Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Gainesville, FL

11 homesFHA & VA loansrates from 2.77% vs 6.95% today

Gainesville assumption guide
2032 33RD Avenue, Gainesville, FL, 32605 — assumable FHA mortgage at 2.77%
FHA
Active
31
$299,900$77,217 down
Rate
2.77%
6.95%today
Payment
$1,025/mo
$1,657today
  • 3beds
  • 2baths
  • 1,272sqft

2032 33RD Avenue, Gainesville

3929 20TH Terrace, Gainesville, FL, 32605 — assumable VA mortgage at 3.05%
VA
Active
57
$317,000$71,771 down
Rate
3.05%
6.95%today
Payment
$1,154/mo
$1,800today
  • 4beds
  • 2baths
  • 1,660sqft

3929 20TH Terrace, Gainesville

4323 12TH Terrace, Gainesville, FL, 32609 — assumable VA mortgage at 3.06%
VA
Active
34
$244,900$76,547 down
Rate
3.06%
6.95%today
Payment
$807/mo
$1,258today
  • 4beds
  • 2baths
  • 1,252sqft

4323 12TH Terrace, Gainesville

1019 25TH Avenue, Gainesville, FL, 32609 — assumable VA mortgage at 2.96%
VA
Active
22
$249,900$112,177 down
Rate
2.96%
6.95%today
Payment
$650/mo
$1,026today
  • 3beds
  • 1baths
  • 1,133sqft

1019 25TH Avenue, Gainesville

5087 21ST Terrace, Gainesville, FL, 32605 — assumable FHA mortgage at 2.96%
FHA
Active
25
$309,999$292,174 down
Rate
2.96%
6.95%today
Payment
$89/mo
$138today
  • 3beds
  • 2baths
  • 1,321sqft

5087 21ST Terrace, Gainesville

3137 6TH Street, Gainesville, FL, 32609 — assumable VA mortgage at 3.00%
VA
Active
11
$209,900$209,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 1,080sqft

3137 6TH Street, Gainesville

1717 28TH Avenue, Gainesville, FL, 32609 — assumable FHA mortgage at 3.64%
FHA
Active
16
$189,900$80,728 down
Rate
3.64%
6.95%today
Payment
$575/mo
$833today
  • 2beds
  • 2baths
  • 1,648sqft

1717 28TH Avenue, Gainesville

1753 20TH Place, Gainesville, FL, 32609 — assumable FHA mortgage at 4.98%
FHA
Active
39
$195,000$34,658 down
Rate
4.98%
6.95%today
Payment
$920/mo
$1,137today
  • 2beds
  • 1baths
  • 915sqft

1753 20TH Place, Gainesville

2102 8TH Street, Gainesville, FL, 32609 — assumable FHA mortgage at 3.90%
FHA
Active
31
$234,900$147,042 down
Rate
3.90%
6.95%today
Payment
$505/mo
$708today
  • 3beds
  • 2baths
  • 1,049sqft

2102 8TH Street, Gainesville

4302 21ST Drive, Gainesville, FL, 32605 — assumable FHA mortgage at 6.50%
FHA
Active
24
$310,000$90,508 down
Rate
6.50%
6.95%today
Payment
$1,428/mo
$1,495today
  • 3beds
  • 2baths
  • 1,415sqft

4302 21ST Drive, Gainesville

2188 42ND Avenue, Gainesville, FL, 32605 — assumable FHA mortgage at 6.65%
FHA
Active
14
$180,000Potential short sale
Rate
6.65%
6.95%today
Payment
$1,437/mo
$1,482today
  • 3beds
  • 2baths
  • 1,374sqft

2188 42ND Avenue, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$505 /mo
Median cash to assume
$85,618
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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