Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Bartow, FL

94 homesFHA & VA loansrates from 2.34% vs 6.95% today

Bartow assumption guide
2145 SANDY HOOK, Lakeland, FL, 33813 — assumable FHA mortgage at 2.87%
FHATop pick
Active
8
$210,000$14,053 down
Rate
2.87%
6.95%today
Payment
$916/mo
$1,462today
  • 3beds
  • 2baths
  • 1,404sqft

2145 SANDY HOOK, Lakeland

440 KENSINGTON VIEW Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.68%
FHA
Active
32
$269,000$52,122 down
Rate
2.68%
6.95%today
Payment
$1,005/mo
$1,644today
  • 3beds
  • 2baths
  • 1,688sqft

440 KENSINGTON VIEW Drive, Winter Haven

1042 CORSO DR, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.14%
FHA
Active
34
$275,000$36,579 down
Rate
3.14%
6.95%today
Payment
$1,136/mo
$1,752today
  • 3beds
  • 2baths
  • 1,730sqft

1042 CORSO DR, Winter Haven

985 DUDLEY Avenue, Bartow, FL, 33830 — assumable VA mortgage at 3.76%
VA
Active
$249,000Potential short sale
Rate
3.76%
6.95%today
Payment
$1,251/mo
$1,786today
  • 3beds
  • 2baths
  • 1,630sqft

985 DUDLEY Avenue, Bartow

851 VIENNA Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 3.76%
VA
Active
45
$279,900Potential short sale
Rate
3.76%
6.95%today
Payment
$1,455/mo
$2,077today
  • 3beds
  • 2baths
  • 1,569sqft

851 VIENNA Drive, Winter Haven

729 LAKE Avenue, Eagle Lake, FL, 33839 — assumable FHA mortgage at 3.45%
FHA
Active
35
$298,000$52,485 down
Rate
3.45%
6.95%today
Payment
$1,205/mo
$1,787today
  • 5beds
  • 3baths
  • 1,632sqft

729 LAKE Avenue, Eagle Lake

2829 HICKORY RIDGE, Lakeland, FL, 33813 — assumable VA mortgage at 2.88%
VA
Active
26
$329,900$69,499 down
Rate
2.88%
6.95%today
Payment
$1,210/mo
$1,930today
  • 3beds
  • 2baths
  • 1,594sqft

2829 HICKORY RIDGE, Lakeland

136 MADERA Drive, Winter Haven, FL, 33880 — assumable VA mortgage at 2.89%
VA
Active
19
$171,380$39,305 down
Rate
2.89%
6.95%today
Payment
$632/mo
$1,006today
  • 3beds
  • 2baths
  • 1,448sqft

136 MADERA Drive, Winter Haven

4934 WILDFLOWER Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 3.05%
FHA
Active
52
$319,900$86,306 down
Rate
3.05%
6.95%today
Payment
$1,104/mo
$1,722today
  • 4beds
  • 2baths
  • 1,904sqft

4934 WILDFLOWER Drive, Lakeland

6146 MISSION Drive, Lakeland, FL, 33812 — assumable VA mortgage at 3.08%
VA
Active
47
$325,000$96,820 down
Rate
3.08%
6.95%today
Payment
$1,099/mo
$1,708today
  • 3beds
  • 2baths
  • 1,960sqft

6146 MISSION Drive, Lakeland

3438 CHRISTINA GROVES Court, Lakeland, FL, 33813 — assumable FHA mortgage at 3.85%
FHA
Active
11
$305,000$39,682 down
Rate
3.85%
6.95%today
Payment
$1,355/mo
$1,913today
  • 3beds
  • 2baths
  • 1,206sqft

3438 CHRISTINA GROVES Court, Lakeland

441 MACARTHUR Street, Bartow, FL, 33830 — assumable VA mortgage at 4.42%
VA
Active
43
$296,900$9,897 down
Rate
4.42%
6.95%today
Payment
$1,557/mo
$2,053today
  • 4beds
  • 2baths
  • 1,841sqft

441 MACARTHUR Street, Bartow

5108 WATERWOOD Drive, Bartow, FL, 33830 — assumable FHA mortgage at 2.72%
FHA
Active
46
$459,900$173,839 down
Rate
2.72%
6.95%today
Payment
$1,337/mo
$2,177today
  • 3beds
  • 2baths
  • 2,126sqft

5108 WATERWOOD Drive, Bartow

4129 TIMBER VALLEY Way, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
37
$469,000$183,638 down
Rate
2.96%
6.95%today
Payment
$1,350/mo
$2,131today
  • 5beds
  • 3baths
  • 2,640sqft

4129 TIMBER VALLEY Way, Lakeland

4176 SHADE TREE Lane, Lakeland, FL, 33812 — assumable FHA mortgage at 3.10%
FHA
Active
35
$225,000$78,813 down
Rate
3.10%
6.95%today
Payment
$692/mo
$1,072today
  • 3beds
  • 3baths
  • 1,713sqft

4176 SHADE TREE Lane, Lakeland

913 EAGLE ROCK Terrace, Winter Haven, FL, 33880 — assumable VA mortgage at 4.17%
VA
Active
34
$289,500$31,103 down
Rate
4.17%
6.95%today
Payment
$1,363/mo
$1,851today
  • 4beds
  • 2baths
  • 1,728sqft

913 EAGLE ROCK Terrace, Winter Haven

6335 SILVER LEAF Lane, Lakeland, FL, 33813 — assumable FHA mortgage at 2.34%
FHA
Active
37
$369,000$234,378 down
Rate
2.34%
6.95%today
Payment
$1,288/mo
$1,750today
  • 3beds
  • 2baths
  • 1,861sqft

6335 SILVER LEAF Lane, Lakeland

542 EAGLE LANDING BOULEVARD, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.68%
FHA
Active
59
$257,000$94,513 down
Rate
2.68%
6.95%today
Payment
$753/mo
$1,232today
  • 3beds
  • 2baths
  • 1,292sqft

542 EAGLE LANDING BOULEVARD, Winter Haven

1185 FAIRVIEW Avenue, Bartow, FL, 33830 — assumable FHA mortgage at 2.80%
FHA
Active
32
$290,000$130,586 down
Rate
2.80%
6.95%today
Payment
$746/mo
$1,202today
  • 3beds
  • 2baths
  • 1,227sqft

1185 FAIRVIEW Avenue, Bartow

1072 WOODLAND OAKS Drive, Lakeland, FL, 33813 — assumable VA mortgage at 2.87%
VA
Active
75
$650,000$363,836 down
Rate
2.87%
6.95%today
Payment
$1,332/mo
$2,126today
  • 4beds
  • 3baths
  • 2,882sqft

1072 WOODLAND OAKS Drive, Lakeland

490 ETHELENE Street, Bartow, FL, 33830 — assumable FHA mortgage at 2.89%
FHA
Active
24
$171,000$124,906 down
Rate
2.89%
6.95%today
Payment
$220/mo
$350today
  • 4beds
  • 1baths
  • 840sqft

490 ETHELENE Street, Bartow

2836 WHITNEY Street, Lakeland, FL, 33813 — assumable VA mortgage at 2.91%
VA
Active
27
$524,900$247,822 down
Rate
2.91%
6.95%today
Payment
$1,332/mo
$2,115today
  • 4beds
  • 3baths
  • 2,799sqft

2836 WHITNEY Street, Lakeland

4450 COZY CONDOR Court, Bartow, FL, 33830 — assumable VA mortgage at 4.50%
VA
Active
88
$299,900$18,900 down
Rate
4.50%
6.95%today
Payment
$1,475/mo
$1,926today
  • 3beds
  • 2baths
  • 1,555sqft

4450 COZY CONDOR Court, Bartow

5939 WINDWOOD Drive, Lakeland, FL, 33813 — assumable VA mortgage at 3.05%
VA
Active
69
$535,000$225,719 down
Rate
3.05%
6.95%today
Payment
$1,485/mo
$2,316today
  • 4beds
  • 2baths
  • 3,159sqft

5939 WINDWOOD Drive, Lakeland

4520 OLD COLONY Road, Mulberry, FL, 33860 — assumable VA mortgage at 3.10%
VA
Active
19
$339,900$197,454 down
Rate
3.10%
6.95%today
Payment
$688/mo
$1,066today
  • 3beds
  • 2baths
  • 1,771sqft

4520 OLD COLONY Road, Mulberry

1017 CAROLINA Avenue, Mulberry, FL, 33860 — assumable VA mortgage at 3.18%
VA
Active
74
$629,900$418,362 down
Rate
3.18%
6.95%today
Payment
$1,028/mo
$1,577today
  • 6beds
  • 4baths
  • 3,146sqft

1017 CAROLINA Avenue, Mulberry

202 SAINT LUCIE Road, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.50%
FHA
Active
32
$299,900$117,419 down
Rate
3.50%
6.95%today
Payment
$957/mo
$1,410today
  • 3beds
  • 2baths
  • 1,764sqft

202 SAINT LUCIE Road, Winter Haven

2385 4TH Street, Mulberry, FL, 33860 — assumable VA mortgage at 4.00%
VA
Active
57
$515,000$147,073 down
Rate
4.00%
6.95%today
Payment
$1,909/mo
$2,647today
  • 4beds
  • 3baths
  • 2,719sqft

2385 4TH Street, Mulberry

605 JACKSON Avenue, Bartow, FL, 33830 — assumable FHA mortgage at 3.26%
FHA
Active
36
$345,000$186,736 down
Rate
3.26%
6.95%today
Payment
$795/mo
$1,207today
  • 5beds
  • 5baths
  • 3,018sqft

605 JACKSON Avenue, Bartow

6093 VELVET Loop, Lakeland, FL, 33811 — assumable VA mortgage at 3.40%
VA
Active
44
$499,900$481,256 down
Rate
3.40%
6.95%today
Payment
$1,064/mo
$1,343today
  • 4beds
  • 2baths
  • 2,243sqft

6093 VELVET Loop, Lakeland

945 GORDON Avenue, Bartow, FL, 33830 — assumable FHA mortgage at 5.00%
FHA
Active
37
$289,000$27,811 down
Rate
5.00%
6.95%today
Payment
$1,502/mo
$1,852today
  • 4beds
  • 3baths
  • 1,744sqft

945 GORDON Avenue, Bartow

3723 IMPERIAL Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 5.30%
FHA
Active
9
$250,000$5,571 down
Rate
5.30%
6.95%today
Payment
$1,445/mo
$1,722today
  • 3beds
  • 2baths
  • 1,264sqft

3723 IMPERIAL Drive, Winter Haven

2203 BLACKWOOD Drive, Mulberry, FL, 33860 — assumable FHA mortgage at 3.70%
FHA
Active
20
$316,999$129,443 down
Rate
3.70%
6.95%today
Payment
$1,003/mo
$1,443today
  • 3beds
  • 3baths
  • 2,535sqft

2203 BLACKWOOD Drive, Mulberry

4734 MONTEREY Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 3.70%
FHA
Active
53
$419,900$213,758 down
Rate
3.70%
6.95%today
Payment
$1,103/mo
$1,586today
  • 4beds
  • 3baths
  • 2,687sqft

4734 MONTEREY Drive, Winter Haven

3116 KEARNS Road, Mulberry, FL, 33860 — assumable FHA mortgage at 3.75%
FHA
Active
34
$325,000$287,726 down
Rate
3.75%
6.95%today
Payment
$201/mo
$288today
  • 4beds
  • 2baths
  • 1,926sqft

3116 KEARNS Road, Mulberry

3057 GRAND PRESERVE Boulevard, Mulberry, FL, 33860 — assumable FHA mortgage at 3.76%
FHA
Active
26
$309,000$135,907 down
Rate
3.76%
6.95%today
Payment
$1,048/mo
$1,496today
  • 3beds
  • 3baths
  • 1,922sqft

3057 GRAND PRESERVE Boulevard, Mulberry

Assuming a mortgage in Bartow

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.34%
Lowest existing payment
$423 /mo
Median cash to assume
$94,513
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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