Art Ingram

Art Ingram

Assumable homes for sale in Alachua, FL

8 homesFHA & VA loansrates from 3.56% vs 6.95% today

Alachua assumption guide
12327 159TH Way, Alachua, FL, 32615 — assumable VA mortgage at 3.56%
VA
Active
53
$344,900$44,804 down
Rate
3.56%
6.95%today
Payment
$1,491/mo
$2,181today
  • 4beds
  • 2baths
  • 1,618sqft

12327 159TH Way, Alachua

12014 136TH Street, Alachua, FL, 32615 — assumable FHA mortgage at 3.67%
FHA
Active
86
$665,000$528,166 down
Rate
3.67%
6.95%today
Payment
$840/mo
$1,212today
  • 3beds
  • 3baths
  • 2,379sqft

12014 136TH Street, Alachua

14004 158TH Avenue, Alachua, FL, 32615 — assumable FHA mortgage at 6.19%
FHA
Active
27
$199,900$22,295 down
Rate
6.19%
6.95%today
Payment
$1,094/mo
$1,184today
  • 3beds
  • 2baths
  • 1,025sqft

14004 158TH Avenue, Alachua

12635 162ND Drive, Alachua, FL, 32615 — assumable FHA mortgage at 6.84%
FHA
Active
39
$375,000$42,693 down
Rate
6.84%
6.95%today
Payment
$2,198/mo
$2,223today
  • 3beds
  • 3baths
  • 1,565sqft

12635 162ND Drive, Alachua

12820 116TH Place, Alachua, FL, 32615 — assumable VA mortgage at 6.15%
VA
Active
26
$737,000$198,727 down
Rate
6.15%
6.95%today
Payment
$3,302/mo
$3,588today
  • 4beds
  • 2baths
  • 2,490sqft

12820 116TH Place, Alachua

12104 162ND Drive, Alachua, FL, 32615 — assumable FHA mortgage at 6.17%
FHA
Active
59
$295,000$67,631 down
Rate
6.17%
6.95%today
Payment
$1,398/mo
$1,515today
  • 3beds
  • 2baths
  • 1,620sqft

12104 162ND Drive, Alachua

12377 157TH Terrace, Alachua, FL, 32615 — assumable FHA mortgage at 6.82%
FHA
Active
30
$469,000$128,873 down
Rate
6.82%
6.95%today
Payment
$2,276/mo
$2,306today
  • 4beds
  • 3baths
  • 2,516sqft

12377 157TH Terrace, Alachua

16603 168TH Terrace, Alachua, FL, 32615 — assumable VA mortgage at 6.69%
VA
Active
42
$349,000$251,734 down
Rate
6.69%
6.95%today
Payment
$645/mo
$662today
  • 3beds
  • 2baths
  • 1,565sqft

16603 168TH Terrace, Alachua

Assuming a mortgage in Alachua

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
3.56%
Lowest existing payment
$645 /mo
Median cash to assume
$98,252
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.