Assumable homes for sale in Clearwater, FL

14 homesFHA & VA loansrates from 3.00% vs 6.95% today

Clearwater assumption guide

2974 ESTANCIA Place, Clearwater, FL, 33761 — assumable VA mortgage at 3.14%

Active

$344,999$110,733 down

Rate: 3.14%; ~~6.95%~~today
Payment: $1,118/mo; ~~$1,725~~today

3beds
3baths
1,900sqft

2974 ESTANCIA Place, Clearwater

2465 NORTHSIDE Drive #1604, Clearwater, FL, 33761 — assumable FHA mortgage at 3.00%

FHA

Active

$109,000$109,000 down

Rate: 3.00%; ~~6.95%~~today
Payment: $0/mo

1beds
1baths
690sqft

2465 NORTHSIDE Drive #1604, Clearwater

276 PELICAN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.13%

Active

$224,900$92,408 down

Rate: 3.13%; ~~6.95%~~today
Payment: $643/mo; ~~$993~~today

2beds
2baths
984sqft

276 PELICAN Drive, Oldsmar

1671 HAMILTON Court #2102, Dunedin, FL, 34698 — assumable FHA mortgage at 3.18%

FHA

Active

$299,900$149,539 down

Rate: 3.18%; ~~6.95%~~today
Payment: $751/mo; ~~$1,152~~today

2beds
2baths
1,279sqft

1671 HAMILTON Court #2102, Dunedin

3916 BLOOMING HILL Lane, Palm Harbor, FL, 34684 — assumable FHA mortgage at 3.23%

FHA

Active

$450,000$198,826 down

Rate: 3.23%; ~~6.95%~~today
Payment: $1,257/mo; ~~$1,917~~today

3beds
3baths
1,702sqft

3916 BLOOMING HILL Lane, Palm Harbor

1671 HAMILTON Court, Dunedin, FL, 34698 — assumable FHA mortgage at 3.31%

FHA

Active

$299,900$149,108 down

Rate: 3.31%; ~~6.95%~~today
Payment: $763/mo; ~~$1,152~~today

2beds
2baths
1,279sqft

1671 HAMILTON Court, Dunedin

30197 69TH Street, Clearwater, FL, 33761 — assumable FHA mortgage at 3.61%

FHA

Active

$349,000$212,012 down

Rate: 3.61%; ~~6.95%~~today
Payment: $805/mo; ~~$1,170~~today

2beds
2baths
1,390sqft

30197 69TH Street, Clearwater

2937 HILLCREEK Circle, Clearwater, FL, 33759 — assumable VA mortgage at 3.65%

Active

$999,000$554,505 down

Rate: 3.65%; ~~6.95%~~today
Payment: $2,345/mo; ~~$3,393~~today

4beds
3baths
2,790sqft

2937 HILLCREEK Circle, Clearwater

2050 HIGH RIDGE Drive, Clearwater, FL, 33763 — assumable FHA mortgage at 4.12%

FHA

Active

$240,216$102,353 down

Rate: 4.12%; ~~6.95%~~today
Payment: $820/mo; ~~$1,121~~today

3beds
2baths
1,632sqft

2050 HIGH RIDGE Drive, Clearwater

2525 MARIO Way, Clearwater, FL, 33761 — assumable VA mortgage at 6.53%

Active

$584,900$36,900 down

Rate: 6.53%; ~~6.95%~~today
Payment: $3,475/mo; ~~$3,627~~today

4beds
4baths
2,295sqft

2525 MARIO Way, Clearwater

2976 FIELDBROOK Place, Clearwater, FL, 33761 — assumable VA mortgage at 6.67%

Active

$460,000$32,865 down

Rate: 6.67%; ~~6.95%~~today
Payment: $2,847/mo; ~~$2,929~~today

3beds
3baths
1,670sqft

2976 FIELDBROOK Place, Clearwater

2673 MONTAGUE Court, Clearwater, FL, 33761 — assumable VA mortgage at 6.34%

Active

$839,000$141,658 down

Rate: 6.34%; ~~6.95%~~today
Payment: $4,421/mo; ~~$4,702~~today

5beds
4baths
2,637sqft

2673 MONTAGUE Court, Clearwater

2767 VANESSA Lane, Palm Harbor, FL, 34684 — assumable FHA mortgage at 6.85%

FHA

Active

$550,000$58,958 down

Rate: 6.85%; ~~6.95%~~today
Payment: $3,264/mo; ~~$3,297~~today

4beds
2baths
1,921sqft

2767 VANESSA Lane, Palm Harbor

1634 DALE Circle, Dunedin, FL, 34698 — assumable FHA mortgage at 6.47%

FHA

Active

$499,000$385,710 down

Rate: 6.47%; ~~6.95%~~today
Payment: $1,123/mo; ~~$1,180~~today

3beds
2baths
1,974sqft

1634 DALE Circle, Dunedin

Assuming a mortgage in Clearwater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate: 3.00%
Lowest existing payment: $643 /mo
Median cash to assume: $126,196