Art Ingram

Art Ingram

Assumable homes for sale in Fort Myers Beach, FL

6 homesFHA & VA loansrates from 2.97% vs 6.95% today

Fort Myers Beach assumption guide
706 51ST Terrace, Cape Coral, FL, 33914 — assumable VA mortgage at 2.97%
VA
Active
48
$325,000$163,720 down
Rate
2.97%
6.95%today
Payment
$909/mo
$1,353today
  • 3beds
  • 2baths
  • 1,908sqft

706 51ST Terrace, Cape Coral

6777 WINKLER Road #150, Fort Myers, FL, 33919 — assumable FHA mortgage at 3.21%
FHA
Active
48
$184,500$78,938 down
Rate
3.21%
6.95%today
Payment
$526/mo
$804today
  • 2beds
  • 2baths
  • 1,010sqft

6777 WINKLER Road #150, Fort Myers

4934 20TH Place, Cape Coral, FL, 33914 — assumable FHA mortgage at 4.46%
FHA
Active
30
$325,000$158,220 down
Rate
4.46%
6.95%today
Payment
$975/mo
$1,280today
  • 3beds
  • 2baths
  • 1,452sqft

4934 20TH Place, Cape Coral

7167 COLUMBIA Circle, Fort Myers, FL, 33908 — assumable FHA mortgage at 5.23%
FHA
Active
14
$317,000Potential short sale
Rate
5.23%
6.95%today
Payment
$2,164/mo
$2,600today
  • 2beds
  • 2baths
  • 1,342sqft

7167 COLUMBIA Circle, Fort Myers

12970 SPENCER Street, Fort Myers, FL, 33908 — assumable FHA mortgage at 6.34%
FHA
Active
21
$215,000$82,854 down
Rate
6.34%
6.95%today
Payment
$854/mo
$909today
  • 3beds
  • 2baths
  • 960sqft

12970 SPENCER Street, Fort Myers

12970 SPENCER Street, Fort Myers, FL, 33908 — assumable FHA mortgage at 6.34%
FHA
Active
20
$215,000$82,854 down
Rate
6.34%
6.95%today
Payment
$854/mo
$909today
  • 3beds
  • 2baths
  • 960sqft

12970 SPENCER Street, Fort Myers

Assuming a mortgage in Fort Myers Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.97%
Lowest existing payment
$526 /mo
Median cash to assume
$82,854
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.