Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Clearwater, FL

114 homesFHA & VA loansrates from 2.36% vs 6.95% today

Clearwater assumption guide
645 TIMBER BAY Circle, Oldsmar, FL, 34677 — assumable VA mortgage at 2.875%
VATop pick
Active
29
$280,000$6,909 down
Rate
2.875%
6.95%today
Payment
$1,286/mo
$2,052today
  • 3beds
  • 2baths
  • 1,274sqft

645 TIMBER BAY Circle, Oldsmar

2266 MANOR Court, Clearwater, FL, 33763 — assumable VA mortgage at 2.87%
VA
Active
28
$439,900$82,794 down
Rate
2.87%
6.95%today
Payment
$1,658/mo
$2,647today
  • 4beds
  • 2baths
  • 1,508sqft

2266 MANOR Court, Clearwater

6311 93RD Terrace #4403, Pinellas Park, FL, 33782 — assumable FHA mortgage at 3.10%
FHA
Active
18
$185,000$22,855 down
Rate
3.10%
6.95%today
Payment
$767/mo
$1,189today
  • 2beds
  • 2baths
  • 1,190sqft

6311 93RD Terrace #4403, Pinellas Park

3073 BRANCH Drive, Clearwater, FL, 33760 — assumable FHA mortgage at 3.10%
FHA
Active
45
$299,000$44,448 down
Rate
3.10%
6.95%today
Payment
$1,205/mo
$1,867today
  • 3beds
  • 3baths
  • 1,450sqft

3073 BRANCH Drive, Clearwater

2174 19TH Avenue, Largo, FL, 33774 — assumable VA mortgage at 2.90%
VA
Active
33
$359,900$98,225 down
Rate
2.90%
6.95%today
Payment
$1,225/mo
$1,947today
  • 3beds
  • 2baths
  • 1,224sqft

2174 19TH Avenue, Largo

1690 PINEHURST Road, Dunedin, FL, 34698 — assumable VA mortgage at 3.04%
VA
Active
50
$575,000$139,220 down
Rate
3.04%
6.95%today
Payment
$2,085/mo
$3,257today
  • 3beds
  • 2baths
  • 1,728sqft

1690 PINEHURST Road, Dunedin

3672 136TH Avenue, Largo, FL, 33771 — assumable FHA mortgage at 2.73%
FHA
Active
7
$269,000$86,577 down
Rate
2.73%
6.95%today
Payment
$848/mo
$1,378today
  • 3beds
  • 1baths
  • 960sqft

3672 136TH Avenue, Largo

8401 PORTULACA Avenue, Seminole, FL, 33777 — assumable VA mortgage at 2.78%
VA
Active
26
$390,000$137,489 down
Rate
2.78%
6.95%today
Payment
$1,188/mo
$1,919today
  • 3beds
  • 2baths
  • 952sqft

8401 PORTULACA Avenue, Seminole

1706 BELLEAIR FOREST Drive #244, Belleair, FL, 33756 — assumable FHA mortgage at 2.94%
FHA
Active
32
$154,000$44,876 down
Rate
2.94%
6.95%today
Payment
$518/mo
$819today
  • 1beds
  • 1baths
  • 945sqft

1706 BELLEAIR FOREST Drive #244, Belleair

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,392 down
Rate
4.00%
6.95%today
Payment
$1,523/mo
$2,112today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

1507 TALISKER Drive, Clearwater, FL, 33755 — assumable FHA mortgage at 3.01%
FHA
Active
29
$274,999$105,218 down
Rate
3.01%
6.95%today
Payment
$829/mo
$1,299today
  • 3beds
  • 3baths
  • 1,416sqft

1507 TALISKER Drive, Clearwater

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
$320,000$99,629 down
Rate
3.05%
6.95%today
Payment
$1,042/mo
$1,625today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

201 LAGOON Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.10%
VA
Active
50
$939,000$302,834 down
Rate
3.10%
6.95%today
Payment
$3,017/mo
$4,677today
  • 4beds
  • 3baths
  • 2,764sqft

201 LAGOON Drive, Palm Harbor

2974 ESTANCIA Place, Clearwater, FL, 33761 — assumable VA mortgage at 3.14%
VA
Active
33
$344,999$110,733 down
Rate
3.14%
6.95%today
Payment
$1,118/mo
$1,725today
  • 3beds
  • 3baths
  • 1,900sqft

2974 ESTANCIA Place, Clearwater

12620 115TH Street, Largo, FL, 33778 — assumable VA mortgage at 4.16%
VA
Active
51
$499,000$95,148 down
Rate
4.16%
6.95%today
Payment
$2,132/mo
$2,899today
  • 3beds
  • 2baths
  • 1,343sqft

12620 115TH Street, Largo

10061 61ST Way, Pinellas Park, FL, 33782 — assumable FHA mortgage at 2.36%
FHA
Active
52
$300,000$172,968 down
Rate
2.36%
6.95%today
Payment
$843/mo
$1,244today
  • 3beds
  • 1baths
  • 901sqft

10061 61ST Way, Pinellas Park

2069 KINGFISHER Drive, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.71%
FHA
Active
49
$509,900$313,955 down
Rate
2.71%
6.95%today
Payment
$913/mo
$1,488today
  • 3beds
  • 2baths
  • 1,751sqft

2069 KINGFISHER Drive, Palm Harbor

7360 ULMERTON Road #18D, Largo, FL, 33771 — assumable FHA mortgage at 2.81%
FHA
Active
26
$309,000$169,338 down
Rate
2.81%
6.95%today
Payment
$655/mo
$1,053today
  • 3beds
  • 2baths
  • 1,375sqft

7360 ULMERTON Road #18D, Largo

2300 KENT Drive, Largo, FL, 33774 — assumable VA mortgage at 2.86%
VA
Active
38
$1,500,000$696,452 down
Rate
2.86%
6.95%today
Payment
$3,727/mo
$5,958today
  • 4beds
  • 4baths
  • 3,184sqft

2300 KENT Drive, Largo

12812 LAKE Drive, Largo, FL, 33774 — assumable FHA mortgage at 2.87%
FHA
Active
45
$445,900$184,088 down
Rate
2.87%
6.95%today
Payment
$1,250/mo
$1,995today
  • 4beds
  • 2baths
  • 1,829sqft

12812 LAKE Drive, Largo

10919 129TH Avenue, Largo, FL, 33778 — assumable VA mortgage at 2.91%
VA
Active
44
$465,000$196,521 down
Rate
2.91%
6.95%today
Payment
$1,284/mo
$2,040today
  • 3beds
  • 2baths
  • 1,608sqft

10919 129TH Avenue, Largo

3100 GULF Boulevard #132, Belleair Beach, FL, 33786 — assumable FHA mortgage at 2.96%
FHA
Active
70
$669,000$411,360 down
Rate
2.96%
6.95%today
Payment
$1,216/mo
$1,920today
  • 2beds
  • 2baths
  • 1,065sqft

3100 GULF Boulevard #132, Belleair Beach

8996 SOUTHERN COMFORT Drive, Largo, FL, 33773 — assumable FHA mortgage at 2.96%
FHA
Active
33
$349,000$140,115 down
Rate
2.96%
6.95%today
Payment
$988/mo
$1,560today
  • 4beds
  • 2baths
  • 1,010sqft

8996 SOUTHERN COMFORT Drive, Largo

210 VALENCIA Circle, St Petersburg, FL, 33716 — assumable VA mortgage at 2.98%
VA
Active
38
$525,000$268,851 down
Rate
2.98%
6.95%today
Payment
$1,280/mo
$1,993today
  • 3beds
  • 3baths
  • 2,281sqft

210 VALENCIA Circle, St Petersburg

2465 NORTHSIDE Drive #1604, Clearwater, FL, 33761 — assumable FHA mortgage at 3.00%
FHA
Active
32
$109,000$109,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 690sqft

2465 NORTHSIDE Drive #1604, Clearwater

701 MADISON Avenue #420, Clearwater, FL, 33756 — assumable FHA mortgage at 3.00%
FHA
Active
33
$169,900$169,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,060sqft

701 MADISON Avenue #420, Clearwater

2444 FOGGY CREEK Circle, Clearwater, FL, 33764 — assumable FHA mortgage at 3.33%
FHA
Active
25
$429,000$159,396 down
Rate
3.33%
6.95%today
Payment
$1,367/mo
$2,058today
  • 3beds
  • 3baths
  • 1,853sqft

2444 FOGGY CREEK Circle, Clearwater

914 NICHOLSON ST, Clearwater, FL, 33755 — assumable FHA mortgage at 3.09%
FHA
Active
27
$349,000$193,009 down
Rate
3.09%
6.95%today
Payment
$741/mo
$1,149today
  • 3beds
  • 2baths
  • 1,367sqft

914 NICHOLSON ST, Clearwater

276 PELICAN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.13%
VA
Active
46
$224,900$92,408 down
Rate
3.13%
6.95%today
Payment
$643/mo
$993today
  • 2beds
  • 2baths
  • 984sqft

276 PELICAN Drive, Oldsmar

1700 DUNCAN Court, Clearwater, FL, 33756 — assumable FHA mortgage at 3.15%
FHA
Active
71
$574,900$310,801 down
Rate
3.15%
6.95%today
Payment
$1,308/mo
$2,015today
  • 3beds
  • 2baths
  • 1,974sqft

1700 DUNCAN Court, Clearwater

1671 HAMILTON Court #2102, Dunedin, FL, 34698 — assumable FHA mortgage at 3.18%
FHA
Active
31
$299,900$149,539 down
Rate
3.18%
6.95%today
Payment
$751/mo
$1,152today
  • 2beds
  • 2baths
  • 1,279sqft

1671 HAMILTON Court #2102, Dunedin

1225 GROVE Street, Clearwater, FL, 33755 — assumable FHA mortgage at 4.98%
FHA
Active
25
$300,000$15,966 down
Rate
4.98%
6.95%today
Payment
$1,630/mo
$2,015today
  • 2beds
  • 1baths
  • 1,078sqft

1225 GROVE Street, Clearwater

3916 BLOOMING HILL Lane, Palm Harbor, FL, 34684 — assumable FHA mortgage at 3.23%
FHA
Active
43
$450,000$198,826 down
Rate
3.23%
6.95%today
Payment
$1,257/mo
$1,917today
  • 3beds
  • 3baths
  • 1,702sqft

3916 BLOOMING HILL Lane, Palm Harbor

1779 AVON Lane, Largo, FL, 33756 — assumable FHA mortgage at 3.56%
FHA
Active
54
$419,000$140,990 down
Rate
3.56%
6.95%today
Payment
$1,381/mo
$2,021today
  • 3beds
  • 2baths
  • 1,339sqft

1779 AVON Lane, Largo

1671 HAMILTON Court, Dunedin, FL, 34698 — assumable FHA mortgage at 3.31%
FHA
Active
31
$299,900$149,108 down
Rate
3.31%
6.95%today
Payment
$763/mo
$1,152today
  • 2beds
  • 2baths
  • 1,279sqft

1671 HAMILTON Court, Dunedin

5771 91ST Avenue, Pinellas Park, FL, 33782 — assumable VA mortgage at 3.64%
VA
Active
31
$275,000$98,400 down
Rate
3.64%
6.95%today
Payment
$935/mo
$1,354today
  • 3beds
  • 1baths
  • 960sqft

5771 91ST Avenue, Pinellas Park

Assuming a mortgage in Clearwater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.36%
Lowest existing payment
$358 /mo
Median cash to assume
$110,090
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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