Art Ingram

Art Ingram

Hollywood, Florida

Assumable homes for salein Hollywood, Florida.

1 home in Hollywood carries an existing FHA, VA, or USDA loan you can take over, with locked rates from 6.73%. Assume the seller’s mortgage instead of financing at today’s 7.2%.

Live MLS data · Updated

Hollywood assumable market
by the numbers.

1active assumable listing
6.73%lowest locked rate
$510kmedian list price
$205saved per month vs. 7.2%
About the market

Assumable mortgagesin Hollywood, explained.

Every number on this page comes from the live MLS feeds UMe indexes for Florida, filtered to Hollywood. Updated September 2026.

How assumptions work for buyers

Hollywood, Florida has 1 home for sale with an assumable mortgage as of September 2026: 1 FHA loan that a qualified buyer can take over at the seller's existing rate instead of financing at today's roughly 7.2%. Rates on active Hollywood assumable listings start at 6.73% with a median of 6.73%; 0 listings are under 4% and 0 are under 5%.

The median assumable home in Hollywood lists for $510,000, with a median of $140,200 in cash to assume, the gap between the price and the remaining loan balance. At the median assumable rate the principal-and-interest payment is about $2,487 a month versus $2,692 for the same balance at today's rate, roughly $205 kept every month and $2,458 a year. The most active Hollywood ZIP codes are 33024 (1).

UMe confirms the balance, rate, and assumability of each listing with the listing agent before marking it Certified. FHA, VA, and USDA loans are assumable by law, and you do not need to be a veteran to assume a VA loan. Once you are under contract, the loan servicer underwrites you rather than a new lender; most Hollywood assumptions close in 45 to 90 days, and UMe tracks the file with the servicer and both agents so nothing stalls.

Verified in Hollywood

Homes on the marketin Hollywood.

View all 1 on the map
126 MIAMI GARDENS Road, West Park, FL, 33023 — assumable FHA mortgage at 2.79%
FHA
Active
57
$417,900$168,646 down
Rate
2.79%
6.95%today
Payment
$1,169/mo
$1,885today
  • 10beds
  • 8baths
  • 1,841sqft

126 MIAMI GARDENS Road, West Park

9601 9TH Court, Pembroke Pines, FL, 33025 — assumable FHA mortgage at 3.88%
FHA
Active
60
$639,000$519,155 down
Rate
3.88%
6.95%today
Payment
$947/mo
$1,332today
  • 4beds
  • 2baths
  • 2,114sqft

9601 9TH Court, Pembroke Pines

2131 BIARRITZ Drive, Miami Beach, FL, 33141 — assumable FHA mortgage at 3.91%
FHA
Active
30
$995,000$863,766 down
Rate
3.91%
6.95%today
Payment
$921/mo
$1,290today
  • 3beds
  • 2baths
  • 1,360sqft

2131 BIARRITZ Drive, Miami Beach

1421 68TH Terrace, Hollywood, FL, 33024 — assumable FHA mortgage at 6.73%
FHA
Active
6
$510,000$140,200 down
Rate
6.73%
6.95%today
Payment
$2,487/mo
$2,543today
  • 3beds
  • 2baths
  • 1,184sqft

1421 68TH Terrace, Hollywood

18410 42ND Avenue, Miami Gardens, FL, 33055 — assumable FHA mortgage at 6.50%
FHA
Active
21
$360,000$360,000 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 1baths
  • 1,306sqft

18410 42ND Avenue, Miami Gardens

9651 CONCH SHELL Manor, Plantation, FL, 33324 — assumable VA mortgage at 6.95%
VA
Active
48
$1,050,000$689,732 down
Rate
6.95%
6.95%today
Payment
$2,603/mo
$2,603today
  • 4beds
  • 3baths
  • 2,934sqft

9651 CONCH SHELL Manor, Plantation

Live MLS collection. Loan balances, payment estimates, and cash-to-assume amounts update with the source listing. Taxes, insurance, HOA, closing costs, and secondary financing may change the final monthly payment.

Inventory snapshot

What’s in the mixin Hollywood.

Live counts from the MLS feeds we index for Florida. Updated September 2026.

Active listings
1
UMe Certified / verified
0
Lowest rate
6.73%
Median rate
6.73%
Median list price
$510,000
Median cash to assume
$140,200

Hollywood listings by locked rate

  1. Under 4%0 homes
  2. 4% – 5%0 homes
  3. 5% – 6%0 homes
  4. 6% and up1 home

Hollywood listings by loan type

  • FHA1 homemedian 6.73%

FHA, VA, and USDA loans are assumable by law. Conventional loans almost never are.

By neighborhood

Assumable homesby Hollywood ZIP code.

Each ZIP opens the Hollywood map zoomed to its listings, in assumptions mode, with rate and payment filters ready.

Run the Hollywood numbers

What an assumable ratedoes to a Hollywood payment.

The sliders start at the median Hollywood assumable listing: $510,000 list price and a 6.73% existing rate. We compare the payment you would take over against financing the same balance with a new loan at today’s 7.20%. Principal and interest only; taxes, insurance, and HOA dues are the same either way.

$510,000
$370,000

The gap between price and balance is the seller’s equity: your cash to assume, or what a second loan can help cover.

6.75%
26 yrs
Cash to assume (seller’s equity)$140,000

27% of the price. Eligible buyers can start with as little as 5% down using a second loan for the rest.

Your monthly payment if you assume in Hollywood
$2,519/mo
New loan at 7.20%
$2,512
Assumed at 6.75%
$2,519
Every month$0
Over five years$0
Interest you never pay$118,23726-year assumed loan vs. a new 30-year loan

Estimates for illustration. The real numbers depend on the loan, the servicer, and your qualification; every Hollywood listing on UMe shows the actual balance, rate, and payment.

How it works in Hollywood

How to assumea mortgage in Hollywood.

You’re not applying for a new mortgage. You’re stepping into one that already exists, at the rate it was written. Four steps, and UMe owns the hard one.

Start with pre-qualification
  1. 01

    Find a Hollywood home with a locked rate.

    Every listing on this page carries an existing FHA, VA, or USDA loan. Filter the Hollywood map by existing rate, monthly payment, or cash to assume instead of by list price alone.

  2. 02

    Cover the seller’s equity.

    You pay the seller the difference between the price and the remaining balance, a median of $140,200 in Hollywood today. Cash, a second loan, or seller financing can bridge it.

  3. 03

    Qualify with the servicer, not a new lender.

    The current loan servicer reviews your credit, income, and debt just like a lender would. UMe prepares the file, works the servicer directly, and chases every follow-up so the 45-to-90-day timeline holds.

  4. 04

    Close and keep the rate.

    The seller’s balance, rate, and remaining term become yours. No points, no origination fee, no reset to 30 years, and a Hollywood payment written in a different decade.

Hollywood questions

Assuming a mortgagein Hollywood.

The numbers below come from current Hollywood inventory and update as listings change.

All assumption FAQs

How many assumable homes are for sale in Hollywood?

As of September 2026, UMe tracks 1 active assumable listing in Hollywood. Inventory refreshes from the MLS throughout the day, so the map may show slightly different counts.

What types of assumable loans are available in Hollywood?

Current Hollywood inventory breaks down as FHA (1, median 6.73%). FHA, VA, and USDA mortgages are assumable by law, which is why they make up nearly all assumable listings. Conventional loans usually carry a due-on-sale clause and cannot be assumed. You do not need to be a veteran to assume a VA loan, though the seller's entitlement stays tied up unless you substitute your own.

What is the lowest assumable mortgage rate in Hollywood?

The lowest rate on an active Hollywood assumable listing is 6.73%, and the median across all 1 listing is 6.73%. 0 listings are under 4% and 0 are under 5%, compared with roughly 7.2% for a new 30-year loan today.

How much can I save with a mortgage assumption in Hollywood?

Across current Hollywood listings, the median principal-and-interest payment on the assumable loan is $2,487 per month versus $2,692 for the same balance at today's rates, a difference of about $205 every month, or $2,458 a year. The savings compound because you also keep the seller's remaining term instead of restarting a 30-year clock.

How much money do I need to assume a home in Hollywood?

When you assume a loan you pay the seller the difference between the list price and the remaining loan balance. In Hollywood that gap is currently a median of $140,200 on a median list price of $510,000. Buyers cover it with cash, a second mortgage, or seller financing; UMe can connect you with lenders who write gap loans behind an assumption.

Which Hollywood ZIP codes have the most assumable homes?

The Hollywood ZIP codes with the most active assumable listings are 33024 (1). Use the map to draw your own boundary or filter by rate, payment, and down payment inside any of them.

How long does a mortgage assumption take in Hollywood?

Most FHA and VA assumptions close in 45 to 90 days. The loan servicer, not a new lender, underwrites you, and servicer turnaround is the main variable. UMe tracks the file with the servicer and the listing agent so nothing stalls, and every listing shows whether the assumption has already been confirmed with the seller's side.

Ready when you are

Stop overpaying for Hollywood.The rate is already on the house.

Every listing on the Hollywood map has a rate you can take over. Start with the ones in Hollywood, get pre-qualified in minutes, and let UMe carry the assumption to closing.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Investing N Florida are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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