Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Geneva, FL

56 homesFHA & VA loansrates from 2.35% vs 6.95% today

Geneva assumption guide
2412 MARSHALL Avenue, Sanford, FL, 32771 — assumable FHA mortgage at 3.10%
FHATop pick
Active
6
$189,000Potential short sale
Rate
3.10%
6.95%today
Payment
$901/mo
$1,397today
  • 3beds
  • 2baths
  • 1,070sqft

2412 MARSHALL Avenue, Sanford

2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$235,000$68,926 down
Rate
2.73%
6.95%today
Payment
$772/mo
$1,254today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

2326 CARRABELLE Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.85%
FHA
Active
32
$318,000$56,095 down
Rate
3.85%
6.95%today
Payment
$1,337/mo
$1,888today
  • 3beds
  • 3baths
  • 1,575sqft

2326 CARRABELLE Way, Sanford

1083 BECKSTROM DR, Oviedo, FL, 32765 — assumable VA mortgage at 2.71%
VA
Active
94
$390,900$138,336 down
Rate
2.71%
6.95%today
Payment
$1,174/mo
$1,913today
  • 3beds
  • 2baths
  • 1,646sqft

1083 BECKSTROM DR, Oviedo

412 BLUE BAYOU Lane, Winter Springs, FL, 32708 — assumable VA mortgage at 2.72%
VA
Active
22
$369,500$127,437 down
Rate
2.72%
6.95%today
Payment
$1,132/mo
$1,842today
  • 3beds
  • 4baths
  • 1,854sqft

412 BLUE BAYOU Lane, Winter Springs

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.74%
FHA
Active
33
$452,900$138,760 down
Rate
2.74%
6.95%today
Payment
$1,461/mo
$2,372today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

3405 HEIRLOOM ROSE Place, Oviedo, FL, 32766 — assumable VA mortgage at 2.77%
VA
Active
71
$950,000$333,525 down
Rate
2.77%
6.95%today
Payment
$2,824/mo
$4,567today
  • 6beds
  • 5baths
  • 4,332sqft

3405 HEIRLOOM ROSE Place, Oviedo

4022 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable VA mortgage at 2.89%
VA
Active
35
$389,999$146,005 down
Rate
2.89%
6.95%today
Payment
$1,167/mo
$1,859today
  • 4beds
  • 2baths
  • 1,846sqft

4022 SILVERSTREAM Terrace, Sanford

1329 HERITAGE COMMONS Drive, Winter Springs, FL, 32708 — assumable FHA mortgage at 3.10%
FHA
Active
40
$287,500$103,864 down
Rate
3.10%
6.95%today
Payment
$869/mo
$1,347today
  • 3beds
  • 3baths
  • 1,492sqft

1329 HERITAGE COMMONS Drive, Winter Springs

1930 AQUARIUS Court, Oviedo, FL, 32766 — assumable FHA mortgage at 2.35%
FHA
Active
32
$410,000$210,727 down
Rate
2.35%
6.95%today
Payment
$894/mo
$1,528today
  • 3beds
  • 2baths
  • 1,306sqft

1930 AQUARIUS Court, Oviedo

3980 LIGHTNING Court, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
50
$519,000$224,787 down
Rate
2.81%
6.95%today
Payment
$1,389/mo
$2,235today
  • 3beds
  • 3baths
  • 2,237sqft

3980 LIGHTNING Court, Sanford

3966 CRAWLEY DOWN Loop, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$470,000$200,774 down
Rate
2.81%
6.95%today
Payment
$1,259/mo
$2,026today
  • 4beds
  • 3baths
  • 2,169sqft

3966 CRAWLEY DOWN Loop, Sanford

603 CENTRAL Avenue, Oviedo, FL, 32765 — assumable FHA mortgage at 2.93%
FHA
Active
16
$389,995$189,926 down
Rate
2.93%
6.95%today
Payment
$961/mo
$1,523today
  • 3beds
  • 2baths
  • 1,759sqft

603 CENTRAL Avenue, Oviedo

186 CEDAR RIDGE Lane, Sanford, FL, 32771 — assumable FHA mortgage at 2.94%
FHA
Active
24
$400,000$173,668 down
Rate
2.94%
6.95%today
Payment
$1,089/mo
$1,722today
  • 4beds
  • 3baths
  • 2,215sqft

186 CEDAR RIDGE Lane, Sanford

116 AVERY LAKE Drive, Winter Springs, FL, 32708 — assumable VA mortgage at 3.09%
VA
Active
47
$629,999$376,933 down
Rate
3.09%
6.95%today
Payment
$1,374/mo
$2,042today
  • 4beds
  • 2baths
  • 2,714sqft

116 AVERY LAKE Drive, Winter Springs

3552 STONEBRIAR Lane, Sanford, FL, 32771 — assumable VA mortgage at 3.92%
VA
Active
20
$529,900$115,563 down
Rate
3.92%
6.95%today
Payment
$2,136/mo
$2,990today
  • 3beds
  • 2baths
  • 2,400sqft

3552 STONEBRIAR Lane, Sanford

2536 MAGNOLIA Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 3.24%
FHA
Active
40
$242,500$101,131 down
Rate
3.24%
6.95%today
Payment
$708/mo
$1,079today
  • 3beds
  • 2baths
  • 1,311sqft

2536 MAGNOLIA Avenue, Sanford

3781 SWANFALLS Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 4.72%
FHA
Active
43
$409,000$44,564 down
Rate
4.72%
6.95%today
Payment
$2,037/mo
$2,593today
  • 4beds
  • 2baths
  • 1,811sqft

3781 SWANFALLS Terrace, Sanford

6420 WINDSOR LAKE Circle, Sanford, FL, 32773 — assumable FHA mortgage at 3.59%
FHA
Active
21
$250,000$172,474 down
Rate
3.59%
6.95%today
Payment
$525/mo
$766today
  • 3beds
  • 3baths
  • 1,549sqft

6420 WINDSOR LAKE Circle, Sanford

1005 MARE Way, Oviedo, FL, 32765 — assumable VA mortgage at 3.60%
VA
Active
54
$735,000$328,325 down
Rate
3.60%
6.95%today
Payment
$2,159/mo
$3,143today
  • 3beds
  • 3baths
  • 2,499sqft

1005 MARE Way, Oviedo

210 FAIRFIELD Drive, Sanford, FL, 32771 — assumable FHA mortgage at 3.61%
FHA
Active
13
$355,000$152,280 down
Rate
3.61%
6.95%today
Payment
$1,072/mo
$1,559today
  • 4beds
  • 2baths
  • 2,021sqft

210 FAIRFIELD Drive, Sanford

2407 FOLIAGE OAK Terrace, Oviedo, FL, 32766 — assumable VA mortgage at 3.92%
VA
Active
56
$815,000$295,743 down
Rate
3.92%
6.95%today
Payment
$2,671/mo
$3,740today
  • 4beds
  • 3baths
  • 2,683sqft

2407 FOLIAGE OAK Terrace, Oviedo

402 VALENCIA Circle, Oviedo, FL, 32765 — assumable VA mortgage at 3.65%
VA
Active
68
$529,000$243,707 down
Rate
3.65%
6.95%today
Payment
$1,515/mo
$2,192today
  • 4beds
  • 3baths
  • 1,986sqft

402 VALENCIA Circle, Oviedo

2082 SHADY Lane, Geneva, FL, 32732 — assumable VA mortgage at 3.76%
VA
Active
22
$429,999$164,070 down
Rate
3.76%
6.95%today
Payment
$1,345/mo
$1,920today
  • 3beds
  • 2baths
  • 1,020sqft

2082 SHADY Lane, Geneva

104 CANTERBURY BELL Drive, Oviedo, FL, 32765 — assumable VA mortgage at 3.83%
VA
Active
35
$355,000$204,698 down
Rate
3.83%
6.95%today
Payment
$943/mo
$1,335today
  • 3beds
  • 3baths
  • 1,568sqft

104 CANTERBURY BELL Drive, Oviedo

992 SLEEPING ROCK Court, Winter Springs, FL, 32708 — assumable FHA mortgage at 3.94%
FHA
Active
38
$779,000$599,028 down
Rate
3.94%
6.95%today
Payment
$1,070/mo
$1,495today
  • 4beds
  • 3baths
  • 2,701sqft

992 SLEEPING ROCK Court, Winter Springs

129 REEL Court, Sanford, FL, 32773 — assumable FHA mortgage at 3.97%
FHA
Active
26
$350,000$263,878 down
Rate
3.97%
6.95%today
Payment
$528/mo
$734today
  • 3beds
  • 2baths
  • 1,151sqft

129 REEL Court, Sanford

2610 FLICKER Cove, Sanford, FL, 32773 — assumable FHA mortgage at 3.99%
FHA
Active
35
$413,900$196,775 down
Rate
3.99%
6.95%today
Payment
$1,203/mo
$1,670today
  • 4beds
  • 3baths
  • 2,069sqft

2610 FLICKER Cove, Sanford

2513 DAFFADIL Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 4.15%
FHA
Active
46
$269,900$261,810 down
Rate
4.15%
6.95%today
Payment
$53/mo
$72today
  • 3beds
  • 2baths
  • 1,097sqft

2513 DAFFADIL Terrace, Sanford

221 ODHAM Drive, Sanford, FL, 32773 — assumable VA mortgage at 6.00%
VA
Active
22
$340,000$13,084 down
Rate
6.00%
6.95%today
Payment
$1,966/mo
$2,171today
  • 3beds
  • 2baths
  • 1,446sqft

221 ODHAM Drive, Sanford

120 ABERDEEN Circle, Sanford, FL, 32773 — assumable FHA mortgage at 6.09%
FHA
Active
21
$329,990$15,292 down
Rate
6.09%
6.95%today
Payment
$1,991/mo
$2,177today
  • 3beds
  • 2baths
  • 1,343sqft

120 ABERDEEN Circle, Sanford

3353 EASTGROVE Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 6.28%
FHA
Active
26
$410,000$5,439 down
Rate
6.28%
6.95%today
Payment
$2,602/mo
$2,788today
  • 4beds
  • 3baths
  • 2,410sqft

3353 EASTGROVE Terrace, Sanford

3329 EASTGROVE Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 7.08%
FHA
Active
24
$405,000Potential short sale
Rate
7.08%
6.95%today
Payment
$2,812/mo
$2,775today
  • 4beds
  • 2baths
  • 1,815sqft

3329 EASTGROVE Terrace, Sanford

3683 BOTANICAL Way, Sanford, FL, 32773 — assumable VA mortgage at 7.12%
VA
Active
52
$470,000Potential short sale
Rate
7.12%
6.95%today
Payment
$3,262/mo
$3,207today
  • 4beds
  • 2baths
  • 1,835sqft

3683 BOTANICAL Way, Sanford

1026 SARITA Street, Sanford, FL, 32773 — assumable FHA mortgage at 5.52%
FHA
Active
28
$295,000$49,649 down
Rate
5.52%
6.95%today
Payment
$1,481/mo
$1,722today
  • 4beds
  • 2baths
  • 1,104sqft

1026 SARITA Street, Sanford

1910 WILLIAM CLARK Avenue, Sanford, FL, 32771 — assumable FHA mortgage at 5.52%
FHA
Active
16
$285,000$44,279 down
Rate
5.52%
6.95%today
Payment
$1,453/mo
$1,690today
  • 3beds
  • 2baths
  • 1,426sqft

1910 WILLIAM CLARK Avenue, Sanford

Assuming a mortgage in Geneva

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.35%
Lowest existing payment
$418 /mo
Median cash to assume
$132,886
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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