Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Hernando Beach, FL

130 homesFHA & VA loansrates from 2.65% vs 6.95% today

Hernando Beach assumption guide
9309 CARTHAGE Road, Spring Hill, FL, 34608 — assumable VA mortgage at 2.77%
VATop pick
Active
28
$182,850Potential short sale
Rate
2.77%
6.95%today
Payment
$863/mo
$1,395today
  • 2beds
  • 2baths
  • 1,195sqft

9309 CARTHAGE Road, Spring Hill

11333 SILVERWOOD Court, Spring Hill, FL, 34609 — assumable VA mortgage at 3.10%
VATop pick
Active
38
$385,000Potential short sale
Rate
3.10%
6.95%today
Payment
$2,153/mo
$3,337today
  • 3beds
  • 2baths
  • 1,846sqft

11333 SILVERWOOD Court, Spring Hill

518 ARGYLL Drive, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.45%
FHA
Active
38
$324,900$43,206 down
Rate
3.45%
6.95%today
Payment
$1,383/mo
$2,051today
  • 4beds
  • 2baths
  • 1,939sqft

518 ARGYLL Drive, Spring Hill

1495 BISHOP Road, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.45%
FHA
Active
26
$270,000$41,880 down
Rate
3.45%
6.95%today
Payment
$1,117/mo
$1,657today
  • 4beds
  • 2baths
  • 1,565sqft

1495 BISHOP Road, Spring Hill

2254 MARBLE Avenue, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.86%
FHA
Active
30
$335,000$68,058 down
Rate
2.86%
6.95%today
Payment
$1,238/mo
$1,979today
  • 4beds
  • 3baths
  • 2,380sqft

2254 MARBLE Avenue, Spring Hill

13322 JAY Court, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.99%
FHA
Active
27
$319,900$70,280 down
Rate
2.99%
6.95%today
Payment
$1,182/mo
$1,859today
  • 3beds
  • 3baths
  • 1,935sqft

13322 JAY Court, Spring Hill

1018 CASTILLE Drive, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.02%
FHA
Active
60
$269,900$68,598 down
Rate
3.02%
6.95%today
Payment
$955/mo
$1,495today
  • 2beds
  • 2baths
  • 1,530sqft

1018 CASTILLE Drive, Spring Hill

7258 ALOE Drive, Spring Hill, FL, 34607 — assumable FHA mortgage at 3.76%
FHA
Active
58
$400,000$75,656 down
Rate
3.76%
6.95%today
Payment
$1,628/mo
$2,324today
  • 4beds
  • 3baths
  • 2,102sqft

7258 ALOE Drive, Spring Hill

4233 DRISTOL Avenue, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.92%
FHA
Active
33
$285,000$44,514 down
Rate
3.92%
6.95%today
Payment
$1,240/mo
$1,735today
  • 3beds
  • 2baths
  • 1,432sqft

4233 DRISTOL Avenue, Spring Hill

197 ROSEDALE Avenue, Spring Hill, FL, 34606 — assumable FHA mortgage at 2.74%
FHA
Active
39
$245,000$81,862 down
Rate
2.74%
6.95%today
Payment
$761/mo
$1,235today
  • 3beds
  • 2baths
  • 1,008sqft

197 ROSEDALE Avenue, Spring Hill

4068 MENDOTA Avenue, Spring Hill, FL, 34606 — assumable FHA mortgage at 2.83%
FHA
Active
54
$255,000$99,706 down
Rate
2.83%
6.95%today
Payment
$736/mo
$1,182today
  • 3beds
  • 2baths
  • 1,425sqft

4068 MENDOTA Avenue, Spring Hill

16700 AUBURNDALE Lane, Spring Hill, FL, 34610 — assumable FHA mortgage at 2.88%
FHA
Active
33
$485,000$187,150 down
Rate
2.88%
6.95%today
Payment
$1,385/mo
$2,208today
  • 3beds
  • 2baths
  • 2,014sqft

16700 AUBURNDALE Lane, Spring Hill

2066 GOLD Road, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.95%
FHA
Active
33
$390,000$128,942 down
Rate
2.95%
6.95%today
Payment
$1,234/mo
$1,950today
  • 3beds
  • 3baths
  • 2,111sqft

2066 GOLD Road, Spring Hill

16206 SEA PINES Drive, Hudson, FL, 34667 — assumable VA mortgage at 2.96%
VA
Active
40
$335,000$113,056 down
Rate
2.96%
6.95%today
Payment
$1,046/mo
$1,650today
  • 4beds
  • 3baths
  • 2,348sqft

16206 SEA PINES Drive, Hudson

6479 GRAPEWOOD Road, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.06%
FHA
Active
27
$299,000$103,636 down
Rate
3.06%
6.95%today
Payment
$935/mo
$1,456today
  • 4beds
  • 2baths
  • 1,864sqft

6479 GRAPEWOOD Road, Spring Hill

343 ARGYLL Drive, Spring Hill, FL, 34609 — assumable FHA mortgage at 4.17%
FHA
Active
30
$305,000$54,967 down
Rate
4.17%
6.95%today
Payment
$1,319/mo
$1,792today
  • 3beds
  • 2baths
  • 1,432sqft

343 ARGYLL Drive, Spring Hill

11260 LIBBY Road, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.18%
FHA
Active
21
$324,750$129,079 down
Rate
3.18%
6.95%today
Payment
$953/mo
$1,462today
  • 3beds
  • 2baths
  • 1,722sqft

11260 LIBBY Road, Spring Hill

9509 MIRACLE Drive, Spring Hill, FL, 34608 — assumable VA mortgage at 2.65%
VA
Active
26
$199,000$108,296 down
Rate
2.65%
6.95%today
Payment
$419/mo
$688today
  • 2beds
  • 2baths
  • 1,190sqft

9509 MIRACLE Drive, Spring Hill

11113 NORVELL Road, Spring Hill, FL, 34608 — assumable VA mortgage at 2.66%
VA
Active
73
$285,000$165,248 down
Rate
2.66%
6.95%today
Payment
$555/mo
$910today
  • 3beds
  • 2baths
  • 1,220sqft

11113 NORVELL Road, Spring Hill

9045 GAYNOR Street, Spring Hill, FL, 34608 — assumable VA mortgage at 2.72%
VA
Active
35
$290,000$185,391 down
Rate
2.72%
6.95%today
Payment
$489/mo
$796today
  • 2beds
  • 2baths
  • 1,767sqft

9045 GAYNOR Street, Spring Hill

10513 BLYTHVILLE Road, Spring Hill, FL, 34608 — assumable VA mortgage at 2.73%
VA
Active
36
$339,900$153,233 down
Rate
2.73%
6.95%today
Payment
$865/mo
$1,407today
  • 3beds
  • 2baths
  • 1,592sqft

10513 BLYTHVILLE Road, Spring Hill

6283 GRAPEWOOD Road, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.83%
FHA
Active
44
$415,000$237,339 down
Rate
2.83%
6.95%today
Payment
$840/mo
$1,349today
  • 4beds
  • 3baths
  • 2,438sqft

6283 GRAPEWOOD Road, Spring Hill

14820 ATLANTIC Avenue, Hudson, FL, 34667 — assumable VA mortgage at 2.87%
VA
Active
34
$239,900$190,443 down
Rate
2.87%
6.95%today
Payment
$272/mo
$434today
  • 3beds
  • 2baths
  • 1,000sqft

14820 ATLANTIC Avenue, Hudson

1490 PIPER Road, Spring Hill, FL, 34606 — assumable FHA mortgage at 2.87%
FHA
Active
61
$297,000$156,221 down
Rate
2.87%
6.95%today
Payment
$658/mo
$1,051today
  • 4beds
  • 2baths
  • 1,398sqft

1490 PIPER Road, Spring Hill

5188 WOODRIDGE Lane, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.87%
FHA
Active
45
$249,900$128,513 down
Rate
2.87%
6.95%today
Payment
$578/mo
$923today
  • 2beds
  • 2baths
  • 1,315sqft

5188 WOODRIDGE Lane, Spring Hill

13504 GOLDEN LIME Avenue, Spring Hill, FL, 34609 — assumable VA mortgage at 2.94%
VA
Active
61
$445,000$205,727 down
Rate
2.94%
6.95%today
Payment
$1,130/mo
$1,787today
  • 4beds
  • 4baths
  • 2,781sqft

13504 GOLDEN LIME Avenue, Spring Hill

1069 STILLWATER Avenue, Spring Hill, FL, 34606 — assumable FHA mortgage at 3.02%
FHA
Active
36
$200,000$99,777 down
Rate
3.02%
6.95%today
Payment
$480/mo
$751today
  • 2beds
  • 1baths
  • 832sqft

1069 STILLWATER Avenue, Spring Hill

6041 PARNELL Avenue, Spring Hill, FL, 34608 — assumable VA mortgage at 3.06%
VA
Active
28
$318,000$236,004 down
Rate
3.06%
6.95%today
Payment
$891/mo
$1,151today
  • 4beds
  • 2baths
  • 1,755sqft

6041 PARNELL Avenue, Spring Hill

16214 VINE CLIFF Avenue, Hudson, FL, 34667 — assumable FHA mortgage at 3.10%
FHA
Active
59
$354,900$166,086 down
Rate
3.10%
6.95%today
Payment
$920/mo
$1,411today
  • 4beds
  • 3baths
  • 2,217sqft

16214 VINE CLIFF Avenue, Hudson

13368 MANDALAY Place, Spring Hill, FL, 34609 — assumable FHA mortgage at 5.00%
FHA
Active
73
$315,000Potential short sale
Rate
5.00%
6.95%today
Payment
$1,871/mo
$2,307today
  • 4beds
  • 2baths
  • 1,973sqft

13368 MANDALAY Place, Spring Hill

12348 TALPA Street, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.23%
FHA
Active
81
$799,000$577,185 down
Rate
3.23%
6.95%today
Payment
$1,110/mo
$1,693today
  • 4beds
  • 4baths
  • 2,139sqft

12348 TALPA Street, Spring Hill

13317 MOON Road, Brooksville, FL, 34613 — assumable FHA mortgage at 3.25%
FHA
Active
25
$275,000$188,986 down
Rate
3.25%
6.95%today
Payment
$489/mo
$744today
  • 4beds
  • 2baths
  • 2,310sqft

13317 MOON Road, Brooksville

13290 DON Loop, Spring Hill, FL, 34609 — assumable VA mortgage at 4.75%
VA
Active
56
$434,900$34,803 down
Rate
4.75%
6.95%today
Payment
$2,243/mo
$2,846today
  • 3beds
  • 2baths
  • 1,989sqft

13290 DON Loop, Spring Hill

4514 NEPTUNE Drive, Hernando Beach, FL, 34607 — assumable VA mortgage at 3.32%
VA
Active
49
$599,000$467,859 down
Rate
3.32%
6.95%today
Payment
$861/mo
$1,298today
  • 3beds
  • 2baths
  • 1,993sqft

4514 NEPTUNE Drive, Hernando Beach

348 FLORIAN Way, Spring Hill, FL, 34609 — assumable VA mortgage at 4.16%
VA
Active
54
$624,900$140,831 down
Rate
4.16%
6.95%today
Payment
$2,555/mo
$3,475today
  • 4beds
  • 3baths
  • 3,198sqft

348 FLORIAN Way, Spring Hill

7511 HEATHER WALK Drive, Weeki Wachee, FL, 34613 — assumable VA mortgage at 3.47%
VA
Active
34
$152,900$78,580 down
Rate
3.47%
6.95%today
Payment
$425/mo
$629today
  • 3beds
  • 2baths
  • 1,294sqft

7511 HEATHER WALK Drive, Weeki Wachee

Assuming a mortgage in Hernando Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$303 /mo
Median cash to assume
$99,706
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe