Art Ingram

Art Ingram

Assumable homes for sale in Georgia

38 homesFHA & VA loansrates from 2.73% vs 6.95% today

Georgia assumption guide
916 HILLCREST Court, Tallahassee, FL, 32308 — assumable VA mortgage at 2.90%
VA
Active
40
$465,000$71,611 down
Rate
2.90%
6.95%today
Payment
$1,833/mo
$2,915today
  • 3beds
  • 4baths
  • 2,744sqft

916 HILLCREST Court, Tallahassee

11496 FATHOM Court, Jacksonville, FL, 32256 — assumable FHA mortgage at 2.96%
FHA
Active
33
$404,900$80,479 down
Rate
2.96%
6.95%today
Payment
$1,535/mo
$2,423today
  • 3beds
  • 3baths
  • 1,693sqft

11496 FATHOM Court, Jacksonville

13573 98TH Street, Live Oak, FL, 32060 — assumable FHA mortgage at 2.73%
FHA
Active
25
$210,000$52,476 down
Rate
2.73%
6.95%today
Payment
$734/mo
$1,193today
  • 4beds
  • 2baths
  • 2,356sqft

13573 98TH Street, Live Oak

5922 BRICE Court, Jacksonville, FL, 32244 — assumable FHA mortgage at 2.87%
FHA
Active
29
$200,000$72,794 down
Rate
2.87%
6.95%today
Payment
$591/mo
$943today
  • 2beds
  • 3baths
  • 1,268sqft

5922 BRICE Court, Jacksonville

609 CLAIRE Lane, Orange Park, FL, 32073 — assumable VA mortgage at 2.88%
VA
Active
52
$370,000$121,093 down
Rate
2.88%
6.95%today
Payment
$1,154/mo
$1,841today
  • 3beds
  • 3baths
  • 1,712sqft

609 CLAIRE Lane, Orange Park

871 RIVERTREE Place, Middleburg, FL, 32068 — assumable FHA mortgage at 4.50%
FHA
Active
23
$239,900Potential short sale
Rate
4.50%
6.95%today
Payment
$1,249/mo
$1,632today
  • 2beds
  • 3baths
  • 1,160sqft

871 RIVERTREE Place, Middleburg

1347 WISHBONE Road, Cantonment, FL, 32533 — assumable VA mortgage at 3.05%
VA
Active
23
$529,000$186,371 down
Rate
3.05%
6.95%today
Payment
$1,612/mo
$2,515today
  • 4beds
  • 3baths
  • 2,200sqft

1347 WISHBONE Road, Cantonment

656 WYNDHAM Court, Orange Park, FL, 32073 — assumable VA mortgage at 2.86%
VA
Active
76
$625,000$331,806 down
Rate
2.86%
6.95%today
Payment
$1,357/mo
$2,169today
  • 4beds
  • 3baths
  • 2,747sqft

656 WYNDHAM Court, Orange Park

128 VESTAVIA Street, Panama City Beach, FL, 32413 — assumable FHA mortgage at 4.37%
FHA
Active
50
$299,999$56,883 down
Rate
4.37%
6.95%today
Payment
$1,223/mo
$1,623today
  • 3beds
  • 2baths
  • 1,504sqft

128 VESTAVIA Street, Panama City Beach

8690 LAKE GEORGE Circle, Macclenny, FL, 32063 — assumable VA mortgage at 5.11%
VA
Active
37
$335,000$20,336 down
Rate
5.11%
6.95%today
Payment
$1,830/mo
$2,229today
  • 4beds
  • 2baths
  • 1,842sqft

8690 LAKE GEORGE Circle, Macclenny

214 LEONARD Terrace, Lake City, FL, 32024 — assumable FHA mortgage at 3.67%
FHA
Active
21
$150,000$144,375 down
Rate
3.67%
6.95%today
Payment
$38/mo
$55today
  • 2beds
  • 2baths
  • 1,344sqft

214 LEONARD Terrace, Lake City

1937 AMBERLY Drive, Middleburg, FL, 32068 — assumable FHA mortgage at 3.69%
FHA
Active
47
$315,000Potential short sale
Rate
3.69%
6.95%today
Payment
$1,828/mo
$2,632today
  • 3beds
  • 2baths
  • 1,813sqft

1937 AMBERLY Drive, Middleburg

16229 SHELLCRACKER Road, Jacksonville, FL, 32226 — assumable FHA mortgage at 3.73%
FHA
Active
57
$350,000$145,280 down
Rate
3.73%
6.95%today
Payment
$1,089/mo
$1,560today
  • 5beds
  • 3baths
  • 2,928sqft

16229 SHELLCRACKER Road, Jacksonville

5736 GUANA PARK Court, Jacksonville, FL, 32244 — assumable VA mortgage at 5.30%
VA
Active
34
$359,700$70,203 down
Rate
5.30%
6.95%today
Payment
$1,709/mo
$2,037today
  • 4beds
  • 2baths
  • 1,954sqft

5736 GUANA PARK Court, Jacksonville

3442 RED OAK Circle, Orange Park, FL, 32073 — assumable VA mortgage at 4.11%
VA
Active
36
$328,000$259,868 down
Rate
4.11%
6.95%today
Payment
$500/mo
$684today
  • 3beds
  • 2baths
  • 1,436sqft

3442 RED OAK Circle, Orange Park

8819 FALCON TRACE Drive, Jacksonville, FL, 32222 — assumable VA mortgage at 4.17%
VA
Active
26
$210,000Potential short sale
Rate
4.17%
6.95%today
Payment
$1,471/mo
$1,998today
  • 3beds
  • 2baths
  • 1,162sqft

8819 FALCON TRACE Drive, Jacksonville

245 GENELL Loop, Lake City, FL, 32055 — assumable FHA mortgage at 4.98%
FHA
Active
22
$299,900$61,678 down
Rate
4.98%
6.95%today
Payment
$1,367/mo
$1,690today
  • 4beds
  • 3baths
  • 2,167sqft

245 GENELL Loop, Lake City

585 RUNNING WOODS Street, Orange Park, FL, 32065 — assumable FHA mortgage at 6.31%
FHA
Active
33
$200,000Potential short sale
Rate
6.31%
6.95%today
Payment
$1,345/mo
$1,436today
  • 2beds
  • 3baths
  • 1,109sqft

585 RUNNING WOODS Street, Orange Park

4955 KNIGHTSBRIDGE Circle, Jacksonville, FL, 32244 — assumable FHA mortgage at 6.81%
FHA
Active
17
$215,000$8,709 down
Rate
6.81%
6.95%today
Payment
$1,390/mo
$1,410today
  • 3beds
  • 2baths
  • 1,280sqft

4955 KNIGHTSBRIDGE Circle, Jacksonville

8058 BELSAY Circle, Jacksonville, FL, 32219 — assumable VA mortgage at 5.89%
VA
Active
45
$309,900$16,059 down
Rate
5.89%
6.95%today
Payment
$1,835/mo
$2,050today
  • 3beds
  • 2baths
  • 1,292sqft

8058 BELSAY Circle, Jacksonville

2349 MOODY Avenue, Orange Park, FL, 32073 — assumable VA mortgage at 4.41%
VA
Active
30
$299,000$124,437 down
Rate
4.41%
6.95%today
Payment
$1,014/mo
$1,339today
  • 3beds
  • 2baths
  • 1,534sqft

2349 MOODY Avenue, Orange Park

8139 VINING Street, Jacksonville, FL, 32210 — assumable VA mortgage at 6.50%
VA
Active
47
$314,000$24,041 down
Rate
6.50%
6.95%today
Payment
$1,841/mo
$1,928today
  • 4beds
  • 3baths
  • 1,660sqft

8139 VINING Street, Jacksonville

6893 GABLE GROVE Avenue, Jacksonville, FL, 32217 — assumable VA mortgage at 6.72%
VA
Active
34
$324,900$20,670 down
Rate
6.72%
6.95%today
Payment
$2,002/mo
$2,049today
  • 3beds
  • 3baths
  • 1,707sqft

6893 GABLE GROVE Avenue, Jacksonville

4574 WANDERING OAKS Court, Jacksonville, FL, 32257 — assumable FHA mortgage at 6.02%
FHA
Active
35
$245,000$35,767 down
Rate
6.02%
6.95%today
Payment
$1,321/mo
$1,456today
  • 2beds
  • 2baths
  • 1,045sqft

4574 WANDERING OAKS Court, Jacksonville

7357 CUMBRIA Boulevard, Jacksonville, FL, 32219 — assumable VA mortgage at 6.27%
VA
Active
27
$303,000$30,281 down
Rate
6.27%
6.95%today
Payment
$1,759/mo
$1,887today
  • 3beds
  • 2baths
  • 1,893sqft

7357 CUMBRIA Boulevard, Jacksonville

4768 ARGAND Drive, Jacksonville, FL, 32218 — assumable FHA mortgage at 6.69%
FHA
Active
47
$484,990$60,075 down
Rate
6.69%
6.95%today
Payment
$2,785/mo
$2,860today
  • 5beds
  • 3baths
  • 3,512sqft

4768 ARGAND Drive, Jacksonville

3639 CHARLES Street, Jacksonville, FL, 32209 — assumable FHA mortgage at 6.82%
FHA
Active
$102,500$19,678 down
Rate
6.82%
6.95%today
Payment
$555/mo
$562today
  • 2beds
  • 1baths
  • 762sqft

3639 CHARLES Street, Jacksonville

805 TURTLE CREEK Drive, Jacksonville, FL, 32218 — assumable FHA mortgage at 7.09%
FHA
Active
26
$330,000$37,001 down
Rate
7.09%
6.95%today
Payment
$2,011/mo
$1,982today
  • 3beds
  • 2baths
  • 1,470sqft

805 TURTLE CREEK Drive, Jacksonville

292 OLD CYPRESS Way, Lake City, FL, 32024 — assumable VA mortgage at 7.44%
VA
Active
71
$675,000$109,839 down
Rate
7.44%
6.95%today
Payment
$4,032/mo
$3,839today
  • 4beds
  • 3baths
  • 4,250sqft

292 OLD CYPRESS Way, Lake City

1838 LEONID Road, Jacksonville, FL, 32218 — assumable VA mortgage at 4.87%
VA
Active
18
$149,000$92,597 down
Rate
4.87%
6.95%today
Payment
$446/mo
$558today
  • 3beds
  • 2baths
  • 1,368sqft

1838 LEONID Road, Jacksonville

451 NORTH Boulevard, Macclenny, FL, 32063 — assumable FHA mortgage at 5.10%
FHA
Active
30
$339,000$138,855 down
Rate
5.10%
6.95%today
Payment
$1,161/mo
$1,416today
  • 3beds
  • 2baths
  • 1,322sqft

451 NORTH Boulevard, Macclenny

526 SAVANNAH Circle, Lake City, FL, 32055 — assumable FHA mortgage at 5.13%
FHA
Active
49
$374,900$367,507 down
Rate
5.13%
6.95%today
Payment
$45/mo
$54today
  • 4beds
  • 3baths
  • 2,441sqft

526 SAVANNAH Circle, Lake City

8083 GUILD Way, Jacksonville, FL, 32222 — assumable VA mortgage at 5.41%
VA
Active
20
$275,000Potential short sale
Rate
5.41%
6.95%today
Payment
$2,041/mo
$2,404today
  • 4beds
  • 2baths
  • 1,648sqft

8083 GUILD Way, Jacksonville

3722 HOOVER Lane, Jacksonville, FL, 32277 — assumable FHA mortgage at 6.71%
FHA
Active
36
$255,000$83,081 down
Rate
6.71%
6.95%today
Payment
$1,150/mo
$1,179today
  • 3beds
  • 2baths
  • 1,232sqft

3722 HOOVER Lane, Jacksonville

218 CADENCE Glen, Lake City, FL, 32024 — assumable VA mortgage at 7.04%
VA
Active
48
$432,000$152,447 down
Rate
7.04%
6.95%today
Payment
$1,890/mo
$1,873today
  • 3beds
  • 3baths
  • 2,455sqft

218 CADENCE Glen, Lake City

2389 HIGHWAY 73, Marianna, FL, 32448 — assumable FHA mortgage at 6.76%
FHA
Active
11
$94,000$82,334 down
Rate
6.76%
6.95%today
Payment
$77/mo
$78today
  • 4beds
  • 2baths
  • 1,771sqft

2389 HIGHWAY 73, Marianna

Assuming a mortgage in Georgia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$446 /mo
Median cash to assume
$72,794
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.