Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Alachua, FL

54 homesFHA & VA loansrates from 2.70% vs 6.95% today

Alachua assumption guide
11774 60TH Drive, Alachua, FL, 32615 — assumable FHA mortgage at 3.10%
FHATop pick
Active
26
$280,000$13,618 down
Rate
3.10%
6.95%today
Payment
$1,258/mo
$1,950today
  • 3beds
  • 2baths
  • 1,698sqft

11774 60TH Drive, Alachua

8496 38TH Terrace, Gainesville, FL, 32653 — assumable FHA mortgage at 2.84%
FHA
Active
31
$214,000$56,871 down
Rate
2.84%
6.95%today
Payment
$729/mo
$1,168today
  • 2beds
  • 2baths
  • 1,392sqft

8496 38TH Terrace, Gainesville

3803 26TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.93%
FHA
Active
30
$275,000$72,733 down
Rate
2.93%
6.95%today
Payment
$952/mo
$1,508today
  • 3beds
  • 2baths
  • 1,292sqft

3803 26TH Street, Gainesville

3929 20TH Terrace, Gainesville, FL, 32605 — assumable VA mortgage at 3.05%
VA
Active
57
$317,000$71,771 down
Rate
3.05%
6.95%today
Payment
$1,154/mo
$1,800today
  • 4beds
  • 2baths
  • 1,660sqft

3929 20TH Terrace, Gainesville

12327 159TH Way, Alachua, FL, 32615 — assumable VA mortgage at 3.56%
VA
Active
53
$344,900$44,804 down
Rate
3.56%
6.95%today
Payment
$1,491/mo
$2,181today
  • 4beds
  • 2baths
  • 1,618sqft

12327 159TH Way, Alachua

2541 52ND Place, Gainesville, FL, 32605 — assumable FHA mortgage at 3.07%
FHA
Active
25
$240,000$50,417 down
Rate
3.07%
6.95%today
Payment
$898/mo
$1,397today
  • 3beds
  • 2baths
  • 1,181sqft

2541 52ND Place, Gainesville

19430 164TH Road, High Springs, FL, 32643 — assumable VA mortgage at 2.70%
VA
Active
26
$295,000$103,870 down
Rate
2.70%
6.95%today
Payment
$892/mo
$1,455today
  • 3beds
  • 2baths
  • 1,609sqft

19430 164TH Road, High Springs

7753 21ST Terrace, Gainesville, FL, 32609 — assumable VA mortgage at 2.75%
VA
Active
32
$290,000$109,075 down
Rate
2.75%
6.95%today
Payment
$831/mo
$1,347today
  • 3beds
  • 2baths
  • 1,433sqft

7753 21ST Terrace, Gainesville

4323 12TH Terrace, Gainesville, FL, 32609 — assumable VA mortgage at 3.06%
VA
Active
34
$244,900$76,547 down
Rate
3.06%
6.95%today
Payment
$807/mo
$1,258today
  • 4beds
  • 2baths
  • 1,252sqft

4323 12TH Terrace, Gainesville

18152 111TH Street, Brooker, FL, 32622 — assumable FHA mortgage at 3.11%
FHA
Active
62
$270,000$98,678 down
Rate
3.11%
6.95%today
Payment
$810/mo
$1,254today
  • 3beds
  • 2baths
  • 2,232sqft

18152 111TH Street, Brooker

2827 42ND Place, Gainesville, FL, 32605 — assumable VA mortgage at 2.73%
VA
Active
38
$295,900$173,544 down
Rate
2.73%
6.95%today
Payment
$570/mo
$926today
  • 3beds
  • 2baths
  • 1,430sqft

2827 42ND Place, Gainesville

6205 26TH Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 2.77%
VA
Active
29
$229,500$105,317 down
Rate
2.77%
6.95%today
Payment
$584/mo
$944today
  • 3beds
  • 1baths
  • 1,008sqft

6205 26TH Terrace, Gainesville

8620 35TH Road, Gainesville, FL, 32606 — assumable FHA mortgage at 2.79%
FHA
Active
54
$375,000$177,271 down
Rate
2.79%
6.95%today
Payment
$927/mo
$1,495today
  • 3beds
  • 2baths
  • 1,601sqft

8620 35TH Road, Gainesville

19346 228TH Street, High Springs, FL, 32643 — assumable VA mortgage at 2.80%
VA
Active
53
$356,500$201,481 down
Rate
2.80%
6.95%today
Payment
$734/mo
$1,183today
  • 4beds
  • 3baths
  • 1,962sqft

19346 228TH Street, High Springs

7615 176TH Street, Alachua, FL, 32615 — assumable VA mortgage at 2.89%
VA
Active
66
$550,000$337,462 down
Rate
2.89%
6.95%today
Payment
$1,017/mo
$1,619today
  • 4beds
  • 3baths
  • 2,380sqft

7615 176TH Street, Alachua

4511 35TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.96%
FHA
Active
42
$300,000$150,822 down
Rate
2.96%
6.95%today
Payment
$706/mo
$1,114today
  • 2beds
  • 2baths
  • 1,268sqft

4511 35TH Street, Gainesville

5087 21ST Terrace, Gainesville, FL, 32605 — assumable FHA mortgage at 2.96%
FHA
Active
25
$309,999$292,174 down
Rate
2.96%
6.95%today
Payment
$89/mo
$138today
  • 3beds
  • 2baths
  • 1,321sqft

5087 21ST Terrace, Gainesville

7607 42ND Avenue, Gainesville, FL, 32606 — assumable FHA mortgage at 3.00%
FHA
Active
36
$369,900$369,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,202sqft

7607 42ND Avenue, Gainesville

3525 50TH Avenue, Gainesville, FL, 32605 — assumable VA mortgage at 3.00%
VA
Active
38
$310,000$310,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,358sqft

3525 50TH Avenue, Gainesville

19583 229TH Street, High Springs, FL, 32643 — assumable FHA mortgage at 3.01%
FHA
Active
75
$424,900$217,992 down
Rate
3.01%
6.95%today
Payment
$1,185/mo
$1,756today
  • 5beds
  • 3baths
  • 2,544sqft

19583 229TH Street, High Springs

21601 OLD BELLAMY Road, Alachua, FL, 32615 — assumable VA mortgage at 3.13%
VA
Active
67
$519,500$237,636 down
Rate
3.13%
6.95%today
Payment
$1,393/mo
$2,151today
  • 3beds
  • 2baths
  • 2,468sqft

21601 OLD BELLAMY Road, Alachua

4851 81ST Avenue, Gainesville, FL, 32653 — assumable FHA mortgage at 3.62%
FHA
Active
14
$309,000$107,916 down
Rate
3.62%
6.95%today
Payment
$1,070/mo
$1,553today
  • 3beds
  • 2baths
  • 1,651sqft

4851 81ST Avenue, Gainesville

7745 20TH Way, Gainesville, FL, 32609 — assumable FHA mortgage at 3.46%
FHA
Active
37
$329,900$169,205 down
Rate
3.46%
6.95%today
Payment
$921/mo
$1,364today
  • 4beds
  • 3baths
  • 2,198sqft

7745 20TH Way, Gainesville

4001 48TH Place, Gainesville, FL, 32606 — assumable VA mortgage at 3.50%
VA
Active
11
$225,000$225,000 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,303sqft

4001 48TH Place, Gainesville

4109 43RD Terrace #69, Gainesville, FL, 32606 — assumable FHA mortgage at 3.50%
FHA
Active
25
$194,000$194,000 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,176sqft

4109 43RD Terrace #69, Gainesville

12014 136TH Street, Alachua, FL, 32615 — assumable FHA mortgage at 3.67%
FHA
Active
86
$665,000$528,166 down
Rate
3.67%
6.95%today
Payment
$840/mo
$1,212today
  • 3beds
  • 3baths
  • 2,379sqft

12014 136TH Street, Alachua

3504 37TH Avenue, Gainesville, FL, 32605 — assumable VA mortgage at 3.91%
VA
Active
15
$165,600$126,116 down
Rate
3.91%
6.95%today
Payment
$279/mo
$391today
  • 2beds
  • 2baths
  • 1,000sqft

3504 37TH Avenue, Gainesville

16634 193RD Terrace, High Springs, FL, 32643 — assumable VA mortgage at 6.81%
VA
Active
31
$325,000$13,575 down
Rate
6.81%
6.95%today
Payment
$2,101/mo
$2,131today
  • 4beds
  • 2baths
  • 1,787sqft

16634 193RD Terrace, High Springs

2509 37TH Place, Gainesville, FL, 32605 — assumable VA mortgage at 4.72%
VA
Active
36
$289,000$107,601 down
Rate
4.72%
6.95%today
Payment
$1,014/mo
$1,291today
  • 3beds
  • 3baths
  • 1,495sqft

2509 37TH Place, Gainesville

17070 176TH Way, Alachua, FL, 32615 — assumable FHA mortgage at 6.08%
FHA
Active
26
$325,000$15,078 down
Rate
6.08%
6.95%today
Payment
$1,918/mo
$2,099today
  • 4beds
  • 2baths
  • 1,774sqft

17070 176TH Way, Alachua

4004 63RD Street, Gainesville, FL, 32606 — assumable VA mortgage at 6.11%
VA
Active
49
$759,000$63,493 down
Rate
6.11%
6.95%today
Payment
$4,236/mo
$4,622today
  • 4beds
  • 3baths
  • 2,644sqft

4004 63RD Street, Gainesville

6226 53RD Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 6.23%
VA
Active
28
$377,500$30,216 down
Rate
6.23%
6.95%today
Payment
$2,150/mo
$2,317today
  • 3beds
  • 2baths
  • 1,498sqft

6226 53RD Terrace, Gainesville

25176 209TH Avenue, High Springs, FL, 32643 — assumable VA mortgage at 6.34%
VA
Active
37
$525,000$34,377 down
Rate
6.34%
6.95%today
Payment
$3,170/mo
$3,376today
  • 4beds
  • 3baths
  • 2,926sqft

25176 209TH Avenue, High Springs

11922 NW 197TH TER, Alachua, FL, 32615 — assumable VA mortgage at 6.50%
VA
Active
54
$289,000$16,635 down
Rate
6.50%
6.95%today
Payment
$1,776/mo
$1,859today
  • 4beds
  • 3baths
  • 2,280sqft

11922 NW 197TH TER, Alachua

22885 197TH Place, High Springs, FL, 32643 — assumable VA mortgage at 6.96%
VA
Active
40
$389,000$35,298 down
Rate
6.96%
6.95%today
Payment
$2,419/mo
$2,416today
  • 4beds
  • 3baths
  • 2,427sqft

22885 197TH Place, High Springs

4423 36TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 5.00%
FHA
Active
62
$330,000$128,567 down
Rate
5.00%
6.95%today
Payment
$1,159/mo
$1,429today
  • 3beds
  • 2baths
  • 1,574sqft

4423 36TH Street, Gainesville

Assuming a mortgage in Alachua

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$570 /mo
Median cash to assume
$105,317
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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