Art Ingram

Art Ingram

Assumable homes for sale in Holmes Beach, FL

29 homesFHA & VA loansrates from 2.73% vs 6.95% today

Holmes Beach assumption guide
212 68TH Street, Bradenton, FL, 34209 — assumable VA mortgage at 2.73%
VA
Active
72
$529,000$217,367 down
Rate
2.73%
6.95%today
Payment
$1,448/mo
$2,354today
  • 3beds
  • 2baths
  • 2,016sqft

212 68TH Street, Bradenton

1831 BAYSHORE Drive, Terra Ceia, FL, 34250 — assumable VA mortgage at 2.80%
VA
Active
61
$659,000$389,101 down
Rate
2.80%
6.95%today
Payment
$1,249/mo
$2,012today
  • 3beds
  • 2baths
  • 1,669sqft

1831 BAYSHORE Drive, Terra Ceia

1417 27TH Street, Bradenton, FL, 34205 — assumable VA mortgage at 2.84%
VA
Active
31
$549,990$347,045 down
Rate
2.84%
6.95%today
Payment
$941/mo
$1,509today
  • 4beds
  • 2baths
  • 2,251sqft

1417 27TH Street, Bradenton

2818 11TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 3.30%
FHA
Active
28
$364,999$140,584 down
Rate
3.30%
6.95%today
Payment
$1,140/mo
$1,722today
  • 3beds
  • 2baths
  • 1,844sqft

2818 11TH Avenue, Bradenton

3407 29TH Street, Bradenton, FL, 34205 — assumable FHA mortgage at 3.06%
FHA
Active
43
$448,900$223,641 down
Rate
3.06%
6.95%today
Payment
$1,080/mo
$1,683today
  • 3beds
  • 2baths
  • 1,525sqft

3407 29TH Street, Bradenton

1606 22ND Avenue, Palmetto, FL, 34221 — assumable VA mortgage at 4.98%
VA
Active
16
$429,000$18,418 down
Rate
4.98%
6.95%today
Payment
$2,357/mo
$2,913today
  • 3beds
  • 2baths
  • 1,576sqft

1606 22ND Avenue, Palmetto

806 35TH Street, Bradenton, FL, 34205 — assumable VA mortgage at 3.62%
VA
Active
29
$284,900$114,569 down
Rate
3.62%
6.95%today
Payment
$904/mo
$1,313today
  • 3beds
  • 2baths
  • 1,343sqft

806 35TH Street, Bradenton

7221 8TH AVENUE Loop, Bradenton, FL, 34209 — assumable FHA mortgage at 3.78%
FHA
Active
63
$499,900$396,521 down
Rate
3.78%
6.95%today
Payment
$642/mo
$914today
  • 3beds
  • 2baths
  • 1,420sqft

7221 8TH AVENUE Loop, Bradenton

2406 FLORIDA Boulevard, Bradenton, FL, 34207 — assumable FHA mortgage at 6.28%
FHA
Active
39
$410,000$33,720 down
Rate
6.28%
6.95%today
Payment
$2,420/mo
$2,593today
  • 3beds
  • 2baths
  • 1,286sqft

2406 FLORIDA Boulevard, Bradenton

6412 2ND Avenue, Bradenton, FL, 34209 — assumable FHA mortgage at 7.08%
FHA
Active
23
$423,000$27,783 down
Rate
7.08%
6.95%today
Payment
$2,759/mo
$2,723today
  • 3beds
  • 2baths
  • 1,408sqft

6412 2ND Avenue, Bradenton

710 26TH Street, Bradenton, FL, 34205 — assumable FHA mortgage at 4.62%
FHA
Active
45
$309,900$181,573 down
Rate
4.62%
6.95%today
Payment
$795/mo
$1,024today
  • 2beds
  • 1baths
  • 1,517sqft

710 26TH Street, Bradenton

2314 7TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 6.42%
FHA
Active
38
$325,000$45,012 down
Rate
6.42%
6.95%today
Payment
$1,834/mo
$1,937today
  • 3beds
  • 2baths
  • 1,452sqft

2314 7TH Avenue, Bradenton

7618 SEAFLOWER Parkway, Bradenton, FL, 34210 — assumable FHA mortgage at 6.50%
FHA
Active
34
$569,900$67,399 down
Rate
6.50%
6.95%today
Payment
$3,435/mo
$3,580today
  • 3beds
  • 2baths
  • 1,830sqft

7618 SEAFLOWER Parkway, Bradenton

611 61ST AVENUE Terrace, Bradenton, FL, 34203 — assumable FHA mortgage at 6.50%
FHA
Active
18
$399,999$65,461 down
Rate
6.50%
6.95%today
Payment
$2,203/mo
$2,307today
  • beds
  • baths
  • 2,388sqft

611 61ST AVENUE Terrace, Bradenton

1004 DARTMOUTH Drive, Bradenton, FL, 34207 — assumable FHA mortgage at 7.13%
FHA
Active
51
$345,000$35,222 down
Rate
7.13%
6.95%today
Payment
$1,980/mo
$1,939today
  • 4beds
  • 2baths
  • 1,720sqft

1004 DARTMOUTH Drive, Bradenton

6020 10TH Avenue, Bradenton, FL, 34209 — assumable FHA mortgage at 6.09%
FHA
Active
42
$645,000$131,353 down
Rate
6.09%
6.95%today
Payment
$3,178/mo
$3,475today
  • 3beds
  • 2baths
  • 1,496sqft

6020 10TH Avenue, Bradenton

329 BERNARD Avenue, Sarasota, FL, 34243 — assumable FHA mortgage at 6.63%
FHA
Active
47
$675,000$161,201 down
Rate
6.63%
6.95%today
Payment
$3,337/mo
$3,448today
  • 4beds
  • 3baths
  • 2,250sqft

329 BERNARD Avenue, Sarasota

5307 16TH Street, Bradenton, FL, 34207 — assumable FHA mortgage at 6.64%
FHA
Active
24
$500,000$147,308 down
Rate
6.64%
6.95%today
Payment
$2,324/mo
$2,398today
  • 4beds
  • 2baths
  • 1,484sqft

5307 16TH Street, Bradenton

8211 37TH AVENUE Circle, Bradenton, FL, 34209 — assumable VA mortgage at 5.70%
VA
Active
43
$1,229,900$442,021 down
Rate
5.70%
6.95%today
Payment
$4,848/mo
$5,529today
  • 3beds
  • 3baths
  • 3,020sqft

8211 37TH AVENUE Circle, Bradenton

4317 1ST AVENUE Drive, Bradenton, FL, 34209 — assumable FHA mortgage at 5.66%
FHA
Active
39
$569,000$339,213 down
Rate
5.66%
6.95%today
Payment
$1,402/mo
$1,606today
  • 3beds
  • 2baths
  • 1,141sqft

4317 1ST AVENUE Drive, Bradenton

323 SUWANEE Avenue, Sarasota, FL, 34243 — assumable VA mortgage at 6.30%
VA
Active
71
$849,900$273,680 down
Rate
6.30%
6.95%today
Payment
$3,598/mo
$3,848today
  • 4beds
  • 3baths
  • 2,551sqft

323 SUWANEE Avenue, Sarasota

4033 13TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 5.75%
FHA
Active
17
$440,000$40,969 down
Rate
5.75%
6.95%today
Payment
$2,407/mo
$2,730today
  • 3beds
  • 2baths
  • 1,789sqft

4033 13TH Avenue, Bradenton

00000 SPOONBILL Road, Bradenton, FL, 34209 — assumable VA mortgage at 5.82%
VA
Active
11
$1,949,000$2,187,597 down
Rate
5.82%
6.95%today
Payment
$59,217/mo
$59,575today
  • 4beds
  • 4baths
  • 1,896sqft

00000 SPOONBILL Road, Bradenton

10216 SPOONBILL Road, Bradenton, FL, 34209 — assumable VA mortgage at 6.50%
VA
Active
56
$879,000$879,000 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,456sqft

10216 SPOONBILL Road, Bradenton

2416 WATERFORD Court, Palmetto, FL, 34221 — assumable FHA mortgage at 6.50%
FHA
Active
18
$295,000Potential short sale
Rate
6.50%
6.95%today
Payment
$2,482/mo
$2,600today
  • 3beds
  • 2baths
  • 1,857sqft

2416 WATERFORD Court, Palmetto

2921 7TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 6.50%
FHA
Active
21
$249,000$249,000 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,389sqft

2921 7TH Avenue, Bradenton

7210 HAMILTON Road, Bradenton, FL, 34209 — assumable FHA mortgage at 6.63%
FHA
Active
62
$310,000Potential short sale
Rate
6.63%
6.95%today
Payment
$2,390/mo
$2,470today
  • 3beds
  • 3baths
  • 1,520sqft

7210 HAMILTON Road, Bradenton

513 25TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 6.73%
FHA
Active
25
$279,900$268,331 down
Rate
6.73%
6.95%today
Payment
$79/mo
$80today
  • 3beds
  • 2baths
  • 1,300sqft

513 25TH Avenue, Bradenton

5711 21ST Street, Bradenton, FL, 34207 — assumable FHA mortgage at 8.47%
FHA
Active
26
$339,000$353,488 down
Rate
8.47%
6.95%today
Payment
$510/mo
$440today
  • 3beds
  • 2baths
  • 1,620sqft

5711 21ST Street, Bradenton

Assuming a mortgage in Holmes Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$510 /mo
Median cash to assume
$181,573
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.