Assumable homes for sale in Florida City, FL

4 homesFHA loansrates from 3.72% vs 6.95% today

Florida City assumption guide

19755 241ST Terrace, Homestead, FL, 33031 — assumable FHA mortgage at 3.72%

FHA

Active

$835,000$533,592 down

Rate: 3.72%; ~~6.95%~~today
Payment: $1,608/mo; ~~$2,307~~today

4beds
2baths
2,014sqft

19755 241ST Terrace, Homestead

28517 134TH Avenue, Homestead, FL, 33033 — assumable FHA mortgage at 6.90%

FHA

Active

$370,000Potential short sale

Rate: 6.90%; ~~6.95%~~today
Payment: $2,616/mo; ~~$2,629~~today

3beds
3baths
1,331sqft

28517 134TH Avenue, Homestead

1970 23RD Terrace, Homestead, FL, 33035 — assumable FHA mortgage at 4.33%

FHA

Active

$279,990$141,131 down

Rate: 4.33%; ~~6.95%~~today
Payment: $824/mo; ~~$1,098~~today

2beds
3baths
1,431sqft

1970 23RD Terrace, Homestead

20890 236TH Street, Homestead, FL, 33031 — assumable FHA mortgage at 7.63%

FHA

Active

$970,000$945,418 down

Rate: 7.63%; ~~6.95%~~today
Payment: $181/mo; ~~$169~~today

3beds
2baths
1,545sqft

20890 236TH Street, Homestead

Assuming a mortgage in Florida City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate: 3.72%
Lowest existing payment: $824 /mo
Median cash to assume: $533,592