Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Gainesville, FL

117 homesVA & FHA loansrates from 2.19% vs 6.95% today

Gainesville assumption guide
2032 33RD Avenue, Gainesville, FL, 32605 — assumable FHA mortgage at 2.77%
FHA
Active
31
$299,900$77,217 down
Rate
2.77%
6.95%today
Payment
$1,025/mo
$1,657today
  • 3beds
  • 2baths
  • 1,272sqft

2032 33RD Avenue, Gainesville

8496 38TH Terrace, Gainesville, FL, 32653 — assumable FHA mortgage at 2.84%
FHA
Active
31
$214,000$56,871 down
Rate
2.84%
6.95%today
Payment
$729/mo
$1,168today
  • 2beds
  • 2baths
  • 1,392sqft

8496 38TH Terrace, Gainesville

3803 26TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.93%
FHA
Active
30
$275,000$72,733 down
Rate
2.93%
6.95%today
Payment
$952/mo
$1,508today
  • 3beds
  • 2baths
  • 1,292sqft

3803 26TH Street, Gainesville

3929 20TH Terrace, Gainesville, FL, 32605 — assumable VA mortgage at 3.05%
VA
Active
57
$317,000$71,771 down
Rate
3.05%
6.95%today
Payment
$1,154/mo
$1,800today
  • 4beds
  • 2baths
  • 1,660sqft

3929 20TH Terrace, Gainesville

2541 52ND Place, Gainesville, FL, 32605 — assumable FHA mortgage at 3.07%
FHA
Active
25
$240,000$50,417 down
Rate
3.07%
6.95%today
Payment
$898/mo
$1,397today
  • 3beds
  • 2baths
  • 1,181sqft

2541 52ND Place, Gainesville

7585 79TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.17%
VA
Active
68
$550,000$136,984 down
Rate
3.17%
6.95%today
Payment
$2,009/mo
$3,086today
  • 5beds
  • 4baths
  • 3,042sqft

7585 79TH Drive, Gainesville

7753 21ST Terrace, Gainesville, FL, 32609 — assumable VA mortgage at 2.75%
VA
Active
32
$290,000$109,075 down
Rate
2.75%
6.95%today
Payment
$831/mo
$1,347today
  • 3beds
  • 2baths
  • 1,433sqft

7753 21ST Terrace, Gainesville

4236 91ST Drive, Gainesville, FL, 32608 — assumable VA mortgage at 2.77%
VA
Active
35
$740,000$254,990 down
Rate
2.77%
6.95%today
Payment
$2,258/mo
$3,652today
  • 4beds
  • 4baths
  • 2,662sqft

4236 91ST Drive, Gainesville

4323 12TH Terrace, Gainesville, FL, 32609 — assumable VA mortgage at 3.06%
VA
Active
34
$244,900$76,547 down
Rate
3.06%
6.95%today
Payment
$807/mo
$1,258today
  • 4beds
  • 2baths
  • 1,252sqft

4323 12TH Terrace, Gainesville

1127 14TH Street, Gainesville, FL, 32641 — assumable VA mortgage at 3.69%
VA
Active
5
$240,000$60,887 down
Rate
3.69%
6.95%today
Payment
$901/mo
$1,297today
  • 3beds
  • 2baths
  • 1,420sqft

1127 14TH Street, Gainesville

9627 40TH Lane, Gainesville, FL, 32608 — assumable VA mortgage at 2.19%
VA
Active
54
$985,000$592,219 down
Rate
2.19%
6.95%today
Payment
$3,568/mo
$4,901today
  • 5beds
  • 5baths
  • 3,890sqft

9627 40TH Lane, Gainesville

2905 ARCHER Road #S4024, Gainesville, FL, 32608 — assumable VA mortgage at 2.31%
VA
Active
19
$139,900$121,954 down
Rate
2.31%
6.95%today
Payment
$3,610/mo
$4,042today
  • 2beds
  • 2baths
  • 800sqft

2905 ARCHER Road #S4024, Gainesville

1326 90TH Street, Gainesville, FL, 32607 — assumable VA mortgage at 2.65%
VA
Active
80
$999,000$408,602 down
Rate
2.65%
6.95%today
Payment
$2,726/mo
$4,477today
  • 5beds
  • 4baths
  • 3,853sqft

1326 90TH Street, Gainesville

432 15TH Street, Gainesville, FL, 32641 — assumable VA mortgage at 2.68%
VA
Active
17
$139,900$50,857 down
Rate
2.68%
6.95%today
Payment
$413/mo
$676today
  • 2beds
  • 1baths
  • 968sqft

432 15TH Street, Gainesville

900 62ND Boulevard #L76, Gainesville, FL, 32607 — assumable VA mortgage at 2.72%
VA
Active
47
$169,900$92,663 down
Rate
2.72%
6.95%today
Payment
$362/mo
$589today
  • 2beds
  • 2baths
  • 1,106sqft

900 62ND Boulevard #L76, Gainesville

12208 9TH Avenue, Newberry, FL, 32669 — assumable VA mortgage at 2.73%
VA
Active
67
$605,000$312,644 down
Rate
2.73%
6.95%today
Payment
$1,399/mo
$2,247today
  • 3beds
  • 3baths
  • 2,336sqft

12208 9TH Avenue, Newberry

2827 42ND Place, Gainesville, FL, 32605 — assumable VA mortgage at 2.73%
VA
Active
38
$295,900$173,544 down
Rate
2.73%
6.95%today
Payment
$570/mo
$926today
  • 3beds
  • 2baths
  • 1,430sqft

2827 42ND Place, Gainesville

6205 26TH Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 2.77%
VA
Active
29
$229,500$105,317 down
Rate
2.77%
6.95%today
Payment
$584/mo
$944today
  • 3beds
  • 1baths
  • 1,008sqft

6205 26TH Terrace, Gainesville

8620 35TH Road, Gainesville, FL, 32606 — assumable FHA mortgage at 2.79%
FHA
Active
54
$375,000$177,271 down
Rate
2.79%
6.95%today
Payment
$927/mo
$1,495today
  • 3beds
  • 2baths
  • 1,601sqft

8620 35TH Road, Gainesville

9028 76TH Avenue, Gainesville, FL, 32608 — assumable VA mortgage at 2.83%
VA
Active
40
$335,000$202,669 down
Rate
2.83%
6.95%today
Payment
$619/mo
$993today
  • 3beds
  • 2baths
  • 1,402sqft

9028 76TH Avenue, Gainesville

11931 32ND Lane, Gainesville, FL, 32608 — assumable VA mortgage at 2.88%
VA
Active
80
$665,000$268,540 down
Rate
2.88%
6.95%today
Payment
$1,851/mo
$2,952today
  • 4beds
  • 3baths
  • 2,757sqft

11931 32ND Lane, Gainesville

8391 75TH Road, Gainesville, FL, 32608 — assumable VA mortgage at 2.89%
VA
Active
43
$489,990$425,986 down
Rate
2.89%
6.95%today
Payment
$1,165/mo
$1,523today
  • 4beds
  • 3baths
  • 2,637sqft

8391 75TH Road, Gainesville

1019 25TH Avenue, Gainesville, FL, 32609 — assumable VA mortgage at 2.96%
VA
Active
22
$249,900$112,177 down
Rate
2.96%
6.95%today
Payment
$650/mo
$1,026today
  • 3beds
  • 1baths
  • 1,133sqft

1019 25TH Avenue, Gainesville

4511 35TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.96%
FHA
Active
42
$300,000$150,822 down
Rate
2.96%
6.95%today
Payment
$706/mo
$1,114today
  • 2beds
  • 2baths
  • 1,268sqft

4511 35TH Street, Gainesville

5087 21ST Terrace, Gainesville, FL, 32605 — assumable FHA mortgage at 2.96%
FHA
Active
25
$309,999$292,174 down
Rate
2.96%
6.95%today
Payment
$89/mo
$138today
  • 3beds
  • 2baths
  • 1,321sqft

5087 21ST Terrace, Gainesville

2635 35TH Place #1506, Gainesville, FL, 32608 — assumable VA mortgage at 3.00%
VA
Active
41
$134,900$134,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,088sqft

2635 35TH Place #1506, Gainesville

3970 20TH Avenue #904, Gainesville, FL, 32607 — assumable VA mortgage at 3.00%
VA
Active
23
$180,000$180,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,176sqft

3970 20TH Avenue #904, Gainesville

4415 34TH Street #309, Gainesville, FL, 32608 — assumable VA mortgage at 3.00%
VA
Active
37
$157,900$157,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,172sqft

4415 34TH Street #309, Gainesville

7607 42ND Avenue, Gainesville, FL, 32606 — assumable FHA mortgage at 3.00%
FHA
Active
36
$369,900$369,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,202sqft

7607 42ND Avenue, Gainesville

109 16TH Avenue #Q101, Gainesville, FL, 32601 — assumable VA mortgage at 3.00%
VA
Active
15
$109,000$109,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 874sqft

109 16TH Avenue #Q101, Gainesville

3525 50TH Avenue, Gainesville, FL, 32605 — assumable VA mortgage at 3.00%
VA
Active
38
$310,000$310,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,358sqft

3525 50TH Avenue, Gainesville

3137 6TH Street, Gainesville, FL, 32609 — assumable VA mortgage at 3.00%
VA
Active
11
$209,900$209,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 1,080sqft

3137 6TH Street, Gainesville

3901 20TH Avenue #806, Gainesville, FL, 32607 — assumable VA mortgage at 3.00%
VA
Active
18
$169,000$169,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,176sqft

3901 20TH Avenue #806, Gainesville

9406 78TH Court, Gainesville, FL, 32608 — assumable VA mortgage at 3.31%
VA
Active
37
$439,900$238,838 down
Rate
3.31%
6.95%today
Payment
$1,017/mo
$1,536today
  • 3beds
  • 2baths
  • 2,097sqft

9406 78TH Court, Gainesville

4851 81ST Avenue, Gainesville, FL, 32653 — assumable FHA mortgage at 3.62%
FHA
Active
14
$309,000$107,916 down
Rate
3.62%
6.95%today
Payment
$1,070/mo
$1,553today
  • 3beds
  • 2baths
  • 1,651sqft

4851 81ST Avenue, Gainesville

3289 120TH Terrace, Gainesville, FL, 32608 — assumable VA mortgage at 4.16%
VA
Active
27
$630,000$175,730 down
Rate
4.16%
6.95%today
Payment
$2,398/mo
$3,261today
  • 4beds
  • 3baths
  • 2,180sqft

3289 120TH Terrace, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.19%
Lowest existing payment
$362 /mo
Median cash to assume
$124,900
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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