Art Ingram

Art Ingram

Assumable homes for sale in Lake Alfred, FL

19 homesFHA & VA loansrates from 2.90% vs 6.95% today

Lake Alfred assumption guide
863 LAKE CUMMINGS Boulevard, Lake Alfred, FL, 33850 — assumable VA mortgage at 2.90%
VA
Active
75
$389,000$114,521 down
Rate
2.90%
6.95%today
Payment
$1,290/mo
$2,052today
  • 5beds
  • 3baths
  • 2,696sqft

863 LAKE CUMMINGS Boulevard, Lake Alfred

630 THELMA Street, Lake Alfred, FL, 33850 — assumable VA mortgage at 3.76%
VA
Active
33
$322,900$32,093 down
Rate
3.76%
6.95%today
Payment
$1,470/mo
$2,099today
  • 3beds
  • 2baths
  • 1,689sqft

630 THELMA Street, Lake Alfred

209 SOFIA Lane, Lake Alfred, FL, 33850 — assumable FHA mortgage at 3.76%
FHA
Active
53
$349,900$40,402 down
Rate
3.76%
6.95%today
Payment
$1,565/mo
$2,234today
  • 5beds
  • 3baths
  • 2,674sqft

209 SOFIA Lane, Lake Alfred

2129 LOIS Boulevard, Lake Alfred, FL, 33850 — assumable FHA mortgage at 4.17%
FHA
Active
33
$183,000$46,938 down
Rate
4.17%
6.95%today
Payment
$718/mo
$975today
  • 2beds
  • 2baths
  • 1,344sqft

2129 LOIS Boulevard, Lake Alfred

2308 KAY Street, Lake Alfred, FL, 33850 — assumable VA mortgage at 3.40%
VA
Active
27
$179,000$87,810 down
Rate
3.40%
6.95%today
Payment
$468/mo
$698today
  • 3beds
  • 2baths
  • 1,215sqft

2308 KAY Street, Lake Alfred

519 OAKHURST Way, Lake Alfred, FL, 33850 — assumable FHA mortgage at 3.50%
FHA
Active
39
$390,000$246,828 down
Rate
3.50%
6.95%today
Payment
$855/mo
$1,261today
  • 5beds
  • 3baths
  • 2,652sqft

519 OAKHURST Way, Lake Alfred

408 CEDAR GLEN Drive, Lake Alfred, FL, 33850 — assumable FHA mortgage at 5.52%
FHA
Active
35
$314,900$23,675 down
Rate
5.52%
6.95%today
Payment
$1,760/mo
$2,047today
  • 3beds
  • 2baths
  • 1,747sqft

408 CEDAR GLEN Drive, Lake Alfred

1348 MELROSE Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.79%
FHA
Active
20
$350,000$7,641 down
Rate
6.79%
6.95%today
Payment
$2,313/mo
$2,351today
  • 4beds
  • 3baths
  • 2,056sqft

1348 MELROSE Street, Lake Alfred

262 AMARYLLIS Way, Lake Alfred, FL, 33850 — assumable VA mortgage at 4.25%
VA
Active
84
$777,777$510,729 down
Rate
4.25%
6.95%today
Payment
$1,545/mo
$2,079today
  • 4beds
  • 3baths
  • 2,415sqft

262 AMARYLLIS Way, Lake Alfred

984 GRIFFON Avenue, Lake Alfred, FL, 33850 — assumable VA mortgage at 6.61%
VA
Active
33
$399,990$21,621 down
Rate
6.61%
6.95%today
Payment
$2,493/mo
$2,582today
  • 4beds
  • 2baths
  • 1,928sqft

984 GRIFFON Avenue, Lake Alfred

540 COLUMBIA Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.90%
FHA
Active
32
$250,000$4,532 down
Rate
6.90%
6.95%today
Payment
$1,687/mo
$1,696today
  • 4beds
  • 3baths
  • 1,789sqft

540 COLUMBIA Street, Lake Alfred

1113 GRIFFON AVE, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.93%
FHA
Active
71
$325,000$29,701 down
Rate
6.93%
6.95%today
Payment
$1,980/mo
$1,984today
  • 3beds
  • 2baths
  • 1,690sqft

1113 GRIFFON AVE, Lake Alfred

2075 AIREDALE Way, Lake Alfred, FL, 33850 — assumable FHA mortgage at 7.03%
FHA
Active
50
$399,900$39,005 down
Rate
7.03%
6.95%today
Payment
$2,479/mo
$2,459today
  • 4beds
  • 3baths
  • 2,739sqft

2075 AIREDALE Way, Lake Alfred

184 ELEUTHERA Drive, Lake Alfred, FL, 33850 — assumable VA mortgage at 4.94%
VA
Active
37
$264,000$103,594 down
Rate
4.94%
6.95%today
Payment
$991/mo
$1,231today
  • 3beds
  • 2baths
  • 1,357sqft

184 ELEUTHERA Drive, Lake Alfred

198 STARGRASS Drive, Auburndale, FL, 33823 — assumable FHA mortgage at 6.67%
FHA
Active
79
$519,900$77,936 down
Rate
6.67%
6.95%today
Payment
$2,945/mo
$3,031today
  • 3beds
  • 2baths
  • 1,992sqft

198 STARGRASS Drive, Auburndale

900 GRIFFON Avenue, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.85%
FHA
Active
42
$560,000$109,862 down
Rate
6.85%
6.95%today
Payment
$2,992/mo
$3,022today
  • 4beds
  • 3baths
  • 2,690sqft

900 GRIFFON Avenue, Lake Alfred

557 PINE TREE Boulevard, Lake Alfred, FL, 33850 — assumable FHA mortgage at 7.79%
FHA
Active
20
$440,000$76,361 down
Rate
7.79%
6.95%today
Payment
$2,682/mo
$2,468today
  • 4beds
  • 3baths
  • 2,416sqft

557 PINE TREE Boulevard, Lake Alfred

265 THELMA Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.50%
FHA
Active
38
$259,900$99,460 down
Rate
6.50%
6.95%today
Payment
$15,064/mo
$15,100today
  • 3beds
  • 2baths
  • 1,353sqft

265 THELMA Street, Lake Alfred

724 LAKE CUMMINGS Boulevard, Lake Alfred, FL, 33850 — assumable FHA mortgage at 7.62%
FHA
Active
33
$250,000Potential short sale
Rate
7.62%
6.95%today
Payment
$2,077/mo
$1,943today
  • 3beds
  • 2baths
  • 1,600sqft

724 LAKE CUMMINGS Boulevard, Lake Alfred

Assuming a mortgage in Lake Alfred

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$468 /mo
Median cash to assume
$61,649
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.