Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Gainesville, FL

17 homesVA & FHA loansrates from 2.73% vs 6.95% today

Gainesville assumption guide
8496 38TH Terrace, Gainesville, FL, 32653 — assumable FHA mortgage at 2.84%
FHA
Active
31
$214,000$56,871 down
Rate
2.84%
6.95%today
Payment
$729/mo
$1,168today
  • 2beds
  • 2baths
  • 1,392sqft

8496 38TH Terrace, Gainesville

2541 52ND Place, Gainesville, FL, 32605 — assumable FHA mortgage at 3.07%
FHA
Active
25
$240,000$50,417 down
Rate
3.07%
6.95%today
Payment
$898/mo
$1,397today
  • 3beds
  • 2baths
  • 1,181sqft

2541 52ND Place, Gainesville

2827 42ND Place, Gainesville, FL, 32605 — assumable VA mortgage at 2.73%
VA
Active
38
$295,900$173,544 down
Rate
2.73%
6.95%today
Payment
$570/mo
$926today
  • 3beds
  • 2baths
  • 1,430sqft

2827 42ND Place, Gainesville

6205 26TH Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 2.77%
VA
Active
29
$229,500$105,317 down
Rate
2.77%
6.95%today
Payment
$584/mo
$944today
  • 3beds
  • 1baths
  • 1,008sqft

6205 26TH Terrace, Gainesville

4511 35TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.96%
FHA
Active
42
$300,000$150,822 down
Rate
2.96%
6.95%today
Payment
$706/mo
$1,114today
  • 2beds
  • 2baths
  • 1,268sqft

4511 35TH Street, Gainesville

3525 50TH Avenue, Gainesville, FL, 32605 — assumable VA mortgage at 3.00%
VA
Active
38
$310,000$310,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,358sqft

3525 50TH Avenue, Gainesville

4851 81ST Avenue, Gainesville, FL, 32653 — assumable FHA mortgage at 3.62%
FHA
Active
14
$309,000$107,916 down
Rate
3.62%
6.95%today
Payment
$1,070/mo
$1,553today
  • 3beds
  • 2baths
  • 1,651sqft

4851 81ST Avenue, Gainesville

4001 48TH Place, Gainesville, FL, 32606 — assumable VA mortgage at 3.50%
VA
Active
11
$225,000$225,000 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,303sqft

4001 48TH Place, Gainesville

4109 43RD Terrace #69, Gainesville, FL, 32606 — assumable FHA mortgage at 3.50%
FHA
Active
25
$194,000$194,000 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,176sqft

4109 43RD Terrace #69, Gainesville

4004 63RD Street, Gainesville, FL, 32606 — assumable VA mortgage at 6.11%
VA
Active
49
$759,000$63,493 down
Rate
6.11%
6.95%today
Payment
$4,236/mo
$4,622today
  • 4beds
  • 3baths
  • 2,644sqft

4004 63RD Street, Gainesville

6226 53RD Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 6.23%
VA
Active
28
$377,500$30,216 down
Rate
6.23%
6.95%today
Payment
$2,150/mo
$2,317today
  • 3beds
  • 2baths
  • 1,498sqft

6226 53RD Terrace, Gainesville

4423 36TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 5.00%
FHA
Active
62
$330,000$128,567 down
Rate
5.00%
6.95%today
Payment
$1,159/mo
$1,429today
  • 3beds
  • 2baths
  • 1,574sqft

4423 36TH Street, Gainesville

4931 81ST Avenue, Gainesville, FL, 32653 — assumable FHA mortgage at 6.34%
FHA
Active
40
$365,000$30,069 down
Rate
6.34%
6.95%today
Payment
$2,167/mo
$2,307today
  • 3beds
  • 2baths
  • 1,659sqft

4931 81ST Avenue, Gainesville

4628 40TH Street, Gainesville, FL, 32606 — assumable VA mortgage at 6.39%
VA
Active
39
$315,000$45,544 down
Rate
6.39%
6.95%today
Payment
$1,750/mo
$1,853today
  • 4beds
  • 2baths
  • 1,688sqft

4628 40TH Street, Gainesville

2921 54TH Avenue, Gainesville, FL, 32653 — assumable FHA mortgage at 6.62%
FHA
Active
18
$287,900$91,025 down
Rate
6.62%
6.95%today
Payment
$1,296/mo
$1,340today
  • 3beds
  • 2baths
  • 1,365sqft

2921 54TH Avenue, Gainesville

6413 52ND Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 6.12%
VA
Active
38
$379,000$158,901 down
Rate
6.12%
6.95%today
Payment
$1,397/mo
$1,522today
  • 3beds
  • 2baths
  • 1,531sqft

6413 52ND Terrace, Gainesville

4616 57TH Drive, Gainesville, FL, 32606 — assumable VA mortgage at 6.50%
VA
Active
45
$798,000$440,315 down
Rate
6.50%
6.95%today
Payment
$2,275/mo
$2,383today
  • 6beds
  • 4baths
  • 4,351sqft

4616 57TH Drive, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$570 /mo
Median cash to assume
$107,916
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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