Art Ingram

Art Ingram

Assumable homes for sale in Harmony, FL

106 homesFHA & VA loansrates from 2.65% vs 6.95% today

Harmony assumption guide
5882 HERDER Road, St Cloud, FL, 34771 — assumable FHA mortgage at 3.76%
FHA
Active
14
$356,000$12,062 down
Rate
3.76%
6.95%today
Payment
$1,739/mo
$2,483today
  • 3beds
  • 2baths
  • 1,663sqft

5882 HERDER Road, St Cloud

1018 MISSOURI Avenue, St Cloud, FL, 34769 — assumable VA mortgage at 2.70%
VA
Active
19
$345,000$100,351 down
Rate
2.70%
6.95%today
Payment
$1,136/mo
$1,853today
  • 3beds
  • 3baths
  • 1,706sqft

1018 MISSOURI Avenue, St Cloud

2845 ETHAN HAMMOCK Road, Harmony, FL, 34773 — assumable FHA mortgage at 2.96%
FHA
Active
20
$389,000$101,134 down
Rate
2.96%
6.95%today
Payment
$1,359/mo
$2,145today
  • 4beds
  • 2baths
  • 1,830sqft

2845 ETHAN HAMMOCK Road, Harmony

2822 HARMONIA HAMMOCK RD, Harmony, FL, 34773 — assumable FHA mortgage at 2.97%
FHA
Active
28
$350,000$100,736 down
Rate
2.97%
6.95%today
Payment
$1,183/mo
$1,865today
  • 3beds
  • 2baths
  • 1,676sqft

2822 HARMONIA HAMMOCK RD, Harmony

2976 NOTTEL Drive, St Cloud, FL, 34772 — assumable FHA mortgage at 3.06%
FHA
Active
48
$425,000$105,169 down
Rate
3.06%
6.95%today
Payment
$1,530/mo
$2,384today
  • 4beds
  • 2baths
  • 2,080sqft

2976 NOTTEL Drive, St Cloud

5406 PINE LILLY DR, St Cloud, FL, 34771 — assumable VA mortgage at 3.76%
VA
Active
27
$419,990$81,207 down
Rate
3.76%
6.95%today
Payment
$1,716/mo
$2,450today
  • 4beds
  • 2baths
  • 1,830sqft

5406 PINE LILLY DR, St Cloud

3600 YELLOW BIRD Court, St Cloud, FL, 34772 — assumable VA mortgage at 3.76%
VA
Active
36
$399,997$60,709 down
Rate
3.76%
6.95%today
Payment
$1,716/mo
$2,449today
  • 3beds
  • 2baths
  • 1,697sqft

3600 YELLOW BIRD Court, St Cloud

7453 WING SPAN Way, St Cloud, FL, 34773 — assumable VA mortgage at 3.85%
VA
Active
43
$370,000$68,940 down
Rate
3.85%
6.95%today
Payment
$1,537/mo
$2,171today
  • 4beds
  • 2baths
  • 1,901sqft

7453 WING SPAN Way, St Cloud

3088 NOTTEL Drive, St Cloud, FL, 34772 — assumable FHA mortgage at 2.70%
FHA
Active
28
$380,000$116,600 down
Rate
2.70%
6.95%today
Payment
$1,229/mo
$2,005today
  • 3beds
  • 2baths
  • 1,957sqft

3088 NOTTEL Drive, St Cloud

2074 BRILLANTE Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 2.80%
FHA
Active
33
$445,000$172,736 down
Rate
2.80%
6.95%today
Payment
$1,296/mo
$2,088today
  • 4beds
  • 3baths
  • 2,244sqft

2074 BRILLANTE Drive, St Cloud

2933 FIELDWOOD Circle, St Cloud, FL, 34772 — assumable FHA mortgage at 2.84%
FHA
Active
47
$329,000$102,986 down
Rate
2.84%
6.95%today
Payment
$1,048/mo
$1,680today
  • 3beds
  • 3baths
  • 1,884sqft

2933 FIELDWOOD Circle, St Cloud

1285 HILLTOP Place, St Cloud, FL, 34772 — assumable FHA mortgage at 2.87%
FHA
Active
75
$515,000$198,577 down
Rate
2.87%
6.95%today
Payment
$1,473/mo
$2,351today
  • 4beds
  • 4baths
  • 3,068sqft

1285 HILLTOP Place, St Cloud

1808 CAYMAN COVE CIR, St Cloud, FL, 34772 — assumable FHA mortgage at 2.87%
FHA
Active
48
$339,900$135,073 down
Rate
2.87%
6.95%today
Payment
$955/mo
$1,525today
  • 3beds
  • 2baths
  • 1,341sqft

1808 CAYMAN COVE CIR, St Cloud

5006 RIVERSIDE Way, St Cloud, FL, 34771 — assumable FHA mortgage at 2.90%
FHA
Active
55
$389,990$134,476 down
Rate
2.90%
6.95%today
Payment
$1,227/mo
$1,951today
  • 4beds
  • 2baths
  • 2,025sqft

5006 RIVERSIDE Way, St Cloud

3351 SCHOOLHOUSE Road, Harmony, FL, 34773 — assumable VA mortgage at 2.98%
VA
Active
73
$849,000$329,088 down
Rate
2.98%
6.95%today
Payment
$2,460/mo
$3,872today
  • 6beds
  • 5baths
  • 4,105sqft

3351 SCHOOLHOUSE Road, Harmony

1416 6TH Street, St Cloud, FL, 34769 — assumable VA mortgage at 3.00%
VA
Active
28
$269,500$84,989 down
Rate
3.00%
6.95%today
Payment
$877/mo
$1,377today
  • 2beds
  • 1baths
  • 808sqft

1416 6TH Street, St Cloud

529 TALISI Loop, St Cloud, FL, 34771 — assumable FHA mortgage at 4.00%
FHA
Active
48
$459,000$76,415 down
Rate
4.00%
6.95%today
Payment
$1,989/mo
$2,758today
  • 5beds
  • 3baths
  • 2,601sqft

529 TALISI Loop, St Cloud

1834 CASTLETON Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 3.06%
FHA
Active
33
$415,000$140,944 down
Rate
3.06%
6.95%today
Payment
$1,314/mo
$2,047today
  • 4beds
  • 2baths
  • 1,859sqft

1834 CASTLETON Drive, St Cloud

2489 BULRUSH Drive, St Cloud, FL, 34769 — assumable FHA mortgage at 3.08%
FHA
Active
20
$432,000$172,764 down
Rate
3.08%
6.95%today
Payment
$1,246/mo
$1,936today
  • 4beds
  • 2baths
  • 1,787sqft

2489 BULRUSH Drive, St Cloud

5317 JUBILOSO Drive, St Cloud, FL, 34771 — assumable VA mortgage at 3.10%
VA
Active
28
$475,000$146,178 down
Rate
3.10%
6.95%today
Payment
$1,580/mo
$2,449today
  • 4beds
  • 4baths
  • 2,844sqft

5317 JUBILOSO Drive, St Cloud

5311 AMERSHAM Lane, St Cloud, FL, 34771 — assumable FHA mortgage at 3.10%
FHA
Active
33
$445,000$176,180 down
Rate
3.10%
6.95%today
Payment
$1,297/mo
$2,011today
  • 5beds
  • 3baths
  • 2,566sqft

5311 AMERSHAM Lane, St Cloud

5305 JUBILOSO Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 3.62%
FHA
Active
24
$400,000$130,192 down
Rate
3.62%
6.95%today
Payment
$1,432/mo
$2,080today
  • 4beds
  • 3baths
  • 2,244sqft

5305 JUBILOSO Drive, St Cloud

2956 FIELDWOOD Circle, St Cloud, FL, 34772 — assumable FHA mortgage at 3.20%
FHA
Active
41
$310,000$118,310 down
Rate
3.20%
6.95%today
Payment
$957/mo
$1,464today
  • 3beds
  • 3baths
  • 1,713sqft

2956 FIELDWOOD Circle, St Cloud

4791 RIVERWALK Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 2.65%
FHA
Active
25
$460,000$198,221 down
Rate
2.65%
6.95%today
Payment
$1,245/mo
$2,021today
  • 4beds
  • 3baths
  • 2,700sqft

4791 RIVERWALK Drive, St Cloud

1756 CHATSWORTH Circle, St Cloud, FL, 34771 — assumable FHA mortgage at 2.68%
FHA
Active
17
$529,000$237,063 down
Rate
2.68%
6.95%today
Payment
$1,352/mo
$2,213today
  • 5beds
  • 3baths
  • 2,566sqft

1756 CHATSWORTH Circle, St Cloud

4900 LOTTA Court, St Cloud, FL, 34772 — assumable FHA mortgage at 2.68%
FHA
Active
58
$449,500$184,997 down
Rate
2.68%
6.95%today
Payment
$1,225/mo
$2,005today
  • 3beds
  • 2baths
  • 1,957sqft

4900 LOTTA Court, St Cloud

5378 CEDAR POINT Way, St Cloud, FL, 34771 — assumable FHA mortgage at 2.73%
FHA
Active
41
$550,000$239,373 down
Rate
2.73%
6.95%today
Payment
$1,443/mo
$2,346today
  • 5beds
  • 4baths
  • 2,841sqft

5378 CEDAR POINT Way, St Cloud

5105 STAR LINE Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 2.77%
FHA
Active
40
$674,900$436,297 down
Rate
2.77%
6.95%today
Payment
$1,116/mo
$1,805today
  • 3beds
  • 2baths
  • 2,261sqft

5105 STAR LINE Drive, St Cloud

2942 FIELDWOOD Circle, St Cloud, FL, 34772 — assumable FHA mortgage at 2.80%
FHA
Active
14
$344,900$143,887 down
Rate
2.80%
6.95%today
Payment
$926/mo
$1,492today
  • 3beds
  • 3baths
  • 1,884sqft

2942 FIELDWOOD Circle, St Cloud

5606 WESTERN SUN Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 2.80%
FHA
Active
27
$395,000$390,636 down
Rate
2.80%
6.95%today
Payment
$21/mo
$34today
  • 4beds
  • 2baths
  • 1,828sqft

5606 WESTERN SUN Drive, St Cloud

3608 SCARLET OAK Drive, St Cloud, FL, 34772 — assumable FHA mortgage at 2.90%
FHA
Active
30
$399,990$224,415 down
Rate
2.90%
6.95%today
Payment
$845/mo
$1,344today
  • 4beds
  • 2baths
  • 1,846sqft

3608 SCARLET OAK Drive, St Cloud

634 GRAPE Avenue, St Cloud, FL, 34769 — assumable FHA mortgage at 3.02%
FHA
Active
55
$565,000$287,482 down
Rate
3.02%
6.95%today
Payment
$1,353/mo
$2,118today
  • 3beds
  • 2baths
  • 1,753sqft

634 GRAPE Avenue, St Cloud

1940 FAWN MEADOW Circle, St Cloud, FL, 34772 — assumable FHA mortgage at 3.07%
FHA
Active
38
$390,000$160,513 down
Rate
3.07%
6.95%today
Payment
$1,085/mo
$1,688today
  • 4beds
  • 2baths
  • 2,026sqft

1940 FAWN MEADOW Circle, St Cloud

2757 SOUTHLAND Street, St Cloud, FL, 34772 — assumable VA mortgage at 3.12%
VA
Active
69
$460,000$256,897 down
Rate
3.12%
6.95%today
Payment
$963/mo
$1,489today
  • 3beds
  • 3baths
  • 2,208sqft

2757 SOUTHLAND Street, St Cloud

2934 FIELDWOOD Circle, St Cloud, FL, 34772 — assumable FHA mortgage at 3.60%
FHA
Active
23
$325,000$125,797 down
Rate
3.60%
6.95%today
Payment
$1,050/mo
$1,529today
  • 3beds
  • 3baths
  • 1,884sqft

2934 FIELDWOOD Circle, St Cloud

6699 ALDER Road, St Cloud, FL, 34773 — assumable FHA mortgage at 3.60%
FHA
Active
35
$420,000$162,864 down
Rate
3.60%
6.95%today
Payment
$1,362/mo
$1,983today
  • 4beds
  • 3baths
  • 2,361sqft

6699 ALDER Road, St Cloud

Assuming a mortgage in Harmony

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$801 /mo
Median cash to assume
$118,310
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.