Art Ingram

Art Ingram

Assumable homes for sale in Clearwater, FL

8 homesVA & FHA loansrates from 2.98% vs 6.95% today

Clearwater assumption guide
210 VALENCIA Circle, St Petersburg, FL, 33716 — assumable VA mortgage at 2.98%
VA
Active
38
$525,000$268,851 down
Rate
2.98%
6.95%today
Payment
$1,280/mo
$1,993today
  • 3beds
  • 3baths
  • 2,281sqft

210 VALENCIA Circle, St Petersburg

5771 91ST Avenue, Pinellas Park, FL, 33782 — assumable VA mortgage at 3.64%
VA
Active
31
$275,000$98,400 down
Rate
3.64%
6.95%today
Payment
$935/mo
$1,354today
  • 3beds
  • 1baths
  • 960sqft

5771 91ST Avenue, Pinellas Park

3063 MOCKINGBIRD Court, Clearwater, FL, 33762 — assumable FHA mortgage at 3.66%
FHA
Active
56
$700,000$529,619 down
Rate
3.66%
6.95%today
Payment
$1,169/mo
$1,690today
  • 3beds
  • 3baths
  • 2,166sqft

3063 MOCKINGBIRD Court, Clearwater

3765 101ST Avenue #-, Pinellas Park, FL, 33782 — assumable FHA mortgage at 3.94%
FHA
Active
40
$225,000$144,181 down
Rate
3.94%
6.95%today
Payment
$474/mo
$663today
  • 2beds
  • 1baths
  • 864sqft

3765 101ST Avenue #-, Pinellas Park

5831 114TH Terrace, Pinellas Park, FL, 33782 — assumable VA mortgage at 5.25%
VA
Active
35
$435,000$80,731 down
Rate
5.25%
6.95%today
Payment
$2,087/mo
$2,502today
  • 3beds
  • 3baths
  • 1,989sqft

5831 114TH Terrace, Pinellas Park

3900 105TH Avenue, Clearwater, FL, 33762 — assumable FHA mortgage at 5.41%
FHA
Active
26
$284,900$39,206 down
Rate
5.41%
6.95%today
Payment
$1,464/mo
$1,724today
  • 2beds
  • 1baths
  • 840sqft

3900 105TH Avenue, Clearwater

4535 GREAT LAKES Drive, Clearwater, FL, 33762 — assumable VA mortgage at 6.00%
VA
Active
33
$325,000$131,548 down
Rate
6.00%
6.95%today
Payment
$1,171/mo
$1,292today
  • 2beds
  • 2baths
  • 1,020sqft

4535 GREAT LAKES Drive, Clearwater

3455 100TH Avenue, Pinellas Park, FL, 33782 — assumable VA mortgage at 6.50%
VA
Active
50
$369,999$369,999 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,649sqft

3455 100TH Avenue, Pinellas Park

Assuming a mortgage in Clearwater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$474 /mo
Median cash to assume
$137,865
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.