FHA
Active
37$320,000$68,327 down
- Rate
- 3.22%
6.95%today- Payment
- $1,204/mo
$1,839today
- 3beds
- 2baths
- 1,747sqft
Nobleton, Florida
Assumable homes for salein Nobleton, Florida.
1 home in Nobleton carries an existing FHA, VA, or USDA loan you can take over, with locked rates from 6.64%. Assume the seller’s mortgage instead of financing at today’s 7.2%.
Live MLS data · Updated
Nobleton assumable market
by the numbers.
1active assumable listing
6.64%lowest locked rate
$250kmedian list price
$84saved per month vs. 7.2%
About the market
Assumable mortgagesin Nobleton, explained.
Every number on this page comes from the live MLS feeds UMe indexes for Florida, filtered to Nobleton. Updated August 2026.
How assumptions work for buyersNobleton, Florida has 1 home for sale with an assumable mortgage as of August 2026: 1 FHA loan that a qualified buyer can take over at the seller's existing rate instead of financing at today's roughly 7.2%. Rates on active Nobleton assumable listings start at 6.64% with a median of 6.64%; 0 listings are under 4% and 0 are under 5%.
The median assumable home in Nobleton lists for $250,000, with a median of $129,234 in cash to assume, the gap between the price and the remaining loan balance. At the median assumable rate the principal-and-interest payment is about $914 a month versus $998 for the same balance at today's rate, roughly $84 kept every month and $1,013 a year. The most active Nobleton ZIP codes are 34661 (1).
UMe confirms the balance, rate, and assumability of each listing with the listing agent before marking it Certified. FHA, VA, and USDA loans are assumable by law, and you do not need to be a veteran to assume a VA loan. Once you are under contract, the loan servicer underwrites you rather than a new lender; most Nobleton assumptions close in 45 to 90 days, and UMe tracks the file with the servicer and both agents so nothing stalls.
Verified in Nobleton
View all 1 on the map Homes on the marketin Nobleton.
FHA
Active
61$349,900$56,005 down
- Rate
- 3.85%
6.95%today- Payment
- $1,501/mo
$2,119today
- 4beds
- 4baths
- 2,151sqft
30805 SATINLEAF Run, Brooksville
VA
Active
62$1,395,000$553,864 down
- Rate
- 3.05%
6.95%today- Payment
- $3,958/mo
$6,175today
- 5beds
- 4baths
- 4,088sqft
23458 CROOM Road, Brooksville
VA
Active
51$249,000$117,938 down
- Rate
- 2.70%
6.95%today- Payment
- $608/mo
$993today
- 2beds
- 2baths
- 1,536sqft
6141 DELL Lane, Inverness
VA
Active
40$250,000$127,236 down
- Rate
- 2.81%
6.95%today- Payment
- $575/mo
$926today
- 3beds
- 2baths
- 1,456sqft
6590 CR 631, Bushnell
FHA
Active
23$284,900$138,282 down
- Rate
- 2.96%
6.95%today- Payment
- $708/mo
$1,118today
- 3beds
- 2baths
- 1,891sqft
6088 FAIRWAY Drive, Ridge Manor
Live MLS collection. Loan balances, payment estimates, and cash-to-assume amounts update with the source listing. Taxes, insurance, HOA, closing costs, and secondary financing may change the final monthly payment.
Inventory snapshot
What’s in the mixin Nobleton.
Live counts from the MLS feeds we index for Florida. Updated August 2026.
- Active listings
- 1
- UMe Certified / verified
- 0
- Lowest rate
- 6.64%
- Median rate
- 6.64%
- Median list price
- $250,000
- Median cash to assume
- $129,234
Nobleton listings by locked rate
- Under 4%0 homes
- 4% – 5%0 homes
- 5% – 6%0 homes
- 6% and up1 home
Nobleton listings by loan type
- FHA1 homemedian 6.64%
FHA, VA, and USDA loans are assumable by law. Conventional loans almost never are.
By neighborhood
Assumable homesby Nobleton ZIP code.
Each ZIP opens the Nobleton map zoomed to its listings, in assumptions mode, with rate and payment filters ready.
Run the Nobleton numbers
What an assumable ratedoes to a Nobleton payment.
The sliders start at the median Nobleton assumable listing: $250,000 list price and a 6.64% existing rate. We compare the payment you would take over against financing the same balance with a new loan at today’s 7.20%. Principal and interest only; taxes, insurance, and HOA dues are the same either way.
The gap between price and balance is the seller’s equity: your cash to assume, or what a second loan can help cover.
Cash to assume (seller’s equity)$130,000
52% of the price. Eligible buyers can start with as little as 5% down using a second loan for the rest.
Your monthly payment if you assume in Nobleton
$809/mo
New loan at 7.20%$815
Assumed at 6.65%
$809
Every month$5
Over five years$314
Interest you never pay$40,73226-year assumed loan vs. a new 30-year loan
Estimates for illustration. The real numbers depend on the loan, the servicer, and your qualification; every Nobleton listing on UMe shows the actual balance, rate, and payment.
How it works in Nobleton
How to assumea mortgage in Nobleton.
You’re not applying for a new mortgage. You’re stepping into one that already exists, at the rate it was written. Four steps, and UMe owns the hard one.
Start with pre-qualification- 01
Find a Nobleton home with a locked rate.
Every listing on this page carries an existing FHA, VA, or USDA loan. Filter the Nobleton map by existing rate, monthly payment, or cash to assume instead of by list price alone.
- 02
Cover the seller’s equity.
You pay the seller the difference between the price and the remaining balance, a median of $129,234 in Nobleton today. Cash, a second loan, or seller financing can bridge it.
- 03
Qualify with the servicer, not a new lender.
The current loan servicer reviews your credit, income, and debt just like a lender would. UMe prepares the file, works the servicer directly, and chases every follow-up so the 45-to-90-day timeline holds.
- 04
Close and keep the rate.
The seller’s balance, rate, and remaining term become yours. No points, no origination fee, no reset to 30 years, and a Nobleton payment written in a different decade.
Nobleton questions
Assuming a mortgagein Nobleton.
The numbers below come from current Nobleton inventory and update as listings change.
All assumption FAQsHow many assumable homes are for sale in Nobleton?
As of August 2026, UMe tracks 1 active assumable listing in Nobleton. Inventory refreshes from the MLS throughout the day, so the map may show slightly different counts.
What types of assumable loans are available in Nobleton?
Current Nobleton inventory breaks down as FHA (1, median 6.64%). FHA, VA, and USDA mortgages are assumable by law, which is why they make up nearly all assumable listings. Conventional loans usually carry a due-on-sale clause and cannot be assumed. You do not need to be a veteran to assume a VA loan, though the seller's entitlement stays tied up unless you substitute your own.
What is the lowest assumable mortgage rate in Nobleton?
The lowest rate on an active Nobleton assumable listing is 6.64%, and the median across all 1 listing is 6.64%. 0 listings are under 4% and 0 are under 5%, compared with roughly 7.2% for a new 30-year loan today.
How much can I save with a mortgage assumption in Nobleton?
Across current Nobleton listings, the median principal-and-interest payment on the assumable loan is $914 per month versus $998 for the same balance at today's rates, a difference of about $84 every month, or $1,013 a year. The savings compound because you also keep the seller's remaining term instead of restarting a 30-year clock.
How much money do I need to assume a home in Nobleton?
When you assume a loan you pay the seller the difference between the list price and the remaining loan balance. In Nobleton that gap is currently a median of $129,234 on a median list price of $250,000. Buyers cover it with cash, a second mortgage, or seller financing; UMe can connect you with lenders who write gap loans behind an assumption.
Which Nobleton ZIP codes have the most assumable homes?
The Nobleton ZIP codes with the most active assumable listings are 34661 (1). Use the map to draw your own boundary or filter by rate, payment, and down payment inside any of them.
How long does a mortgage assumption take in Nobleton?
Most FHA and VA assumptions close in 45 to 90 days. The loan servicer, not a new lender, underwrites you, and servicer turnaround is the main variable. UMe tracks the file with the servicer and the listing agent so nothing stalls, and every listing shows whether the assumption has already been confirmed with the seller's side.
Nearby markets
All of Florida More assumable homesin Florida.
Ready when you are
Stop overpaying for Nobleton.The rate is already on the house.
Every listing on the Nobleton map has a rate you can take over. Start with the ones in Nobleton, get pre-qualified in minutes, and let UMe carry the assumption to closing.
