Art Ingram

Art Ingram

Assumable homes for sale in Cape Coral, FL

16 homesFHA & VA loansrates from 2.68% vs 6.95% today

Cape Coral assumption guide
2221 3RD Avenue, Cape Coral, FL, 33991 — assumable FHA mortgage at 2.93%
FHA
Active
51
$349,000$78,817 down
Rate
2.93%
6.95%today
Payment
$1,271/mo
$2,014today
  • 3beds
  • 2baths
  • 2,017sqft

2221 3RD Avenue, Cape Coral

219 25TH Place, Cape Coral, FL, 33993 — assumable VA mortgage at 2.68%
VA
Active
28
$284,900$99,968 down
Rate
2.68%
6.95%today
Payment
$859/mo
$1,405today
  • 3beds
  • 2baths
  • 1,692sqft

219 25TH Place, Cape Coral

12201 CAISSON Lane, Fort Myers, FL, 33912 — assumable FHA mortgage at 2.76%
FHA
Active
98
$3,750,000$2,690,657 down
Rate
2.76%
6.95%today
Payment
$4,859/mo
$7,868today
  • 5beds
  • 7baths
  • 7,662sqft

12201 CAISSON Lane, Fort Myers

706 51ST Terrace, Cape Coral, FL, 33914 — assumable VA mortgage at 2.97%
VA
Active
48
$325,000$163,720 down
Rate
2.97%
6.95%today
Payment
$909/mo
$1,353today
  • 3beds
  • 2baths
  • 1,908sqft

706 51ST Terrace, Cape Coral

316 19TH Terrace, Cape Coral, FL, 33991 — assumable VA mortgage at 3.16%
VA
Active
48
$294,500$155,324 down
Rate
3.16%
6.95%today
Payment
$688/mo
$1,059today
  • 3beds
  • 2baths
  • 1,176sqft

316 19TH Terrace, Cape Coral

2247 4TH Street, Cape Coral, FL, 33991 — assumable FHA mortgage at 3.48%
FHA
Active
39
$169,299$61,111 down
Rate
3.48%
6.95%today
Payment
$625/mo
$923today
  • 3beds
  • 2baths
  • 1,228sqft

2247 4TH Street, Cape Coral

6777 WINKLER Road #150, Fort Myers, FL, 33919 — assumable FHA mortgage at 3.21%
FHA
Active
48
$184,500$78,938 down
Rate
3.21%
6.95%today
Payment
$526/mo
$804today
  • 2beds
  • 2baths
  • 1,010sqft

6777 WINKLER Road #150, Fort Myers

2476 EUCLID Avenue, Fort Myers, FL, 33901 — assumable FHA mortgage at 3.47%
FHA
Active
48
$299,000$133,382 down
Rate
3.47%
6.95%today
Payment
$944/mo
$1,397today
  • 3beds
  • 2baths
  • 1,344sqft

2476 EUCLID Avenue, Fort Myers

314 VAN LOON Terrace, Cape Coral, FL, 33990 — assumable VA mortgage at 3.62%
VA
Active
37
$385,000$174,225 down
Rate
3.62%
6.95%today
Payment
$1,108/mo
$1,610today
  • 3beds
  • 2baths
  • 1,747sqft

314 VAN LOON Terrace, Cape Coral

3609 2ND Place, Cape Coral, FL, 33904 — assumable FHA mortgage at 4.44%
FHA
Active
28
$314,900$134,845 down
Rate
4.44%
6.95%today
Payment
$1,077/mo
$1,417today
  • 3beds
  • 2baths
  • 1,946sqft

3609 2ND Place, Cape Coral

4934 20TH Place, Cape Coral, FL, 33914 — assumable FHA mortgage at 4.46%
FHA
Active
30
$325,000$158,220 down
Rate
4.46%
6.95%today
Payment
$975/mo
$1,280today
  • 3beds
  • 2baths
  • 1,452sqft

4934 20TH Place, Cape Coral

244 46TH Street, Cape Coral, FL, 33904 — assumable FHA mortgage at 6.82%
FHA
Active
23
$470,000$48,644 down
Rate
6.82%
6.95%today
Payment
$2,822/mo
$2,860today
  • 4beds
  • 3baths
  • 1,742sqft

244 46TH Street, Cape Coral

7167 COLUMBIA Circle, Fort Myers, FL, 33908 — assumable FHA mortgage at 5.23%
FHA
Active
14
$317,000Potential short sale
Rate
5.23%
6.95%today
Payment
$2,164/mo
$2,600today
  • 2beds
  • 2baths
  • 1,342sqft

7167 COLUMBIA Circle, Fort Myers

12970 SPENCER Street, Fort Myers, FL, 33908 — assumable FHA mortgage at 6.34%
FHA
Active
21
$215,000$82,854 down
Rate
6.34%
6.95%today
Payment
$854/mo
$909today
  • 3beds
  • 2baths
  • 960sqft

12970 SPENCER Street, Fort Myers

12970 SPENCER Street, Fort Myers, FL, 33908 — assumable FHA mortgage at 6.34%
FHA
Active
20
$215,000$82,854 down
Rate
6.34%
6.95%today
Payment
$854/mo
$909today
  • 3beds
  • 2baths
  • 960sqft

12970 SPENCER Street, Fort Myers

4856 ARCHIE Lane, Fort Myers, FL, 33905 — assumable FHA mortgage at 6.77%
FHA
Active
8
$314,000$216,587 down
Rate
6.77%
6.95%today
Payment
$595/mo
$608today
  • 3beds
  • 2baths
  • 2,215sqft

4856 ARCHIE Lane, Fort Myers

Assuming a mortgage in Cape Coral

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$526 /mo
Median cash to assume
$133,382
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.