Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Gainesville, FL

27 homesVA & FHA loansrates from 2.73% vs 6.95% today

Gainesville assumption guide
2032 33RD Avenue, Gainesville, FL, 32605 — assumable FHA mortgage at 2.77%
FHA
Active
31
$299,900$77,217 down
Rate
2.77%
6.95%today
Payment
$1,025/mo
$1,657today
  • 3beds
  • 2baths
  • 1,272sqft

2032 33RD Avenue, Gainesville

3803 26TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.93%
FHA
Active
30
$275,000$72,733 down
Rate
2.93%
6.95%today
Payment
$952/mo
$1,508today
  • 3beds
  • 2baths
  • 1,292sqft

3803 26TH Street, Gainesville

3929 20TH Terrace, Gainesville, FL, 32605 — assumable VA mortgage at 3.05%
VA
Active
57
$317,000$71,771 down
Rate
3.05%
6.95%today
Payment
$1,154/mo
$1,800today
  • 4beds
  • 2baths
  • 1,660sqft

3929 20TH Terrace, Gainesville

2541 52ND Place, Gainesville, FL, 32605 — assumable FHA mortgage at 3.07%
FHA
Active
25
$240,000$50,417 down
Rate
3.07%
6.95%today
Payment
$898/mo
$1,397today
  • 3beds
  • 2baths
  • 1,181sqft

2541 52ND Place, Gainesville

4323 12TH Terrace, Gainesville, FL, 32609 — assumable VA mortgage at 3.06%
VA
Active
34
$244,900$76,547 down
Rate
3.06%
6.95%today
Payment
$807/mo
$1,258today
  • 4beds
  • 2baths
  • 1,252sqft

4323 12TH Terrace, Gainesville

2827 42ND Place, Gainesville, FL, 32605 — assumable VA mortgage at 2.73%
VA
Active
38
$295,900$173,544 down
Rate
2.73%
6.95%today
Payment
$570/mo
$926today
  • 3beds
  • 2baths
  • 1,430sqft

2827 42ND Place, Gainesville

6205 26TH Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 2.77%
VA
Active
29
$229,500$105,317 down
Rate
2.77%
6.95%today
Payment
$584/mo
$944today
  • 3beds
  • 1baths
  • 1,008sqft

6205 26TH Terrace, Gainesville

1019 25TH Avenue, Gainesville, FL, 32609 — assumable VA mortgage at 2.96%
VA
Active
22
$249,900$112,177 down
Rate
2.96%
6.95%today
Payment
$650/mo
$1,026today
  • 3beds
  • 1baths
  • 1,133sqft

1019 25TH Avenue, Gainesville

4511 35TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.96%
FHA
Active
42
$300,000$150,822 down
Rate
2.96%
6.95%today
Payment
$706/mo
$1,114today
  • 2beds
  • 2baths
  • 1,268sqft

4511 35TH Street, Gainesville

5087 21ST Terrace, Gainesville, FL, 32605 — assumable FHA mortgage at 2.96%
FHA
Active
25
$309,999$292,174 down
Rate
2.96%
6.95%today
Payment
$89/mo
$138today
  • 3beds
  • 2baths
  • 1,321sqft

5087 21ST Terrace, Gainesville

3525 50TH Avenue, Gainesville, FL, 32605 — assumable VA mortgage at 3.00%
VA
Active
38
$310,000$310,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,358sqft

3525 50TH Avenue, Gainesville

2809 35TH Place, Gainesville, FL, 32605 — assumable VA mortgage at 3.43%
VA
Active
73
$405,000$254,301 down
Rate
3.43%
6.95%today
Payment
$864/mo
$1,284today
  • 3beds
  • 2baths
  • 2,143sqft

2809 35TH Place, Gainesville

4001 48TH Place, Gainesville, FL, 32606 — assumable VA mortgage at 3.50%
VA
Active
11
$225,000$225,000 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,303sqft

4001 48TH Place, Gainesville

4109 43RD Terrace #69, Gainesville, FL, 32606 — assumable FHA mortgage at 3.50%
FHA
Active
25
$194,000$194,000 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,176sqft

4109 43RD Terrace #69, Gainesville

4710 23RD Avenue, Gainesville, FL, 32606 — assumable VA mortgage at 4.17%
VA
Active
30
$325,000$99,588 down
Rate
4.17%
6.95%today
Payment
$1,189/mo
$1,615today
  • 4beds
  • 2baths
  • 1,584sqft

4710 23RD Avenue, Gainesville

3504 37TH Avenue, Gainesville, FL, 32605 — assumable VA mortgage at 3.91%
VA
Active
15
$165,600$126,116 down
Rate
3.91%
6.95%today
Payment
$279/mo
$391today
  • 2beds
  • 2baths
  • 1,000sqft

3504 37TH Avenue, Gainesville

4106 13TH Place, Gainesville, FL, 32605 — assumable VA mortgage at 4.00%
VA
Active
35
$345,000$345,000 down
Rate
4.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,582sqft

4106 13TH Place, Gainesville

2509 37TH Place, Gainesville, FL, 32605 — assumable VA mortgage at 4.72%
VA
Active
36
$289,000$107,601 down
Rate
4.72%
6.95%today
Payment
$1,014/mo
$1,291today
  • 3beds
  • 3baths
  • 1,495sqft

2509 37TH Place, Gainesville

2711 31ST Terrace, Gainesville, FL, 32605 — assumable VA mortgage at 6.74%
VA
Active
26
$415,000$22,679 down
Rate
6.74%
6.95%today
Payment
$2,605/mo
$2,661today
  • 4beds
  • 2baths
  • 1,949sqft

2711 31ST Terrace, Gainesville

4423 36TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 5.00%
FHA
Active
62
$330,000$128,567 down
Rate
5.00%
6.95%today
Payment
$1,159/mo
$1,429today
  • 3beds
  • 2baths
  • 1,574sqft

4423 36TH Street, Gainesville

4628 40TH Street, Gainesville, FL, 32606 — assumable VA mortgage at 6.39%
VA
Active
39
$315,000$45,544 down
Rate
6.39%
6.95%today
Payment
$1,750/mo
$1,853today
  • 4beds
  • 2baths
  • 1,688sqft

4628 40TH Street, Gainesville

3915 7TH Place, Gainesville, FL, 32607 — assumable FHA mortgage at 6.94%
FHA
Active
16
$230,000$41,381 down
Rate
6.94%
6.95%today
Payment
$1,279/mo
$1,281today
  • 2beds
  • 2baths
  • 1,200sqft

3915 7TH Place, Gainesville

4302 21ST Drive, Gainesville, FL, 32605 — assumable FHA mortgage at 6.50%
FHA
Active
24
$310,000$90,508 down
Rate
6.50%
6.95%today
Payment
$1,428/mo
$1,495today
  • 3beds
  • 2baths
  • 1,415sqft

4302 21ST Drive, Gainesville

2921 54TH Avenue, Gainesville, FL, 32653 — assumable FHA mortgage at 6.62%
FHA
Active
18
$287,900$91,025 down
Rate
6.62%
6.95%today
Payment
$1,296/mo
$1,340today
  • 3beds
  • 2baths
  • 1,365sqft

2921 54TH Avenue, Gainesville

1762 34TH Street #2, Gainesville, FL, 32605 — assumable VA mortgage at 7.06%
VA
Active
27
$375,000$132,882 down
Rate
7.06%
6.95%today
Payment
$1,657/mo
$1,638today
  • 3beds
  • 3baths
  • 2,348sqft

1762 34TH Street #2, Gainesville

1321 31ST Drive, Gainesville, FL, 32605 — assumable FHA mortgage at 7.79%
FHA
Active
40
$370,000$116,256 down
Rate
7.79%
6.95%today
Payment
$1,871/mo
$1,722today
  • 4beds
  • 2baths
  • 2,190sqft

1321 31ST Drive, Gainesville

2188 42ND Avenue, Gainesville, FL, 32605 — assumable FHA mortgage at 6.65%
FHA
Active
14
$180,000Potential short sale
Rate
6.65%
6.95%today
Payment
$1,437/mo
$1,482today
  • 3beds
  • 2baths
  • 1,374sqft

2188 42ND Avenue, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$570 /mo
Median cash to assume
$109,889
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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