Art Ingram

Art Ingram

Assumable homes for sale in Harmony, FL

23 homesFHA & VA loansrates from 2.96% vs 6.95% today

Harmony assumption guide
2845 ETHAN HAMMOCK Road, Harmony, FL, 34773 — assumable FHA mortgage at 2.96%
FHA
Active
20
$389,000$101,134 down
Rate
2.96%
6.95%today
Payment
$1,359/mo
$2,145today
  • 4beds
  • 2baths
  • 1,830sqft

2845 ETHAN HAMMOCK Road, Harmony

2822 HARMONIA HAMMOCK RD, Harmony, FL, 34773 — assumable FHA mortgage at 2.97%
FHA
Active
28
$350,000$100,736 down
Rate
2.97%
6.95%today
Payment
$1,183/mo
$1,865today
  • 3beds
  • 2baths
  • 1,676sqft

2822 HARMONIA HAMMOCK RD, Harmony

7453 WING SPAN Way, St Cloud, FL, 34773 — assumable VA mortgage at 3.85%
VA
Active
43
$370,000$68,940 down
Rate
3.85%
6.95%today
Payment
$1,537/mo
$2,171today
  • 4beds
  • 2baths
  • 1,901sqft

7453 WING SPAN Way, St Cloud

3351 SCHOOLHOUSE Road, Harmony, FL, 34773 — assumable VA mortgage at 2.98%
VA
Active
73
$849,000$329,088 down
Rate
2.98%
6.95%today
Payment
$2,460/mo
$3,872today
  • 6beds
  • 5baths
  • 4,105sqft

3351 SCHOOLHOUSE Road, Harmony

6699 ALDER Road, St Cloud, FL, 34773 — assumable FHA mortgage at 3.60%
FHA
Active
35
$420,000$162,864 down
Rate
3.60%
6.95%today
Payment
$1,362/mo
$1,983today
  • 4beds
  • 3baths
  • 2,361sqft

6699 ALDER Road, St Cloud

6777 HUNTLEIGH HAMMOCK Road, Harmony, FL, 34773 — assumable FHA mortgage at 3.85%
FHA
Active
32
$309,000Potential short sale
Rate
3.85%
6.95%today
Payment
$1,671/mo
$2,359today
  • 3beds
  • 2baths
  • 1,620sqft

6777 HUNTLEIGH HAMMOCK Road, Harmony

3485 MIDDLEBROOK Place, Harmony, FL, 34773 — assumable VA mortgage at 4.02%
VA
Active
59
$405,999$170,340 down
Rate
4.02%
6.95%today
Payment
$1,390/mo
$1,922today
  • 4beds
  • 2baths
  • 2,064sqft

3485 MIDDLEBROOK Place, Harmony

3399 SAGEBRUSH Street, Harmony, FL, 34773 — assumable VA mortgage at 4.98%
VA
Active
48
$360,000$78,734 down
Rate
4.98%
6.95%today
Payment
$1,612/mo
$1,992today
  • 3beds
  • 2baths
  • 1,550sqft

3399 SAGEBRUSH Street, Harmony

2798 BRIE HAMMOCK Bend, Harmony, FL, 34773 — assumable FHA mortgage at 6.20%
FHA
Active
32
$269,900Potential short sale
Rate
6.20%
6.95%today
Payment
$1,900/mo
$2,054today
  • 3beds
  • 3baths
  • 1,452sqft

2798 BRIE HAMMOCK Bend, Harmony

2791 HOUSE FINCH Road, St Cloud, FL, 34773 — assumable FHA mortgage at 6.24%
FHA
Active
35
$389,990$4,777 down
Rate
6.24%
6.95%today
Payment
$2,385/mo
$2,567today
  • 4beds
  • 2baths
  • 1,828sqft

2791 HOUSE FINCH Road, St Cloud

2945 ELIO HAMMOCK DR, Harmony, FL, 34773 — assumable VA mortgage at 6.50%
VA
Active
34
$430,000$7,956 down
Rate
6.50%
6.95%today
Payment
$2,693/mo
$2,820today
  • 5beds
  • 3baths
  • 2,451sqft

2945 ELIO HAMMOCK DR, Harmony

2816 SWOOPING SPARROW Drive, St Cloud, FL, 34773 — assumable VA mortgage at 7.22%
VA
Active
9
$349,900Potential short sale
Rate
7.22%
6.95%today
Payment
$2,564/mo
$2,495today
  • 3beds
  • 2baths
  • 1,614sqft

2816 SWOOPING SPARROW Drive, St Cloud

6452 SPRUCEPINE Lane, St Cloud, FL, 34771 — assumable FHA mortgage at 6.48%
FHA
Active
43
$380,000$24,961 down
Rate
6.48%
6.95%today
Payment
$2,336/mo
$2,452today
  • 3beds
  • 3baths
  • 1,982sqft

6452 SPRUCEPINE Lane, St Cloud

3666 SAGEFIELD Drive, Harmony, FL, 34773 — assumable FHA mortgage at 6.89%
FHA
Active
25
$440,000$32,325 down
Rate
6.89%
6.95%today
Payment
$2,738/mo
$2,755today
  • 4beds
  • 3baths
  • 2,211sqft

3666 SAGEFIELD Drive, Harmony

6691 ALDER Road, Harmony, FL, 34773 — assumable FHA mortgage at 6.94%
FHA
Active
42
$461,900$45,548 down
Rate
6.94%
6.95%today
Payment
$2,816/mo
$2,819today
  • 5beds
  • 4baths
  • 2,732sqft

6691 ALDER Road, Harmony

3828 SAGEFIELD Drive, Harmony, FL, 34773 — assumable FHA mortgage at 7.17%
FHA
Active
28
$449,000$42,892 down
Rate
7.17%
6.95%today
Payment
$2,814/mo
$2,752today
  • 4beds
  • 4baths
  • 2,314sqft

3828 SAGEFIELD Drive, Harmony

3768 SAGEFIELD Drive, St Cloud, FL, 34773 — assumable FHA mortgage at 7.25%
FHA
Active
21
$360,000$20,117 down
Rate
7.25%
6.95%today
Payment
$2,386/mo
$2,316today
  • 3beds
  • 2baths
  • 1,505sqft

3768 SAGEFIELD Drive, St Cloud

3795 SAGEFIELD Drive, Harmony, FL, 34773 — assumable FHA mortgage at 6.73%
FHA
Active
21
$397,500$51,374 down
Rate
6.73%
6.95%today
Payment
$2,289/mo
$2,341today
  • 4beds
  • 3baths
  • 2,405sqft

3795 SAGEFIELD Drive, Harmony

7552 BENT TREE Loop, St Cloud, FL, 34773 — assumable FHA mortgage at 4.99%
FHA
Active
18
$355,000$355,000 down
Rate
4.99%
6.95%today
Payment
/mo
  • 3beds
  • 2baths
  • 1,780sqft

7552 BENT TREE Loop, St Cloud

2603 BITTERN Bend, St Cloud, FL, 34773 — assumable FHA mortgage at 6.60%
FHA
Active
40
$640,000$141,504 down
Rate
6.60%
6.95%today
Payment
$3,238/mo
$3,356today
  • 5beds
  • 4baths
  • 3,558sqft

2603 BITTERN Bend, St Cloud

2755 BRIE HAMMOCK Bend, Harmony, FL, 34773 — assumable FHA mortgage at 6.74%
FHA
Active
11
$269,000Potential short sale
Rate
6.74%
6.95%today
Payment
$2,048/mo
$2,093today
  • 3beds
  • 3baths
  • 1,452sqft

2755 BRIE HAMMOCK Bend, Harmony

2763 SWOOPING SPARROW Drive, St Cloud, FL, 34773 — assumable VA mortgage at 6.87%
VA
Active
40
$365,000$167,270 down
Rate
6.87%
6.95%today
Payment
$1,330/mo
$1,340today
  • 3beds
  • 2baths
  • 1,501sqft

2763 SWOOPING SPARROW Drive, St Cloud

3205 BAYFLOWER AVE, St Cloud, FL, 34773 — assumable FHA mortgage at 7.10%
FHA
Active
46
$325,000$311,903 down
Rate
7.10%
6.95%today
Payment
$98/mo
$97today
  • 3beds
  • 2baths
  • 1,617sqft

3205 BAYFLOWER AVE, St Cloud

Assuming a mortgage in Harmony

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.96%
Lowest existing payment
$1,183 /mo
Median cash to assume
$78,734
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.