FHA
Active
21$150,000$144,375 down
- Rate
- 3.67%
6.95%today- Payment
- $38/mo
$55today
- 2beds
- 2baths
- 1,344sqft
Assumable homes for sale in Lake City, FL
3 homesVA & FHA loansrates from 3.67% vs 6.95% today
Lake City assumption guide
VA
Active
71$675,000$109,839 down
- Rate
- 7.44%
6.95%today- Payment
- $4,032/mo
$3,839today
- 4beds
- 3baths
- 4,250sqft
292 OLD CYPRESS Way, Lake City
VA
Active
48$432,000$152,447 down
- Rate
- 7.04%
6.95%today- Payment
- $1,890/mo
$1,873today
- 3beds
- 3baths
- 2,455sqft
218 CADENCE Glen, Lake City
Assuming a mortgage in Lake City
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.
- Lowest existing rate
- 3.67%
- Lowest existing payment
- $1,890 /mo
- Median cash to assume
- $144,375