Art Ingram

Art Ingram

Assumable homes for sale in Gainesville, FL

17 homesVA & FHA loansrates from 2.89% vs 6.95% today

Gainesville assumption guide
7585 79TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.17%
VA
Active
68
$550,000$136,984 down
Rate
3.17%
6.95%today
Payment
$2,009/mo
$3,086today
  • 5beds
  • 4baths
  • 3,042sqft

7585 79TH Drive, Gainesville

8391 75TH Road, Gainesville, FL, 32608 — assumable VA mortgage at 2.89%
VA
Active
43
$489,990$425,986 down
Rate
2.89%
6.95%today
Payment
$1,165/mo
$1,523today
  • 4beds
  • 3baths
  • 2,637sqft

8391 75TH Road, Gainesville

3970 20TH Avenue #904, Gainesville, FL, 32607 — assumable VA mortgage at 3.00%
VA
Active
23
$180,000$180,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,176sqft

3970 20TH Avenue #904, Gainesville

3901 20TH Avenue #806, Gainesville, FL, 32607 — assumable VA mortgage at 3.00%
VA
Active
18
$169,000$169,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,176sqft

3901 20TH Avenue #806, Gainesville

3349B 50TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.50%
VA
Active
32
$555,000$555,000 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,850sqft

3349B 50TH Drive, Gainesville

6338 46TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.65%
VA
Active
41
$359,500$155,651 down
Rate
3.65%
6.95%today
Payment
$1,083/mo
$1,567today
  • 3beds
  • 2baths
  • 1,507sqft

6338 46TH Drive, Gainesville

7220 35TH Road, Gainesville, FL, 32608 — assumable VA mortgage at 3.87%
VA
Active
59
$579,000$377,836 down
Rate
3.87%
6.95%today
Payment
$1,429/mo
$2,012today
  • 4beds
  • 3baths
  • 2,428sqft

7220 35TH Road, Gainesville

6907 44TH Avenue, Gainesville, FL, 32608 — assumable FHA mortgage at 5.10%
FHA
Active
17
$149,900$33,428 down
Rate
5.10%
6.95%today
Payment
$676/mo
$824today
  • 2beds
  • 3baths
  • 992sqft

6907 44TH Avenue, Gainesville

4663 48TH Drive #137, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
22
$266,000$24,304 down
Rate
6.50%
6.95%today
Payment
$1,576/mo
$1,650today
  • 3beds
  • 3baths
  • 1,428sqft

4663 48TH Drive #137, Gainesville

2221 73RD Terrace, Gainesville, FL, 32607 — assumable FHA mortgage at 6.50%
FHA
Active
24
$204,999$25,951 down
Rate
6.50%
6.95%today
Payment
$1,179/mo
$1,235today
  • 2beds
  • 2baths
  • 1,030sqft

2221 73RD Terrace, Gainesville

6735 51ST Avenue, Gainesville, FL, 32608 — assumable FHA mortgage at 6.65%
FHA
Active
10
$185,000$25,362 down
Rate
6.65%
6.95%today
Payment
$1,040/mo
$1,072today
  • 3beds
  • 2baths
  • 1,170sqft

6735 51ST Avenue, Gainesville

7214 31ST Place, Gainesville, FL, 32608 — assumable VA mortgage at 6.76%
VA
Active
57
$625,000$107,040 down
Rate
6.76%
6.95%today
Payment
$3,409/mo
$3,475today
  • 4beds
  • 3baths
  • 2,046sqft

7214 31ST Place, Gainesville

1939 73RD Terrace, Gainesville, FL, 32607 — assumable VA mortgage at 5.78%
VA
Active
26
$235,000$71,673 down
Rate
5.78%
6.95%today
Payment
$1,013/mo
$1,145today
  • 3beds
  • 2baths
  • 1,008sqft

1939 73RD Terrace, Gainesville

6907 82ND Terrace, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
38
$399,900$167,822 down
Rate
6.50%
6.95%today
Payment
$1,470/mo
$1,539today
  • 4beds
  • 2baths
  • 1,857sqft

6907 82ND Terrace, Gainesville

3926 69TH Avenue, Gainesville, FL, 32608 — assumable VA mortgage
VA
Active
34
$650,000$650,000 down
Rate
%
6.95%today
Payment
/mo
  • 4beds
  • 3baths
  • 2,451sqft

3926 69TH Avenue, Gainesville

1816 70TH Terrace, Gainesville, FL, 32607 — assumable FHA mortgage
FHA
Active
11
$110,500$125,000 down
Rate
%
6.95%today
Payment
/mo
  • 2beds
  • 1baths
  • 800sqft

1816 70TH Terrace, Gainesville

1812 70TH Terrace, Gainesville, FL, 32607 — assumable VA mortgage
VA
Active
8
$110,000$124,999 down
Rate
%
6.95%today
Payment
/mo
  • 2beds
  • 1baths
  • 800sqft

1812 70TH Terrace, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.89%
Lowest existing payment
$676 /mo
Median cash to assume
$136,984
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.