Art Ingram

Art Ingram

Assumable homes for sale in Daytona Beach, FL

64 homesFHA & VA loansrates from 2.65% vs 6.95% today

Daytona Beach assumption guide
3 ECHO WOODS Way, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.90%
VA
Active
83
$574,000$88,555 down
Rate
2.90%
6.95%today
Payment
$2,262/mo
$3,597today
  • 4beds
  • 3baths
  • 2,506sqft

3 ECHO WOODS Way, Ormond Beach

358 ORCHARD Street, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.69%
FHA
Active
33
$299,900$26,087 down
Rate
3.69%
6.95%today
Payment
$1,377/mo
$1,982today
  • 4beds
  • 1baths
  • 1,781sqft

358 ORCHARD Street, Ormond Beach

5258 BEAR CORN Run, Port Orange, FL, 32128 — assumable VA mortgage at 2.65%
VA
Active
55
$335,000$93,911 down
Rate
2.65%
6.95%today
Payment
$1,113/mo
$1,828today
  • 3beds
  • 2baths
  • 1,760sqft

5258 BEAR CORN Run, Port Orange

1807 GOLFVIEW Boulevard, South Daytona, FL, 32119 — assumable FHA mortgage at 3.05%
FHA
Active
54
$272,000$54,628 down
Rate
3.05%
6.95%today
Payment
$1,021/mo
$1,592today
  • 3beds
  • 1baths
  • 1,010sqft

1807 GOLFVIEW Boulevard, South Daytona

11 RIO PINAR Trail, Ormond Beach, FL, 32174 — assumable VA mortgage at 3.01%
VA
Active
34
$385,000$147,112 down
Rate
3.01%
6.95%today
Payment
$1,158/mo
$1,816today
  • 3beds
  • 2baths
  • 2,120sqft

11 RIO PINAR Trail, Ormond Beach

843 NILES Street, Daytona Beach, FL, 32114 — assumable FHA mortgage at 3.02%
FHA
Active
31
$220,000$90,043 down
Rate
3.02%
6.95%today
Payment
$632/mo
$990today
  • 3beds
  • 2baths
  • 1,000sqft

843 NILES Street, Daytona Beach

28 BAYMEADOW Court, Ormond Beach, FL, 32174 — assumable FHA mortgage at 4.42%
FHA
Active
31
$339,000$30,134 down
Rate
4.42%
6.95%today
Payment
$1,676/mo
$2,210today
  • 4beds
  • 2baths
  • 1,794sqft

28 BAYMEADOW Court, Ormond Beach

645 WESTWARD Circle, Holly Hill, FL, 32117 — assumable FHA mortgage at 2.81%
FHA
Active
38
$274,000$131,423 down
Rate
2.81%
6.95%today
Payment
$675/mo
$1,085today
  • 4beds
  • 2baths
  • 1,242sqft

645 WESTWARD Circle, Holly Hill

372 CHELSEA PLACE Avenue, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.88%
VA
Active
64
$485,000$309,770 down
Rate
2.88%
6.95%today
Payment
$837/mo
$1,320today
  • 3beds
  • 2baths
  • 1,956sqft

372 CHELSEA PLACE Avenue, Ormond Beach

907 SYCAMORE Street, Daytona Beach, FL, 32114 — assumable VA mortgage at 2.90%
VA
Active
$325,950$187,464 down
Rate
2.90%
6.95%today
Payment
$645/mo
$1,026today
  • 4beds
  • 3baths
  • 1,274sqft

907 SYCAMORE Street, Daytona Beach

1478 HIGHRIDGE Avenue, Daytona Beach, FL, 32124 — assumable FHA mortgage at 2.98%
FHA
Active
39
$499,900$311,862 down
Rate
2.98%
6.95%today
Payment
$888/mo
$1,397today
  • 5beds
  • 3baths
  • 1,827sqft

1478 HIGHRIDGE Avenue, Daytona Beach

2828 ATLANTIC Avenue #303, Daytona Beach, FL, 32118 — assumable VA mortgage at 3.00%
VA
Active
43
$399,900$399,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,178sqft

2828 ATLANTIC Avenue #303, Daytona Beach

241 RIVERSIDE Drive #2006, Holly Hill, FL, 32117 — assumable VA mortgage at 3.00%
VA
Active
36
$310,900$310,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,660sqft

241 RIVERSIDE Drive #2006, Holly Hill

725 SEA DUCK Drive, Daytona Beach, FL, 32119 — assumable VA mortgage at 3.02%
VA
Active
40
$549,900$226,596 down
Rate
3.02%
6.95%today
Payment
$1,572/mo
$2,462today
  • 4beds
  • 3baths
  • 2,673sqft

725 SEA DUCK Drive, Daytona Beach

10 LONDON Lane, Ormond Beach, FL, 32176 — assumable FHA mortgage at 3.09%
FHA
Active
46
$279,000$145,915 down
Rate
3.09%
6.95%today
Payment
$630/mo
$979today
  • 2beds
  • 3baths
  • 1,407sqft

10 LONDON Lane, Ormond Beach

213 JESSAMINE Boulevard, Daytona Beach, FL, 32118 — assumable VA mortgage at 3.28%
VA
Active
65
$350,000$145,748 down
Rate
3.28%
6.95%today
Payment
$1,028/mo
$1,558today
  • 4beds
  • 3baths
  • 2,068sqft

213 JESSAMINE Boulevard, Daytona Beach

106 CARMICHAEL Way, Daytona Beach, FL, 32124 — assumable FHA mortgage at 3.44%
FHA
Active
35
$238,000$114,673 down
Rate
3.44%
6.95%today
Payment
$707/mo
$1,051today
  • 2beds
  • 3baths
  • 1,288sqft

106 CARMICHAEL Way, Daytona Beach

23 WATERFORD Court, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.49%
FHA
Active
50
$349,900$221,248 down
Rate
3.49%
6.95%today
Payment
$674/mo
$995today
  • 4beds
  • 2baths
  • 1,701sqft

23 WATERFORD Court, Ormond Beach

706 BOSTON Avenue, South Daytona, FL, 32119 — assumable FHA mortgage at 3.54%
FHA
Active
62
$309,900$215,597 down
Rate
3.54%
6.95%today
Payment
$620/mo
$910today
  • 4beds
  • 2baths
  • 2,086sqft

706 BOSTON Avenue, South Daytona

940 VILLAGE Trail #6-103, Port Orange, FL, 32127 — assumable VA mortgage at 4.50%
VA
Active
64
$220,000$41,563 down
Rate
4.50%
6.95%today
Payment
$970/mo
$1,267today
  • 2beds
  • 2baths
  • 1,006sqft

940 VILLAGE Trail #6-103, Port Orange

16 LAUREL OAKS Circle, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.75%
FHA
Active
46
$320,000$185,280 down
Rate
3.75%
6.95%today
Payment
$728/mo
$1,040today
  • 3beds
  • 2baths
  • 1,496sqft

16 LAUREL OAKS Circle, Ormond Beach

380 CHESHAM Street, Ormond Beach, FL, 32174 — assumable VA mortgage at 4.01%
VA
Active
74
$695,000$409,981 down
Rate
4.01%
6.95%today
Payment
$1,758/mo
$2,434today
  • 3beds
  • 2baths
  • 2,070sqft

380 CHESHAM Street, Ormond Beach

2121 DIVOT Drive, Daytona Beach, FL, 32124 — assumable FHA mortgage at 5.99%
FHA
Active
29
$549,999$24,296 down
Rate
5.99%
6.95%today
Payment
$3,195/mo
$3,531today
  • 4beds
  • 3baths
  • 2,791sqft

2121 DIVOT Drive, Daytona Beach

825 KOTTLE Circle, Daytona Beach, FL, 32114 — assumable FHA mortgage at 6.34%
FHA
Active
35
$179,900Potential short sale
Rate
6.34%
6.95%today
Payment
$1,240/mo
$1,320today
  • 4beds
  • 2baths
  • 1,337sqft

825 KOTTLE Circle, Daytona Beach

780 BENNETT Road, South Daytona, FL, 32119 — assumable FHA mortgage at 6.63%
FHA
Active
11
$248,800Potential short sale
Rate
6.63%
6.95%today
Payment
$1,620/mo
$1,674today
  • 3beds
  • 2baths
  • 1,264sqft

780 BENNETT Road, South Daytona

223 WINGED FOOT Lane, Daytona Beach, FL, 32124 — assumable FHA mortgage at 6.88%
FHA
Active
80
$444,900$20,003 down
Rate
6.88%
6.95%today
Payment
$2,863/mo
$2,883today
  • 5beds
  • 3baths
  • 2,869sqft

223 WINGED FOOT Lane, Daytona Beach

381 CRESTWIND Drive, Daytona Beach, FL, 32124 — assumable FHA mortgage at 7.63%
FHA
Active
55
$375,000$14,933 down
Rate
7.63%
6.95%today
Payment
$2,619/mo
$2,448today
  • 3beds
  • 3baths
  • 1,828sqft

381 CRESTWIND Drive, Daytona Beach

9 CHINA MOON Drive, Ormond Beach, FL, 32174 — assumable VA mortgage at 4.32%
VA
Active
70
$295,000$188,372 down
Rate
4.32%
6.95%today
Payment
$800/mo
$1,067today
  • 2beds
  • 2baths
  • 1,659sqft

9 CHINA MOON Drive, Ormond Beach

340 CENTER Street, Ormond Beach, FL, 32174 — assumable FHA mortgage at 4.40%
FHA
Active
18
$257,500$120,028 down
Rate
4.40%
6.95%today
Payment
$821/mo
$1,085today
  • 3beds
  • 2baths
  • 1,578sqft

340 CENTER Street, Ormond Beach

526 DORSET Circle, South Daytona, FL, 32119 — assumable VA mortgage at 5.30%
VA
Active
46
$299,000$72,554 down
Rate
5.30%
6.95%today
Payment
$1,341/mo
$1,598today
  • 3beds
  • 2baths
  • 1,368sqft

526 DORSET Circle, South Daytona

100 SILVER BEACH Avenue #308, Daytona Beach, FL, 32118 — assumable VA mortgage at 6.34%
VA
Active
32
$169,500$15,007 down
Rate
6.34%
6.95%today
Payment
$970/mo
$1,033today
  • 2beds
  • 2baths
  • 1,125sqft

100 SILVER BEACH Avenue #308, Daytona Beach

2824 OAK LEA Drive, South Daytona, FL, 32119 — assumable VA mortgage at 6.50%
VA
Active
33
$365,000$30,355 down
Rate
6.50%
6.95%today
Payment
$2,137/mo
$2,238today
  • 3beds
  • 3baths
  • 1,461sqft

2824 OAK LEA Drive, South Daytona

901 OETTER Drive, South Daytona, FL, 32119 — assumable VA mortgage at 6.66%
VA
Active
45
$479,000$30,418 down
Rate
6.66%
6.95%today
Payment
$3,014/mo
$3,105today
  • 3beds
  • 2baths
  • 2,015sqft

901 OETTER Drive, South Daytona

373 HANG LOOSE Way, Daytona Beach, FL, 32124 — assumable FHA mortgage at 6.73%
FHA
Active
69
$399,900$31,129 down
Rate
6.73%
6.95%today
Payment
$2,436/mo
$2,491today
  • 2beds
  • 2baths
  • 1,466sqft

373 HANG LOOSE Way, Daytona Beach

1192 BELLE ISLE Lane, Daytona Beach, FL, 32124 — assumable VA mortgage at 6.74%
VA
Active
46
$375,000$26,557 down
Rate
6.74%
6.95%today
Payment
$2,282/mo
$2,331today
  • 5beds
  • 3baths
  • 2,479sqft

1192 BELLE ISLE Lane, Daytona Beach

148 REENA Drive, Daytona Beach, FL, 32117 — assumable FHA mortgage at 6.77%
FHA
Active
61
$294,900$16,700 down
Rate
6.77%
6.95%today
Payment
$1,851/mo
$1,885today
  • 3beds
  • 3baths
  • 1,656sqft

148 REENA Drive, Daytona Beach

Assuming a mortgage in Daytona Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$365 /mo
Median cash to assume
$83,940
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.