Art Ingram

Art Ingram

Assumable homes for sale in Clearwater, FL

22 homesFHA & VA loansrates from 3.00% vs 6.95% today

Clearwater assumption guide
1507 TALISKER Drive, Clearwater, FL, 33755 — assumable FHA mortgage at 3.01%
FHA
Active
29
$274,999$105,218 down
Rate
3.01%
6.95%today
Payment
$829/mo
$1,299today
  • 3beds
  • 3baths
  • 1,416sqft

1507 TALISKER Drive, Clearwater

701 MADISON Avenue #420, Clearwater, FL, 33756 — assumable FHA mortgage at 3.00%
FHA
Active
33
$169,900$169,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,060sqft

701 MADISON Avenue #420, Clearwater

914 NICHOLSON ST, Clearwater, FL, 33755 — assumable FHA mortgage at 3.09%
FHA
Active
27
$349,000$193,009 down
Rate
3.09%
6.95%today
Payment
$741/mo
$1,149today
  • 3beds
  • 2baths
  • 1,367sqft

914 NICHOLSON ST, Clearwater

1225 GROVE Street, Clearwater, FL, 33755 — assumable FHA mortgage at 4.98%
FHA
Active
25
$300,000$15,966 down
Rate
4.98%
6.95%today
Payment
$1,630/mo
$2,015today
  • 2beds
  • 1baths
  • 1,078sqft

1225 GROVE Street, Clearwater

701 MADISON Avenue #316, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
11
$195,000$195,000 down
Rate
4.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,200sqft

701 MADISON Avenue #316, Clearwater

629 LEXINGTON Street, Dunedin, FL, 34698 — assumable FHA mortgage at 4.34%
FHA
Active
61
$379,000$307,078 down
Rate
4.34%
6.95%today
Payment
$483/mo
$643today
  • 2beds
  • 1baths
  • 956sqft

629 LEXINGTON Street, Dunedin

1618 OTTAWA Road, Clearwater, FL, 33756 — assumable VA mortgage at 5.22%
VA
Active
45
$407,500$71,443 down
Rate
5.22%
6.95%today
Payment
$1,971/mo
$2,370today
  • 2beds
  • 3baths
  • 1,410sqft

1618 OTTAWA Road, Clearwater

436 NORFOLK Street, Dunedin, FL, 34698 — assumable VA mortgage at 6.89%
VA
Active
37
$395,000$20,318 down
Rate
6.89%
6.95%today
Payment
$2,500/mo
$2,515today
  • 2beds
  • 1baths
  • 780sqft

436 NORFOLK Street, Dunedin

1021 FAIRBURN Avenue, Clearwater, FL, 33755 — assumable FHA mortgage at 7.09%
FHA
Active
25
$410,000$40,149 down
Rate
7.09%
6.95%today
Payment
$2,538/mo
$2,502today
  • 4beds
  • 2baths
  • 1,560sqft

1021 FAIRBURN Avenue, Clearwater

936 LYNDHURST Street, Dunedin, FL, 34698 — assumable FHA mortgage at 6.37%
FHA
Active
72
$460,000$62,733 down
Rate
6.37%
6.95%today
Payment
$2,508/mo
$2,660today
  • 2beds
  • 2baths
  • 1,042sqft

936 LYNDHURST Street, Dunedin

1464 DRUID Road, Clearwater, FL, 33756 — assumable FHA mortgage at 6.54%
FHA
Active
26
$304,000$25,882 down
Rate
6.54%
6.95%today
Payment
$1,801/mo
$1,878today
  • 3beds
  • 1baths
  • 936sqft

1464 DRUID Road, Clearwater

805 KEENE Road, Clearwater, FL, 33756 — assumable FHA mortgage at 6.61%
FHA
Active
17
$519,000$56,987 down
Rate
6.61%
6.95%today
Payment
$3,045/mo
$3,152today
  • 3beds
  • 2baths
  • 1,701sqft

805 KEENE Road, Clearwater

416 WASHINGTON Avenue, Clearwater, FL, 33755 — assumable FHA mortgage at 6.65%
FHA
Active
47
$399,000$55,529 down
Rate
6.65%
6.95%today
Payment
$2,295/mo
$2,366today
  • 3beds
  • 2baths
  • 1,375sqft

416 WASHINGTON Avenue, Clearwater

1814 SYLVAN Drive, Clearwater, FL, 33755 — assumable FHA mortgage at 6.71%
FHA
Active
27
$399,999$35,819 down
Rate
6.71%
6.95%today
Payment
$2,442/mo
$2,502today
  • 3beds
  • 2baths
  • 1,330sqft

1814 SYLVAN Drive, Clearwater

652 LEXINGTON Street, Dunedin, FL, 34698 — assumable FHA mortgage at 7.31%
FHA
Active
33
$398,000$45,248 down
Rate
7.31%
6.95%today
Payment
$2,493/mo
$2,405today
  • 2beds
  • 1baths
  • 700sqft

652 LEXINGTON Street, Dunedin

934 HILLWOOD DR, Dunedin, FL, 34698 — assumable VA mortgage at 6.30%
VA
Active
33
$545,000$156,969 down
Rate
6.30%
6.95%today
Payment
$2,423/mo
$2,591today
  • 4beds
  • 2baths
  • 1,319sqft

934 HILLWOOD DR, Dunedin

1135 FAIRMONT Street, Clearwater, FL, 33755 — assumable FHA mortgage at 6.54%
FHA
Active
30
$320,000$88,333 down
Rate
6.54%
6.95%today
Payment
$1,496/mo
$1,560today
  • 3beds
  • 2baths
  • 1,269sqft

1135 FAIRMONT Street, Clearwater

986 LEXINGTON Drive, Dunedin, FL, 34698 — assumable FHA mortgage at 6.81%
FHA
Active
30
$450,000$112,460 down
Rate
6.81%
6.95%today
Payment
$2,278/mo
$2,310today
  • 3beds
  • 2baths
  • 1,414sqft

986 LEXINGTON Drive, Dunedin

2250 SPRINGWOOD CIR W, Clearwater, FL, 33763 — assumable FHA mortgage at 6.92%
FHA
Active
58
$417,000$98,358 down
Rate
6.92%
6.95%today
Payment
$2,149/mo
$2,155today
  • 3beds
  • 2baths
  • 1,722sqft

2250 SPRINGWOOD CIR W, Clearwater

1134 ENGMAN Street, Clearwater, FL, 33755 — assumable FHA mortgage at 6.50%
FHA
Active
28
$319,900$110,090 down
Rate
6.50%
6.95%today
Payment
$1,327/mo
$1,390today
  • 3beds
  • 2baths
  • 1,016sqft

1134 ENGMAN Street, Clearwater

660 DEXTER Drive, Dunedin, FL, 34698 — assumable FHA mortgage at 6.84%
FHA
Active
30
$359,900$351,969 down
Rate
6.84%
6.95%today
Payment
$56/mo
$56today
  • 2beds
  • 1baths
  • 888sqft

660 DEXTER Drive, Dunedin

1141 ENGMAN Street, Clearwater, FL, 33755 — assumable FHA mortgage at 7.63%
FHA
Active
$295,000$288,073 down
Rate
7.63%
6.95%today
Payment
$52/mo
$49today
  • 5beds
  • 2baths
  • 1,552sqft

1141 ENGMAN Street, Clearwater

Assuming a mortgage in Clearwater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
3.00%
Lowest existing payment
$483 /mo
Median cash to assume
$93,345
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.