%
VA
Active
59
$520,000$334,104 down
Rate
2.80%
6.95%today
Payment
$870/mo
$1,402today
  • 3beds
  • 3baths
  • 2,220sqft

1522 DEL CREST Place, Lakeland

407 PABLO Street, Lakeland, FL, 33803 — assumable VA mortgage at 2.80%
VA
Active
61
$340,000$176,197 down
Rate
2.80%
6.95%today
Payment
$767/mo
$1,236today
  • 3beds
  • 2baths
  • 1,996sqft

407 PABLO Street, Lakeland

7231 REMINGTON OAKS Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 2.87%
FHA
Active
30
$399,900$164,976 down
Rate
2.87%
6.95%today
Payment
$1,093/mo
$1,745today
  • 4beds
  • 2baths
  • 1,698sqft

7231 REMINGTON OAKS Drive, Lakeland

1072 WOODLAND OAKS Drive, Lakeland, FL, 33813 — assumable VA mortgage at 2.87%
VA
Active
75
$650,000$363,836 down
Rate
2.87%
6.95%today
Payment
$1,332/mo
$2,126today
  • 4beds
  • 3baths
  • 2,882sqft

1072 WOODLAND OAKS Drive, Lakeland

1645 HUNTINGTON Street, Lakeland, FL, 33801 — assumable FHA mortgage at 2.89%
FHA
Active
45
$259,990$135,491 down
Rate
2.89%
6.95%today
Payment
$594/mo
$946today
  • 4beds
  • 2baths
  • 1,482sqft

1645 HUNTINGTON Street, Lakeland

2634 COLLINS Avenue, Lakeland, FL, 33803 — assumable VA mortgage at 2.90%
VA
Active
65
$650,000$418,559 down
Rate
2.90%
6.95%today
Payment
$1,096/mo
$1,742today
  • 4beds
  • 3baths
  • 2,317sqft

2634 COLLINS Avenue, Lakeland

813 ELLERBE Way, Lakeland, FL, 33801 — assumable VA mortgage at 2.90%
VA
Active
47
$298,987$152,451 down
Rate
2.90%
6.95%today
Payment
$689/mo
$1,096today
  • 4beds
  • 3baths
  • 1,600sqft

813 ELLERBE Way, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.34%
Lowest existing payment
$351 /mo
Median cash to assume
$84,021
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe