Art Ingram

Art Ingram

Assumable homes for sale in Gainesville, FL

9 homesFHA & VA loansrates from 2.68% vs 6.95% today

Gainesville assumption guide
1127 14TH Street, Gainesville, FL, 32641 — assumable VA mortgage at 3.69%
VA
Active
5
$240,000$60,887 down
Rate
3.69%
6.95%today
Payment
$901/mo
$1,297today
  • 3beds
  • 2baths
  • 1,420sqft

1127 14TH Street, Gainesville

432 15TH Street, Gainesville, FL, 32641 — assumable VA mortgage at 2.68%
VA
Active
17
$139,900$50,857 down
Rate
2.68%
6.95%today
Payment
$413/mo
$676today
  • 2beds
  • 1baths
  • 968sqft

432 15TH Street, Gainesville

2776 21ST Road, Gainesville, FL, 32641 — assumable FHA mortgage at 5.23%
FHA
Active
35
$233,000$7,190 down
Rate
5.23%
6.95%today
Payment
$1,325/mo
$1,592today
  • 3beds
  • 2baths
  • 1,177sqft

2776 21ST Road, Gainesville

4808 3RD Place, Gainesville, FL, 32641 — assumable FHA mortgage at 4.14%
FHA
Active
11
$169,000$78,691 down
Rate
4.14%
6.95%today
Payment
$510/mo
$695today
  • 3beds
  • 1baths
  • 936sqft

4808 3RD Place, Gainesville

1015 10TH Terrace, Gainesville, FL, 32601 — assumable FHA mortgage at 5.22%
FHA
Active
27
$217,500$46,241 down
Rate
5.22%
6.95%today
Payment
$1,000/mo
$1,202today
  • 3beds
  • 1baths
  • 1,324sqft

1015 10TH Terrace, Gainesville

2211 51ST Street, Gainesville, FL, 32641 — assumable FHA mortgage at 6.85%
FHA
Active
12
$146,500$38,883 down
Rate
6.85%
6.95%today
Payment
$720/mo
$727today
  • 2beds
  • 1baths
  • 624sqft

2211 51ST Street, Gainesville

1510 14TH Avenue, Gainesville, FL, 32641 — assumable FHA mortgage at 6.99%
FHA
Active
26
$243,000$43,942 down
Rate
6.99%
6.95%today
Payment
$1,354/mo
$1,349today
  • 4beds
  • 2baths
  • 1,639sqft

1510 14TH Avenue, Gainesville

2220 46TH Terrace, Gainesville, FL, 32641 — assumable VA mortgage at 6.50%
VA
Active
16
$162,000$162,000 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 742sqft

2220 46TH Terrace, Gainesville

1504 12TH PLACE, Gainesville, FL, 32641 — assumable FHA mortgage at 6.54%
FHA
Active
10
$250,000$122,597 down
Rate
6.54%
6.95%today
Payment
$841/mo
$877today
  • 3beds
  • 2baths
  • sqft

1504 12TH PLACE, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$413 /mo
Median cash to assume
$50,857
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.