Art Ingram

Art Ingram

Assumable homes for sale in Dunedin, FL

98 homesFHA & VA loansrates from 2.71% vs 6.95% today

Dunedin assumption guide
645 TIMBER BAY Circle, Oldsmar, FL, 34677 — assumable VA mortgage at 2.875%
VATop pick
Active
29
$280,000$6,909 down
Rate
2.875%
6.95%today
Payment
$1,286/mo
$2,052today
  • 3beds
  • 2baths
  • 1,274sqft

645 TIMBER BAY Circle, Oldsmar

2266 MANOR Court, Clearwater, FL, 33763 — assumable VA mortgage at 2.87%
VA
Active
28
$439,900$82,794 down
Rate
2.87%
6.95%today
Payment
$1,658/mo
$2,647today
  • 4beds
  • 2baths
  • 1,508sqft

2266 MANOR Court, Clearwater

3073 BRANCH Drive, Clearwater, FL, 33760 — assumable FHA mortgage at 3.10%
FHA
Active
45
$299,000$44,448 down
Rate
3.10%
6.95%today
Payment
$1,205/mo
$1,867today
  • 3beds
  • 3baths
  • 1,450sqft

3073 BRANCH Drive, Clearwater

1690 PINEHURST Road, Dunedin, FL, 34698 — assumable VA mortgage at 3.04%
VA
Active
50
$575,000$139,220 down
Rate
3.04%
6.95%today
Payment
$2,085/mo
$3,257today
  • 3beds
  • 2baths
  • 1,728sqft

1690 PINEHURST Road, Dunedin

1706 BELLEAIR FOREST Drive #244, Belleair, FL, 33756 — assumable FHA mortgage at 2.94%
FHA
Active
32
$154,000$44,876 down
Rate
2.94%
6.95%today
Payment
$518/mo
$819today
  • 1beds
  • 1baths
  • 945sqft

1706 BELLEAIR FOREST Drive #244, Belleair

502 FLORIDA Boulevard, Crystal Beach, FL, 34681 — assumable VA mortgage at 2.96%
VA
Active
65
$725,000$289,818 down
Rate
2.96%
6.95%today
Payment
$2,103/mo
$3,318today
  • 3beds
  • 2baths
  • 1,875sqft

502 FLORIDA Boulevard, Crystal Beach

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,392 down
Rate
4.00%
6.95%today
Payment
$1,523/mo
$2,112today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

1507 TALISKER Drive, Clearwater, FL, 33755 — assumable FHA mortgage at 3.01%
FHA
Active
29
$274,999$105,218 down
Rate
3.01%
6.95%today
Payment
$829/mo
$1,299today
  • 3beds
  • 3baths
  • 1,416sqft

1507 TALISKER Drive, Clearwater

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
$320,000$99,629 down
Rate
3.05%
6.95%today
Payment
$1,042/mo
$1,625today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

201 LAGOON Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.10%
VA
Active
50
$939,000$302,834 down
Rate
3.10%
6.95%today
Payment
$3,017/mo
$4,677today
  • 4beds
  • 3baths
  • 2,764sqft

201 LAGOON Drive, Palm Harbor

3459 WOODRIDGE Parkway, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.11%
VA
Active
33
$1,199,999$471,068 down
Rate
3.11%
6.95%today
Payment
$3,453/mo
$5,346today
  • 5beds
  • 3baths
  • 3,163sqft

3459 WOODRIDGE Parkway, Palm Harbor

2974 ESTANCIA Place, Clearwater, FL, 33761 — assumable VA mortgage at 3.14%
VA
Active
33
$344,999$110,733 down
Rate
3.14%
6.95%today
Payment
$1,118/mo
$1,725today
  • 3beds
  • 3baths
  • 1,900sqft

2974 ESTANCIA Place, Clearwater

2069 KINGFISHER Drive, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.71%
FHA
Active
49
$509,900$313,955 down
Rate
2.71%
6.95%today
Payment
$913/mo
$1,488today
  • 3beds
  • 2baths
  • 1,751sqft

2069 KINGFISHER Drive, Palm Harbor

1725 ARABIAN Lane, Palm Harbor, FL, 34685 — assumable VA mortgage at 2.73%
VA
Active
53
$460,000$215,473 down
Rate
2.73%
6.95%today
Payment
$1,133/mo
$1,843today
  • 2beds
  • 3baths
  • 1,870sqft

1725 ARABIAN Lane, Palm Harbor

2211 PORTSIDE Passage, Palm Harbor, FL, 34685 — assumable VA mortgage at 2.84%
VA
Active
55
$419,000$238,297 down
Rate
2.84%
6.95%today
Payment
$856/mo
$1,372today
  • 2beds
  • 2baths
  • 1,778sqft

2211 PORTSIDE Passage, Palm Harbor

3100 GULF Boulevard #132, Belleair Beach, FL, 33786 — assumable FHA mortgage at 2.96%
FHA
Active
70
$669,000$411,360 down
Rate
2.96%
6.95%today
Payment
$1,216/mo
$1,920today
  • 2beds
  • 2baths
  • 1,065sqft

3100 GULF Boulevard #132, Belleair Beach

1743 MACDONNELL Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.96%
VA
Active
95
$439,000$267,476 down
Rate
2.96%
6.95%today
Payment
$810/mo
$1,278today
  • 2beds
  • 2baths
  • 1,642sqft

1743 MACDONNELL Drive, Palm Harbor

4611 GRAND PRESERVE Place, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.98%
VA
Active
70
$949,000$592,375 down
Rate
2.98%
6.95%today
Payment
$2,044/mo
$3,039today
  • 5beds
  • 4baths
  • 3,358sqft

4611 GRAND PRESERVE Place, Palm Harbor

3253 MCMATH Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.99%
VA
Active
38
$369,900$266,443 down
Rate
2.99%
6.95%today
Payment
$501/mo
$788today
  • 2beds
  • 2baths
  • 1,332sqft

3253 MCMATH Drive, Palm Harbor

2465 NORTHSIDE Drive #1604, Clearwater, FL, 33761 — assumable FHA mortgage at 3.00%
FHA
Active
32
$109,000$109,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 690sqft

2465 NORTHSIDE Drive #1604, Clearwater

701 MADISON Avenue #420, Clearwater, FL, 33756 — assumable FHA mortgage at 3.00%
FHA
Active
33
$169,900$169,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,060sqft

701 MADISON Avenue #420, Clearwater

2444 FOGGY CREEK Circle, Clearwater, FL, 33764 — assumable FHA mortgage at 3.33%
FHA
Active
25
$429,000$159,396 down
Rate
3.33%
6.95%today
Payment
$1,367/mo
$2,058today
  • 3beds
  • 3baths
  • 1,853sqft

2444 FOGGY CREEK Circle, Clearwater

914 NICHOLSON ST, Clearwater, FL, 33755 — assumable FHA mortgage at 3.09%
FHA
Active
27
$349,000$193,009 down
Rate
3.09%
6.95%today
Payment
$741/mo
$1,149today
  • 3beds
  • 2baths
  • 1,367sqft

914 NICHOLSON ST, Clearwater

276 PELICAN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.13%
VA
Active
46
$224,900$92,408 down
Rate
3.13%
6.95%today
Payment
$643/mo
$993today
  • 2beds
  • 2baths
  • 984sqft

276 PELICAN Drive, Oldsmar

1700 DUNCAN Court, Clearwater, FL, 33756 — assumable FHA mortgage at 3.15%
FHA
Active
71
$574,900$310,801 down
Rate
3.15%
6.95%today
Payment
$1,308/mo
$2,015today
  • 3beds
  • 2baths
  • 1,974sqft

1700 DUNCAN Court, Clearwater

1671 HAMILTON Court #2102, Dunedin, FL, 34698 — assumable FHA mortgage at 3.18%
FHA
Active
31
$299,900$149,539 down
Rate
3.18%
6.95%today
Payment
$751/mo
$1,152today
  • 2beds
  • 2baths
  • 1,279sqft

1671 HAMILTON Court #2102, Dunedin

1225 GROVE Street, Clearwater, FL, 33755 — assumable FHA mortgage at 4.98%
FHA
Active
25
$300,000$15,966 down
Rate
4.98%
6.95%today
Payment
$1,630/mo
$2,015today
  • 2beds
  • 1baths
  • 1,078sqft

1225 GROVE Street, Clearwater

2564 SURREY Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.23%
VA
Active
17
$450,000$265,773 down
Rate
3.23%
6.95%today
Payment
$922/mo
$1,406today
  • 3beds
  • 2baths
  • 1,418sqft

2564 SURREY Drive, Palm Harbor

3916 BLOOMING HILL Lane, Palm Harbor, FL, 34684 — assumable FHA mortgage at 3.23%
FHA
Active
43
$450,000$198,826 down
Rate
3.23%
6.95%today
Payment
$1,257/mo
$1,917today
  • 3beds
  • 3baths
  • 1,702sqft

3916 BLOOMING HILL Lane, Palm Harbor

1779 AVON Lane, Largo, FL, 33756 — assumable FHA mortgage at 3.56%
FHA
Active
54
$419,000$140,990 down
Rate
3.56%
6.95%today
Payment
$1,381/mo
$2,021today
  • 3beds
  • 2baths
  • 1,339sqft

1779 AVON Lane, Largo

1671 HAMILTON Court, Dunedin, FL, 34698 — assumable FHA mortgage at 3.31%
FHA
Active
31
$299,900$149,108 down
Rate
3.31%
6.95%today
Payment
$763/mo
$1,152today
  • 2beds
  • 2baths
  • 1,279sqft

1671 HAMILTON Court, Dunedin

733 1/2 NEW JERSEY Street, Clearwater, FL, 33756 — assumable FHA mortgage at 3.69%
FHA
Active
57
$350,000$126,461 down
Rate
3.69%
6.95%today
Payment
$1,124/mo
$1,618today
  • 3beds
  • 2baths
  • 1,248sqft

733 1/2 NEW JERSEY Street, Clearwater

2936 LICHEN Lane #B, Clearwater, FL, 33760 — assumable FHA mortgage at 3.57%
FHA
Active
18
$166,000$122,558 down
Rate
3.57%
6.95%today
Payment
$287/mo
$420today
  • 2beds
  • 2baths
  • 853sqft

2936 LICHEN Lane #B, Clearwater

30197 69TH Street, Clearwater, FL, 33761 — assumable FHA mortgage at 3.61%
FHA
Active
28
$349,000$212,012 down
Rate
3.61%
6.95%today
Payment
$805/mo
$1,170today
  • 2beds
  • 2baths
  • 1,390sqft

30197 69TH Street, Clearwater

2106 CLOVER HILL Road, Palm Harbor, FL, 34683 — assumable FHA mortgage at 3.64%
FHA
Active
31
$245,900$110,539 down
Rate
3.64%
6.95%today
Payment
$713/mo
$1,033today
  • 2beds
  • 2baths
  • 1,190sqft

2106 CLOVER HILL Road, Palm Harbor

2937 HILLCREEK Circle, Clearwater, FL, 33759 — assumable VA mortgage at 3.65%
VA
Active
55
$999,000$554,505 down
Rate
3.65%
6.95%today
Payment
$2,345/mo
$3,393today
  • 4beds
  • 3baths
  • 2,790sqft

2937 HILLCREEK Circle, Clearwater

Assuming a mortgage in Dunedin

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$358 /mo
Median cash to assume
$110,733
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.