Assumable homes for sale in Gainesville, FL

15 homesVA & FHA loansrates from 2.79% vs 6.95% today

Gainesville assumption guide

8620 35TH Road, Gainesville, FL, 32606 — assumable FHA mortgage at 2.79%

FHA

Active

$375,000$177,271 down

Rate: 2.79%; ~~6.95%~~today
Payment: $927/mo; ~~$1,495~~today

3beds
2baths
1,601sqft

8620 35TH Road, Gainesville

7607 42ND Avenue, Gainesville, FL, 32606 — assumable FHA mortgage at 3.00%

FHA

Active

$369,900$369,900 down

Rate: 3.00%; ~~6.95%~~today
Payment: $0/mo

4beds
3baths
2,202sqft

7607 42ND Avenue, Gainesville

4001 48TH Place, Gainesville, FL, 32606 — assumable VA mortgage at 3.50%

Active

$225,000$225,000 down

Rate: 3.50%; ~~6.95%~~today
Payment: $0/mo

3beds
2baths
1,303sqft

4001 48TH Place, Gainesville

4109 43RD Terrace #69, Gainesville, FL, 32606 — assumable FHA mortgage at 3.50%

FHA

Active

$194,000$194,000 down

Rate: 3.50%; ~~6.95%~~today
Payment: $0/mo

3beds
3baths
1,176sqft

4109 43RD Terrace #69, Gainesville

4710 23RD Avenue, Gainesville, FL, 32606 — assumable VA mortgage at 4.17%

Active

$325,000$99,588 down

Rate: 4.17%; ~~6.95%~~today
Payment: $1,189/mo; ~~$1,615~~today

4beds
2baths
1,584sqft

4710 23RD Avenue, Gainesville

4106 13TH Place, Gainesville, FL, 32605 — assumable VA mortgage at 4.00%

Active

$345,000$345,000 down

Rate: 4.00%; ~~6.95%~~today
Payment: $0/mo

3beds
2baths
1,582sqft

4106 13TH Place, Gainesville

4004 63RD Street, Gainesville, FL, 32606 — assumable VA mortgage at 6.11%

Active

$759,000$63,493 down

Rate: 6.11%; ~~6.95%~~today
Payment: $4,236/mo; ~~$4,622~~today

4beds
3baths
2,644sqft

4004 63RD Street, Gainesville

6226 53RD Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 6.23%

Active

$377,500$30,216 down

Rate: 6.23%; ~~6.95%~~today
Payment: $2,150/mo; ~~$2,317~~today

3beds
2baths
1,498sqft

6226 53RD Terrace, Gainesville

2015 89TH Drive, Gainesville, FL, 32606 — assumable FHA mortgage at 4.62%

FHA

Active

$485,000$248,260 down

Rate: 4.62%; ~~6.95%~~today
Payment: $1,412/mo; ~~$1,819~~today

4beds
3baths
2,738sqft

2015 89TH Drive, Gainesville

4628 40TH Street, Gainesville, FL, 32606 — assumable VA mortgage at 6.39%

Active

$315,000$45,544 down

Rate: 6.39%; ~~6.95%~~today
Payment: $1,750/mo; ~~$1,853~~today

4beds
2baths
1,688sqft

4628 40TH Street, Gainesville

3915 7TH Place, Gainesville, FL, 32607 — assumable FHA mortgage at 6.94%

FHA

Active

$230,000$41,381 down

Rate: 6.94%; ~~6.95%~~today
Payment: $1,279/mo; ~~$1,281~~today

2beds
2baths
1,200sqft

3915 7TH Place, Gainesville

6413 52ND Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 6.12%

Active

$379,000$158,901 down

Rate: 6.12%; ~~6.95%~~today
Payment: $1,397/mo; ~~$1,522~~today

3beds
2baths
1,531sqft

6413 52ND Terrace, Gainesville

2598 48TH Terrace, Gainesville, FL, 32606 — assumable VA mortgage at 6.50%

Active

$549,900$549,900 down

Rate: 6.50%; ~~6.95%~~today
Payment: $0/mo

4beds
3baths
2,059sqft

2598 48TH Terrace, Gainesville

4616 57TH Drive, Gainesville, FL, 32606 — assumable VA mortgage at 6.50%

Active

$798,000$440,315 down

Rate: 6.50%; ~~6.95%~~today
Payment: $2,275/mo; ~~$2,383~~today

6beds
4baths
4,351sqft

4616 57TH Drive, Gainesville

3543 84TH Way, Gainesville, FL, 32606 — assumable VA mortgage at 6.50%

Active

$414,900$414,900 down

Rate: 6.50%; ~~6.95%~~today
Payment: $0/mo

3beds
2baths
1,667sqft

3543 84TH Way, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate: 2.79%
Lowest existing payment: $927 /mo
Median cash to assume: $194,000